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101 Best Berlin FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Berlin based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Berlin FinTech Startups

Data sourced from Crunchbase and SemRush.

Mambu

Mambu

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Mambu is a software-as-a-service banking engine provider that powers lending and deposit services.

Moonfare

Moonfare

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Moonfare provides access to top-tier private markets investment opportunities through a technology-enabled platform.

Moonfare

Billie

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Billie is a fintech startup that provides Buy Now, Pay Later payment methods for the B2B market.

Moonfare

wefox

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wefox is a digital insurance company aiming to make people safe and prevent risk by reinventing insurance at scale through technology.

Moonfare

Trade Republic

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Trade Republic is a mobile-only and commission-free broker that provides investment opportunities.

Moonfare

N26

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N26 offers mobile banking solutions to customers in the European Union through its subsidiary.

Moonfare

Solarisbank

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Solarisbank is a Banking-as-a-Service platform that enables other companies to offer their own financial services via APIs.

Moonfare

Raisin

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Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.

Moonfare

Vivid Money

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Vivid Money is a financial platform and mobile banking app that helps customers save and invest their money.

Moonfare

Nuri

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Nuri empowers people to manage and grow their wealth through innovative technologies.

Moonfare

Fraugster

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Fraugster is a German-Israeli anti-fraud company that uses artificial intelligence to eliminate fraud and increase customers’ profits.

Moonfare

finleap

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finleap is Europe’s #1 fintech ecosystem. In addition to access to capital, it offers a network of investors as well as partners and talent.

Moonfare

Centrifuge

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Centrifuge is an open, decentralized operating system to connect the global financial supply chain.

Moonfare

LIQID

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LIQID is a digital asset manager focused on the investment needs of affluent private clients.

Moonfare

Modifi

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Modifi empowers small and medium-sized businesses to trade internationally with digital trade financing.

Moonfare

Finoa

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Finoa is a regulated custodian for digital assets offering custody and staking services to institutional investors and corporations.

Moonfare

Mondu

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Mondu is a B2B payment fintech company.

Moonfare

Upvest

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Upvest empowers financial institutions to offer investment products in their app with a modular, scalable, and accessible API.

Moonfare

Finiata

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Finiata provides working capital financing for freelancers and SME’s over a fully automated data driven scoring technology.

Moonfare

CANDIS

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CANDIS is Berlin-based company that offers an intelligent platform for automated accounting.

Moonfare

CrossLend

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CrossLend is a FinTech company whose mission is to make the private debt space more efficient, transparent, and profitable by providing technology & infrastructure solutions for debt asset transactions.

Moonfare

Coya

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Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.

Moonfare

Zeitgold

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Zeitgold is a Berlin-based AI company providing a complete solution for financial administration of small businesses.

Moonfare

simplesurance

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Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.

Moonfare

OptioPay

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OptioPay is an open banking technology provider for customer-centric and value-add solutions based on bank account data.

Moonfare

Myos

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Rethinking working capital | Myos helps merchants of all kind grow to scale, fully digital, flexible and without personal guarantees

Moonfare

Airbank

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Airbank is an all-in-one finance platform for SMBs in Europe.

Moonfare

FinCompare – Smarter Business Finance

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FinCompare is a SaaS enabled marketplace. Helping advisors and businesses to find, compare, and close the financing solutions.

Moonfare

getquin

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getquin is the social network for investors.

Moonfare

Elinvar

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Elinvar enables asset and wealth managers to digitalize their business models by providing the required Platform as a Service.

Moonfare

Remagine

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Remagine offers the world’s first purpose-driven, digital business accounts

Moonfare

wajve

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wajve offers all financial services like banking, advice and education in one app.

Moonfare

Spotcap

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Spotcap empowers SMEs with tailored finance, allowing them to focus on their business.

Moonfare

Vantik

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Vantik is the first mobile retirement account to boost your confidence in your financial future.

Moonfare

Banxware

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Banxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate solution

Moonfare

Carl

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Carl Finance provides a platform for the acquisition and divestment of small and medium-sized businesses.

Moonfare

CURE

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CURE – Digital Banking for Health Professionals

Moonfare

Monite

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Monite builds an Embedded Finance Automation solution along with a one-stop-shop for SME finance.

Moonfare

PAIR Finance

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PAIR Finance is the leading AI-based Fintech for debt collection and receivables management in Germany.

Moonfare

re:cap

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Re:cap creates a subscription economy financial marketplace.

Moonfare

Bitbond

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Compliant tokenization and digital asset custody enterprise software.

Moonfare

Penta

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Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking.

Moonfare

BillFront

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BillFront is a technology-enabled finance provider dedicated to global digital media companies.

Moonfare

Invesdor Deutschland (Kapilendo AG)

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Invesdor (formally Kapilendo) offers investors to invest online in selected and audited investment projects of companies.

Moonfare

bonify

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Bonify is a Fintech startup based in Berlin that offers credit scoring tools and services to its users.

Moonfare

Acatus

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Acatus is a financial services company that offers a debt capital markets platform for banks and other organizations.

Moonfare

Prestatech

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Prestatech offers to leading European Banks a variety of credit services from data enrichment to end-to-end instant lending solutions.

Moonfare

FinMarie

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FinMarie is Europe’s first financial platform by and for women.

Moonfare

Brickblock

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Providing a full suite SaaS solution to setup, raise and manage an alternative investment fund e.g. Real estate, Private Equity, Hedge Fund

Moonfare

Companisto

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Companisto is an equity crowdinvesting platform for startups.

Moonfare

Moss

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The corporate credit card built for your entire spend.

