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101 Best China FinTech Startups – The Future of FinTech

This article showcases our top picks for the best China based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top China FinTech Startups

Data sourced from Crunchbase and SemRush.

Huobi

Huobi

Crunchbase Website Twitter Facebook Linkedin

Huobi is a global blockchain asset financial services provider including exchange, trade, wallet, and storage.

Ant Group

Ant Group

Crunchbase Website Twitter Facebook Linkedin

Ant Group strives to enable all consumers and small businesses to have equal access to financial and other services through technology.

Ant Group

Tiger Brokers

Crunchbase Website Twitter Facebook Linkedin

Tiger Brokers is a financial advisory firm that focuses on brokering stock market transactions.

Ant Group

Lu.com

Crunchbase Website Twitter Facebook Linkedin

Lu.com is an online marketplace for trading of financial assets.

Ant Group

Fumi Technology

Crunchbase Website Twitter Facebook Linkedin

Fumi Technology is a fintech company that provides real-time market data, analysis tools, and trading commissions.

Ant Group

EasyTransfer

Crunchbase Website Twitter Facebook Linkedin

The leading international student tuition payment platform in China.

Ant Group

IXX.com

Crunchbase Website Twitter Facebook Linkedin

IXX.com is a digital currency exchange, the world’s first pan-transaction eco-platform for business.

Ant Group

LD Capital

Crunchbase Website Twitter Facebook Linkedin

LD Capital is an VC investors in the blockchain field in Asia.

Ant Group

36Kr

Crunchbase Website Twitter Facebook Linkedin

36Kr is a China-based publishing and data company focused on the ‘new economy’

Ant Group

JD Digits

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JD Digits (formerly JD Finance) works to connect financial and physical industries with digital technology.

Ant Group

Du Xiaoman Financial

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Du Xiaoman Financial is Baidu’s fintech arm that provides short-term loans and investment services.

Ant Group

Wecash

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Wecash was founded in October of 2013 and is reshaping the way customers around the world interact with finance.

Ant Group

Souche

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Souche provides new and second-hand car trading services.

Ant Group

Cobo

Crunchbase Website Twitter Facebook Linkedin

Cobo is a leading producer of hardware and software blockchain products that make it easy for anyone to own and use cryptocurrencies.

Ant Group

Sequoia Capital China

Crunchbase Website Twitter Facebook Linkedin

Sequoia Capital China is a VC firm focused on seed stage, mid stage, late stage, and growth investments in the fintech sector.

Ant Group

FinVolution Group

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FinVolution Group is a Chinese online platform for peer-to-peer small unsecured loans.

Ant Group

9F Group

Crunchbase Website Twitter Facebook Linkedin

9F Group is a digital platform integrating and personalizing financial services.

Ant Group

Tongdun Technology

Crunchbase Website Twitter Facebook Linkedin

Tongdun Technology develops online software solutions for anti-theft and fraud management applications.

Ant Group

QFPay

Crunchbase Website Twitter Facebook Linkedin

QFPay is a global mobile payment technology, service, and solution provider.

Ant Group

Lakala

Crunchbase Website Twitter Facebook Linkedin

Lakala is a well-known local financial technology firm that was one of the central banks first third-party payment providers to be licensed.

Ant Group

Dianrong

Crunchbase Website Twitter Facebook Linkedin

Dianrong is an online marketplace lending company that uses technology to transform the way China is financed to help enrich people’s lives.

Ant Group

Senmiao Technology

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Senmiao Technology is an online lending platform in China connecting Chinese investors with individual and SME borrowers.

Ant Group

Yirendai

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Yirendai is the consumer finance arm of Chinese peer-to-peer (P2P) lender CreditEase.

Ant Group

Future FinTech Group

Crunchbase Website Twitter Facebook Linkedin

Future FinTech Group is a blockchain technology research and development company.

Ant Group

PPmoney

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PPmoney Wan Hui Group is a leading Fintech company in China.

Ant Group

Lexin

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Lexin is an online consumer finance platform for educated young adults in China.

Ant Group

China Rapid Finance

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China Rapid Finance is an online consumer lending marketplace serving online users and China’s emerging middle class.

Ant Group

Leyaoyao

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Leyaoyao is an offline self-service equipment intelligent payment platform, a payment solution expert.

Ant Group

Huisuanzhang

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Huisuanzhang is a financial services platform for Chinese integrated enterprises.

Ant Group

Baiwang Cloud

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Baiwang Cloud offers intelligent solutions & invoice cloud ecological services integrating tax control equipment and other related services.

Ant Group

Jiedaibao

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Jiedaibao designs an application that helps in lending and borrowing loans.

Ant Group

51 Credit Card Manager

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51 Credit Card Manager develops a credit card management application.

Ant Group

Fenbeitong

Crunchbase Website Twitter Facebook Linkedin

Fenbeitong (分贝通) is a corporate consumer management platform.

