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101 Best Australia FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Australia based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Australia FinTech Startups

Data sourced from Crunchbase and SemRush.

Airwallex

Airwallex

Crunchbase Website Twitter Facebook Linkedin

Airwallex is a financial services platform committed to build global financial infrastructure to scale the digital economy.

Afterpay

Afterpay

Crunchbase Website Twitter Facebook Linkedin

Afterpay allows shoppers to receive products immediately and pay in four simple installments over a short period of time.

Afterpay

Zip Co

Crunchbase Website Twitter Facebook Linkedin

Zip is an online payments technology provider that offers consumers credit options for online shopping.

Afterpay

Openpay

Crunchbase Website Twitter Facebook Linkedin

Openpay is a fintech company that develops an online payments solution that features a buy now, pay later service.

Afterpay

Athena

Crunchbase Website Twitter Facebook Linkedin

Athena is an Australian home loan platform that helps to get better home loans.

Afterpay

FrankieOne

Crunchbase Website Twitter Facebook Linkedin

Frankie connects with different vendors and data sources from ID verification, eKYC, AML, fraud monitoring, and credit tools.

Afterpay

Spaceship

Crunchbase Website Twitter Facebook Linkedin

Investing, made easy

Afterpay

Flare

Crunchbase Website Twitter Facebook Linkedin

Flare is a financial service company that offers paperless onboarding, employee benefits, and employee management.

Afterpay

Zeller

Crunchbase Website Twitter Facebook Linkedin

Zeller is a fintech that offers to accept payments, track spending, and manage the finances of small businesses.

Afterpay

InDebted

Crunchbase Website Twitter Facebook Linkedin

InDebted provides a debt collection software that allows customers to effectively manage the repayment of their overdue accounts.

Afterpay

Simply Wall St

Crunchbase Website Twitter Facebook Linkedin

Simply Wall St turns complicated financial data into easy to understand infographics to helps investors make long term investment decisions.

Afterpay

Prospa

Crunchbase Website Twitter Facebook Linkedin

Prospa is an Australian owned and operated online lending service provider for small businesses within the region.

Afterpay

Plenti

Crunchbase Website Twitter Facebook Linkedin

A more rewarding financial world. Helping everyone to make the right choices — about the choices that count

Afterpay

Identitii

Crunchbase Website Twitter Facebook Linkedin

Identitii is an Australian FinTech reducing last mile payment hold ups, without replacing the rails

Afterpay

mx51

Crunchbase Website Twitter Facebook Linkedin

mx51 empowers acquirers and payment providers to connect seamlessly with merchants and their customers.

Afterpay

Liven

Crunchbase Website Twitter Facebook Linkedin

Liven is a rewards-based mobile payment network and blockchain platform purpose built for food.

Afterpay

Timelio

Crunchbase Website Twitter Facebook Linkedin

Timelio improves the financial wellbeing of business owners using technology to enable fast and flexible funding.

Afterpay

MoneyMe

Crunchbase Website Twitter Facebook Linkedin

MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia.

Afterpay

Beforepay

Crunchbase Website Twitter Facebook Linkedin

Reinventing the way people access their wages, budget and manage their finances, to increase financial wellness and happiness

Afterpay

Slyp

Crunchbase Website Twitter Facebook Linkedin

Slyp is a Company creates smart receipt that links receipts to customers through their bank account and banking apps.

Afterpay

FIN-PAY Technology

Crunchbase Website Twitter Facebook Linkedin

FIN-PAY Technology provides a unified payments platform that consolidates payments.

Afterpay

Tyro Payments

Crunchbase Website Twitter Facebook Linkedin

Tyro Payments is an Australian financial institution specializing in merchant credit, debit and EFTPOS acquisition.

Afterpay

Lendi

Crunchbase Website Twitter Facebook Linkedin

Lendi is a home loan platform that matches borrowers and lenders.

Afterpay

Moula

Crunchbase Website Twitter Facebook Linkedin

Moula is a loan service company that helps SMEs borrow money to grow their business.

Afterpay

Practifi

Crunchbase Website Twitter Facebook Linkedin

Practifi is a business management platform for financial services that provide financial advice for businesses and firms.

Afterpay

DeferIt

Crunchbase Website Twitter Facebook Linkedin

Helping more people pay more bills on time.