Moonfare

VAI Trade

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VAI is a digital supply chain financing solution company in Europe for SMEs.

Moonfare

Savedo

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Savedo is the one-stop-shop for retail investment products in Europe.

Moonfare

iFunded

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iFunded is a marketplace for global online real estate investments for institutional and private investors.

Moonfare

Forget.finance

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Forget.finance provides a digital financial coach to make finance simple and accessible.

Moonfare

DingoDot GmbH

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DingoDot Mobile app handles the accounting and finance worries of digital freelancers. #fintech #openbanking #psd2 #AI #europe #SaaS #B2B

Moonfare

Unstoppable Finance

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Unstoppable Finance is building a next-gen crypto wallet to bring DeFi to retail investors globally.

Moonfare

Tapline

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SaaS Finance Platform

Moonfare

Cringle

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Cringle is the most modern way to send money, safe, convenient and free.

Moonfare

Hrmony

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Hrmony is a platform for smart employer branding, motivating and retaining employees with tax-free subsidies for lunch and shopping.

Moonfare

BERGFÜRST

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Let’s use technology to open up professional asset classes to everyone!

Moonfare

Herdius

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Herdius intends to build a highly performant decentralized financial platform.

Moonfare

RECHNUNG.de

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RECHNUNG.de offers factoring services to freelancers and SMEs.

Moonfare

Lendis

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Hybrid Work for your company: Equipment, just as you need it. Office, home office, remote – rented monthly & digitally managed in one place.

Moonfare

Forexfix

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Forexfix provides easy, fast, and transparent international money transfers.

Moonfare

HeyFina

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HeyFina is building a new Fintech experience enabling anyone to make smart, long-term decisions around their financial well-being.

Moonfare

Dandelin

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Dandelin is a FinTech startup that’s using sharing economy principles in order to democratise health care.

Moonfare

Viafintech

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Viafintech provides digital payment solutions that help to pay invoices, deposits and withdrawals using barcodes with value-added services.

Moonfare

Kadmos

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Cross-border blue-collar salary payments

Moonfare

finmid

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Financial services infrastructure for software businesses.

Moonfare

LINUS Digital Finance

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Linus Digital Finance AG is a Real Estate FinTech providing data and technology-driven financing solutions for real estate projects.

Moonfare

FinList

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Find commercial real estate financing with ease

Moonfare

AUTO1 Fintech

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AUTO1 Fintech is a platform offering instant financing and insurance products to automobile dealerships buying and selling used vehicles.

Moonfare

TNX Logistics

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TNX Logistics is a procure-to-pay platform lowering transport spend and introducing zero-touch invoicing for major users of road transport.

Moonfare

Hypofriend

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Hypofriend helps homeowners & brokers make smarter home-buying decisions. We’re Germany’s fastest growing online mortgage advisor.

Moonfare

RIDE Capital

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Digital asset management for the next 9%

Moonfare

Hypoport AG

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Hypoport Group is an internet-based financial service provider.

Moonfare

EMIL

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EMIL operates as a pay-per-mile vehicle insurance platform in Germany.

Moonfare

AAZZUR

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AAZZUR is an open banking platform that facilitates the exchange of data, messages and transactions.

Moonfare

YUKKA Lab

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YUKKA Lab AG detects market sentiments and transforms them into innovative tools for the finance and communications industry.

Moonfare

Raisin DS

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Raisin DS is a trailblazer for open banking in the deposits and investments space.

Moonfare

Estating

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Estating democratizes real estate investments and opens the door to picking premium properties for everybody inside the financial system.

Moonfare

Skytale

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Enterprise-grade crypto asset tracking and financial platform

Moonfare

tokenstreet

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tokenstreet enables everyone to invest 100% digitally, easily and transparently in diversified real estate portfolios

Moonfare

Fundament Group

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Fundament Group democratizes access to financial investments and offers a regulated real estate crypto token.

Moonfare

Alteos

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Alteos offers digital insurance with a full portfolio of private and commercial property, liability, health and savings products.

Moonfare

Open Bank Project

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The Open Bank Project provides an open source developer friendly “API for banks” that developers and companies can use to build innovative

Moonfare

BlockAxs GmbH

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The BlockAxs toolbox will offer lifecycle management tools for your tokenization. Make it easy and secure!

Moonfare

Amentory Ventures

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Amentory Ventures is a Berlin based venture capital firm investing in companies building revolutionary technologies and influencing society.

Moonfare

Deutsche-Payment

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Deutsche-Payment provides an infrastructure that covers the entire payment process of businesses.

Moonfare

MorphAIs Technologies

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MorphAIs is an AI-based venture capital technology firm that enables investments into the most exceptional founders.

Moonfare

coin.ink

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Free cryptocurrency taxation tool and portfolio manager. Automatically documentation and tax reporting.

Moonfare

MoneyCoach

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MoneyCoach is a machine-learning financial wellness solution that helps you save more money and spend it smarter.

Moonfare

Smart InsurTech

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Smart InsurTech provides software for insurance brokers.

Moonfare

Zalamon

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E-wallet solution for European market

Moonfare

financeAds International

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We help banks, insurance companies and Fintech to acquire new online customers through our network of highly relevant financial publishers

Moonfare

Möller Ventures

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Möller Ventures is an incubator and venture capital firm.

Moonfare

Tupelo

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Tupelo is an easy-to-use DLT protocol built to scale real-world applications.

Moonfare

Blue Swan

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Blue Swan is an ecosystem for decentralised innovations

Moonfare

Rentablo

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Rentablo is the finance manager for private investors.

Moonfare

Konfidio

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Blockchain Venture Studio

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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