Ant Group

Black Fish

Crunchbase Website Twitter Facebook Linkedin

Black Fish is a consumer finance platform that offers financial service like consumer loans, installment and wealth management facilities.

Ant Group

IceKredit

Crunchbase Website Twitter Facebook Linkedin

IceKredit Inc. is an AI company dedicated to apply AI related technologies to make all-rounded credit evaluation of individuals and SMEs.

Ant Group

WeShare

Crunchbase Website Twitter Facebook Linkedin

WeShare is a Chinese financial services provider.

Ant Group

Mashang Consumer Finance

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Fintech company providing consumer credit services based in Chongqing.

Ant Group

OneConnect

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OneConnect is a financial technology services company that provides financial technology solutions for small and medium-sized banks.

Ant Group

Jiguang

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Jiguang provides its clients with user activity analysis, precision marketing, financial risk.

Ant Group

V CREDIT

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V CREDIT provides internet Micro-lending, financial guarantee, finance leases, and other financial services all over China.

Ant Group

Omni Prime

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Omni Prime provides Lending as a Service solution to retailers.

Ant Group

CashBUS

Crunchbase Website Twitter Facebook Linkedin

CashBUS is a microfinance company.

Ant Group

ABC Fintech

Crunchbase Website Twitter Facebook Linkedin

ABC Fintech provides AI-driven cloud services for financial professionals.

Ant Group

Lionbridge Financing Leasing

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Lionbridge is a commercial vehicle smart finance and service platform that creatively combines financial capital and industrial operation.

Ant Group

PINTEC

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PINTEC is a independent technology platform enabling financial services in China.

Ant Group

Renrendai

Crunchbase Website Twitter Facebook Linkedin

Renrendai is a Beijing-based company providing P2P financial services such as loans, debts, investment, and others.

Ant Group

Jimubox

Crunchbase Website Twitter Facebook Linkedin

Jimubox is a Chinese marketplace lending platform that facilitates SME loans and individual consumption loans for Chinese Borrowers.

Ant Group

Dashu Finance

Crunchbase Website Twitter Facebook Linkedin

Dashu Finance is an online small and micro loan startup that offers personal and small enterprise loans.

Ant Group

Feidee

Crunchbase Website Twitter Facebook Linkedin

Feidee is a Chinese company providing budget management, enterprise management, and e-business application solutions.

Ant Group

Wiseasy

Crunchbase Website Twitter Facebook Linkedin

Wiseasy is a global leading hardcore Fintech solution provider for next generation payment system with value added service.

Ant Group

OTCBTC

Crunchbase Website Twitter Facebook Linkedin

OTCBTC is a blockchain OTC and crypto exchange platform.

Ant Group

Themis

Crunchbase Website Twitter Facebook Linkedin

Themis is a decentralized digital currency custody platform.

Ant Group

eBroker

Crunchbase Website Twitter Facebook Linkedin

eBroker is a B2B2C marketplace for China consumers to access overseas insurance and financial products.

Ant Group

FinTell

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FinTell is a financial service provider based in Beijing.

Ant Group

iBoxPay

Crunchbase Website Twitter Facebook Linkedin

Iboxpay is a mobile payment solutions and services provider.

Ant Group

Phoenix Finance

Crunchbase Website Twitter Facebook Linkedin

Phoenix Finance is an online platform provides intelligent financial services for Chinese investors worldwide.

Ant Group

Tuandaiwang

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Tuandaiwang provides peer-to-peer lending.

Ant Group

PanPay

Crunchbase Website Twitter Facebook Linkedin

PanPay is a financial technology company that provides multi-currency accounts, global payments, currency exchange, and bank cards.

Ant Group

1Token

Crunchbase Website Twitter Facebook Linkedin

1Token CAM provides one-stop On-Premise solution, covering front to back office for buy / sell side in crypto market.

Ant Group

Yinghe Information

Crunchbase Website Twitter Facebook Linkedin

Yinghe Information is a software fin-tech firm focusing on core business solutions for data centers and asset management.

Ant Group

Dowsure

Crunchbase Website Twitter Facebook Linkedin

Global Fintech Platform for E-Commerce

Ant Group

QuantGroup

Crunchbase Website Twitter Facebook Linkedin

QuantGroup is a data-driven, open-form financial services platform.

Ant Group

Huize

Crunchbase Website Twitter Facebook Linkedin

Huize is a Chinese third-party insurance services platform.

Ant Group

XiaoBangGuiHua

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XiaoBangGuiHua is an intelligent investment advisory service platform.

Ant Group

Yunzhangfang

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Yunzhangfang provides finance and tax management software intended to offer integrated and automatic finance and taxation management tools.

Ant Group

Panda Technology

Crunchbase Website Twitter Facebook Linkedin

China’s leading FinTech startup Panda Technology is an AI-based credit management &lead-gen platform that serves users in China and SE Asia.