Afterpay

MC Payment

Crunchbase Website Twitter Facebook Linkedin

MC Payment is a fintech and business solutions provider.

Afterpay

Xinja Bank

Crunchbase Website Twitter Facebook Linkedin

Xinja Bank is an Australian digital neobank offering transactions and savings account products delivered through a mobile app.

Afterpay

Parpera

Crunchbase Website Twitter Facebook Linkedin

Parpera is a fintech focused on providing businesses, freelancers, and entrepreneurs with a better way to manage their money.

Afterpay

Nimble

Crunchbase Website Twitter Facebook Linkedin

Nimble provides loans of $300 – $5,000 in minutes via a simple online/mobile application

Afterpay

Credit Clear

Crunchbase Website Twitter Facebook Linkedin

Credit Clear is Australia’s leading digital receivables management and payments provider.

Afterpay

Valiant

Crunchbase Website Twitter Facebook Linkedin

Valiant is a marketplace that offers business and commercial financial services online.

Afterpay

Assembly

Crunchbase Website Twitter Facebook Linkedin

Assembly is a payments engine custom built for marketplaces to generate revenue and exceed growth targets.

Afterpay

Alex Bank

Crunchbase Website Twitter Facebook Linkedin

Alex is 100% digital, built from the ground up by an energetic team of bankers, focused on customer’s needs, not ours.

SocietyOne

Crunchbase Website Twitter Facebook Linkedin

SocietyOne is a P2P digital finance platform connecting creditworthy borrowers with savvy investors.

Afterpay

Ignition Advice

Crunchbase Website Twitter Facebook Linkedin

Ignition Advice is a global advice platform , deploying solutions across the key verticals being Insurance, Pensions and Investments.

Afterpay

Douugh

Crunchbase Website Twitter Facebook Linkedin

A smart bank account, helping people live financially healthier.

Afterpay

DiviPay

Crunchbase Website Twitter Facebook Linkedin

DiviPay is an all-in-one smart corporate card and expense management platform.

Afterpay

Payble

Crunchbase Website Twitter Facebook Linkedin

Fintech | The Direct Debit of the Future

Afterpay

PayRight

Crunchbase Website Twitter Facebook Linkedin

PayRight is an online platform that provides its users with payment plans.

Afterpay

CoinJar

Crunchbase Website Twitter Facebook Linkedin

CoinJar is an Australian bitcoin platform that enables the buying and selling of bitcoins and allows merchants to accept bitcoin payments.

Afterpay

Wisr

Crunchbase Website Twitter Facebook Linkedin

DirectMoney launched a major company rebrand to Wisr offers a unified service platform that provides retail investment and lending services.

Afterpay

Octet

Crunchbase Website Twitter Facebook Linkedin

Octet is an innovative Financial Technology Business specialising in Supply Chain Finance PAAS and Financing SMEs within Asia Pacific

Afterpay

Paytron

Crunchbase Website Twitter Facebook Linkedin

Paytron is a modern transaction account with builtin AP and AR

Afterpay

Clever

Crunchbase Website Twitter Facebook Linkedin

We’re making a bold, broke, bank statement. Clever is the most comprehensive, independent financial management app in Australia.

Afterpay

BRICKX

Crunchbase Website Twitter Facebook Linkedin

BRICKX offers all investors access to the real estate industry, whilst providing liquidity through its secondary market.

Afterpay

WeMoney

Crunchbase Website Twitter Facebook Linkedin

WeMoney is a personal finance management app that allows you to see all your finances in one place.

Afterpay

Tic:Toc Home Loans

Crunchbase Website Twitter Facebook Linkedin

Tic:Toc is an Australian fintech that offers a complete end-to-end online home loan experience.

Afterpay

DigitalX

Crunchbase Website Twitter Facebook Linkedin

DigitalX is an Australia-based software solutions company developing products and services.

Afterpay

Unhedged

Crunchbase Website Twitter Facebook Linkedin

Unhedged uses AI to deliver hedge fund tools to the everyday investor

Afterpay

Verrency

Crunchbase Website Twitter Facebook Linkedin

Verrency is provides an Open-API based ‘Innovation-as-a-Service’ Platform to Card Issuers.

Afterpay

Verteva

Crunchbase Website Twitter Facebook Linkedin

Verteva is a Fintech company that uses data and digital expertise to disrupt the mortgage process

Afterpay

Lumi Finance

Crunchbase Website Twitter Facebook Linkedin

Lumi Finance is a fintech company.

Afterpay

Lakeba Group Pty Ltd

Crunchbase Website Twitter Facebook Linkedin

Lakeba Group is a privately held global venture catalyst firm.

Afterpay

Waddle

Crunchbase Website Twitter Facebook Linkedin

Proprietary technology that leverages analytics from accounting & bank data to provide automated revolving credit lines to business.

Afterpay

Butn

Crunchbase Website Twitter Facebook Linkedin

Butn offers a Funding Solution Suite that changes the way funding works in businesses.

Afterpay

uno

Crunchbase Website Twitter Facebook Linkedin

uno allows consumers to access real-time home loan rates based on their personal situation.

Afterpay

iSignthis

Crunchbase Website Twitter Facebook Linkedin

iSignthis Ltd is the global leader in dynamic, remote AML/CFT KYC enhanced due diligence identity proofing.

Afterpay

Ordermentum Pty Ltd

Crunchbase Website Twitter Facebook Linkedin

Taking B2B ordering & payment mobile

Afterpay

Stockspot

Crunchbase Website Twitter Facebook Linkedin

Stockspot is Australia’s growing automated investment adviser and fund manager

Afterpay

ChronoBank

Crunchbase Website Twitter Facebook Linkedin

ChronoBank.io is an ambitious and wide-ranging blockchain project

Afterpay

Mint Payments

Crunchbase Website Twitter Facebook Linkedin

Mint Payments is a Payment Gateway and mPOS provider

Afterpay

Rush Gold

Crunchbase Website Twitter Facebook Linkedin

Rush Gold builds an open API Gold Bank for retail, sophisticated investors and business customers for savings, transactions, and lending.

Afterpay

Brighte

Crunchbase Website Twitter Facebook Linkedin

Brighte is a credit technology platform offering Australia’s easiest way to pay for home energy and home improvements

Afterpay

Funding

Crunchbase Website Twitter Facebook Linkedin

Australia’s leading mortgage marketplace. The home of faster, simpler, digital mortgages and online investing.

Afterpay

Azupay

Crunchbase Website Twitter Facebook Linkedin

Azupay is a mobile application that provides banking, digital and real-time payment solutions to its users.

Afterpay

Effi

Crunchbase Website Twitter Facebook Linkedin

Smartest SaaS Platform for Mortgage Brokers

Afterpay

Kanopi

Crunchbase Website Twitter Facebook Linkedin

Kanopi is a data-driven insurtech that connects insurers and digital platforms so they can provide the right insurance to their customers.

Afterpay

blueshyft

Crunchbase Website Twitter Facebook Linkedin

blueshyft is an iOS-based platform installed in 1200+ retail locations Australia-wide, allowing digital businesses to accept cash payments.

Afterpay

Fillr: Autofill as a Service

Crunchbase Website Twitter Facebook Linkedin

Autofill as a Service’ that integrates into your app, enabling your customers to transact faster, boosting your conversions and revenue

Afterpay

Picturewealth

Crunchbase Website Twitter Facebook Linkedin

PictureWealth is a technology company focused on improving the financial know-how of people across the planet.

Afterpay

Tappr

Crunchbase Website Twitter Facebook Linkedin

Tappr is a fin-tech startup developing a next-gen of payment platform allowing businesses to accept all payments types, not just card

Afterpay

Basiq

Crunchbase Website Twitter Facebook Linkedin

Basiq is an aggregation platform for acquiring financial data that provides access to financial institutions through APIs..

Afterpay

Marketech

Crunchbase Website Twitter Facebook Linkedin

Marketech is a financial services provider that offers a share trading platform.

Afterpay

Coverhero

Crunchbase Website Twitter Facebook Linkedin

We deliver relevant, hyperpersonalised coverage in moments of need for your lifestyle and wellbeing.

Afterpay

OnDeck Australia

Crunchbase Website Twitter Facebook Linkedin

OnDeck Australia is a financial service company that lends financing for small business.

Afterpay

Arctic Intelligence

Crunchbase Website Twitter Facebook Linkedin

Arctic Intelligence is dedicated online financial crime risk assessment tool for AML/CFT, Anti-Bribery & Corruption, Fraud and Cyber Risks.

Afterpay

Amber

Crunchbase Website Twitter Facebook Linkedin

Digital asset exchange, wallet & micro-investment

Afterpay

CryptoSpend

Crunchbase Website Twitter Facebook Linkedin

CryptoSpend is a FinTech mobile platform that allows you to spend crypto with ease

Afterpay

Decimal Software Ltd

Crunchbase Website Twitter Facebook Linkedin

Decimal is a 100% cloud technology for financial engagement, service and compliance that enables the democratisation of financial advice

Afterpay

RelayPay

Crunchbase Website Twitter Facebook Linkedin

RelayPay is a payment gateway that bridges the gap between traditional finance and digital currencies

Afterpay

Marli

Crunchbase Website Twitter Facebook Linkedin

Enabling Food & Ag supply chains become carbon neutral by 2035 using DeFi and standardized carbon units.

Afterpay

EFTsure

Crunchbase Website Twitter Facebook Linkedin

EFTsure is dedicated to helping organizations identify and protect themselves against risk and error that occur in the payment process.

Afterpay

Upstreet

Crunchbase Website Twitter Facebook Linkedin

Mobile Share Rewards App

Afterpay

Finch Australia

Crunchbase Website Twitter Facebook Linkedin

Finch is the next-gen data intelligence and financial technology company.

Afterpay

Fair Go Finance

Crunchbase Website Twitter Facebook Linkedin

Fair Go Finance provides online personal loan for everyday Aussies.

Afterpay

Brave New Coin

Crunchbase Website Twitter Facebook Linkedin

Brave New Coin is a Data & Research company focused on the exponential Blockchain & Digital Equities industry.

Afterpay

Bitcoin.com.au

Crunchbase Website Twitter Facebook Linkedin

Bitcoin.com.au is the cheapest, most convenient, and trusted exchange in Australia.

Afterpay

Jaaims

Crunchbase Website Twitter Facebook Linkedin

Jaaims is the first fully automated trading app that analyses, predicts and makes calculated trades on your behalf 24/7.

Afterpay

NAB Ventures

Crunchbase Website Twitter Facebook Linkedin

NAB Ventures is an Australian Venture Capital fund backed by National Australia Bank (one of the largest 20 banks globally).

Afterpay

Fintech Australia

Crunchbase Website Twitter Facebook Linkedin

FinTech Australia exists to help Australia become the leading market for FinTech innovation and investment in Asia.

Afterpay

HashChing

Crunchbase Website Twitter Facebook Linkedin

HashChing is an online marketplace for mortgage and commercial brokers and their customers.

Afterpay

Class

Crunchbase Website Twitter Facebook Linkedin

Class develops and delivers cloud software solutions for Australian wealth accounting firms.

Afterpay

Hypercurrent

Crunchbase Website Twitter Facebook Linkedin

Software for companies to self-finance their working capital and power business growth

Afterpay

Cape

Crunchbase Website Twitter Facebook Linkedin

The all-in-one spend management platform designing corporate cards to help every business strengthen their cashflow.

Afterpay

OctoFi

Crunchbase Website Twitter Facebook Linkedin

OctoFi is a next generation open source platform providing decentralized finance tentacles.

Afterpay

Complii Fintech Solutions Ltd

Crunchbase Website Twitter Facebook Linkedin

Complii FinTech Solutions is a secure digital platform that removes the need for paper based compliance.

Afterpay

CXi Software

Crunchbase Website Twitter Facebook Linkedin

CXi Software streamlines and automates the back office operations of Fund Managers and Fund Administrators.

Afterpay

Enteruptors

Crunchbase Website Twitter Facebook Linkedin

Digitally transforming the middle office of financial services with a SaaS solution for risk, regulation, budgeting, reporting, analysis

Afterpay

Skippr Cash Flow

Crunchbase Website Twitter Facebook Linkedin

Skippr is leveraging predictive analytics to simplify and automate cash flow management for SMB using finance and payment strategies.

Afterpay

FARMpay

Crunchbase Website Twitter Facebook Linkedin

FARMpay is a supply chain management platform providing real time transfer of data and rapid payment for grain sales.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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