Ant Group

Hui’an Jinke (Ahi Fintech)

Crunchbase Website Twitter Facebook Linkedin

Hui’an Jinke (Ahi Fintech) is a company that specializes in using artificial intelligence technology

Ant Group

Samoyed Financial Service

Crunchbase Website Twitter Facebook Linkedin

Smyfinancial is an internet FinTech company provide users more inclusive financing options.

Ant Group

Magnet Finance

Crunchbase Website Twitter Facebook Linkedin

Leader in the field of small and micro business loans and personal business loans in China.

Ant Group

Bangsun Technology

Crunchbase Website Twitter Facebook Linkedin

Real-time financial risk management company based in Hangzhou.

Ant Group

Hebaodai.com

Crunchbase Website Twitter Facebook Linkedin

Hebaodai.com is an online P2P lending service platform.

Ant Group

BiUP

Crunchbase Website Twitter Facebook Linkedin

BiUP is a currency exchange platform.

Ant Group

Onlyou

Crunchbase Website Twitter Facebook Linkedin

Onlyou is a digital financial technology service company.

Ant Group

Xtransfer

Crunchbase Website Twitter Facebook Linkedin

Xtransfer is a Fintech company that provides cross-border financial services for China-based SMEs.

Ant Group

Qiancheng Technology

Crunchbase Website Twitter Facebook Linkedin

Qiancheng Technology is a leading innovative Fintech company.

Ant Group

Duobaoyu Insurance

Crunchbase Website Twitter Facebook Linkedin

Duobaoyu Insurance provides an online insurance service platform.

Ant Group

Yongqianbao

Crunchbase Website Twitter Facebook Linkedin

Yongqianbao is an AI-based financial service APP that provides small amount, short term loans to underbanked population in China.

Ant Group

China Chengxin Credit

Crunchbase Website Twitter Facebook Linkedin

A Fintech Company based in Beijing,China.

Ant Group

E-Life Financial Services

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E-Life Financial Services (Yisheng Jinfu) provides financial services in the travel/tourism industry

Ant Group

Daokoudai

Crunchbase Website Twitter Facebook Linkedin

Daokoudai is a supply chain finance platform that serves small, medium, and microenterprise.

Ant Group

Lancai

Crunchbase Website Twitter Facebook Linkedin

Lancai is a Beijing-based Fintech company that receives investment from listed and venture capital.

Ant Group

Fudata.cn

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Shanghai based Fintech company.

Ant Group

Shangpiaoquan

Crunchbase Website Twitter Facebook Linkedin

Shangpiaoquan provides bill matching and forwarding services for entities, guiding the rapid matching of funds and asset intelligence.

Ant Group

Guangxindai

Crunchbase Website Twitter Facebook Linkedin

Guangxindai is a P2P financial service platform.

Ant Group

ArchForce Financial Technology

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A Fintech Company based in Shenzhen,China.

Ant Group

Firstp2p

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Firstp2p is an online finance marketplace which matches borrowers with investors.

Ant Group

AIX Tech

Crunchbase Website Twitter Facebook Linkedin

AIX Tech is a third-party insurance technology platform

Ant Group

Licaifan

Crunchbase Website Twitter Facebook Linkedin

Licaifan is a Chinese online finance platform

Ant Group

Fapiaoer

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Fapiaoer provides electronic invoicing services through its application.

Ant Group

Aixuedai

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Aixuedai is an online payment platform that allows students to buy items using monthly installment plans.

Ant Group

Jinfuzi

Crunchbase Website Twitter Facebook Linkedin

Jinfuzi is online financial investment platform.

Ant Group

19pay

Crunchbase Website Twitter Facebook Linkedin

Beijing Goyang Jie Xun Information Tech provides domestic telecom integration and e-commerce payment services.

Ant Group

Linkfin Technology

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Linkfin Technology is a management group-controlled startup company.

Ant Group

Bank of Beijing

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Established in 1996, Bank of Beijing is a Sino-foreign joint stock commercial bank.

Ant Group

Platinum Analytics & Technologies

Crunchbase Website Twitter Facebook Linkedin

FinTech Solutions for Banking and Finance

Ant Group

Meili Jinrong

Crunchbase Website Twitter Facebook Linkedin

Meili Jinrong is an automotive consumer staging service platform focused on car consumer.

Ant Group

XVC

Crunchbase Website Twitter Facebook Linkedin

XVC is a venture capital firm that typically invests between 1.5 and 15 million USD (or RMB equivalent) per company.

Ant Group

Lanjing Caijing

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Lanjing Caijing is a financial information service platform.

Ant Group

G-Banker

Crunchbase Website Twitter Facebook Linkedin

G-Banker is a Beijing-based gold trading O2O (online-to-offline) platform.

Ant Group

Alipay

Crunchbase Website Twitter Facebook Linkedin

Alipay offers a mobile and online payments platform that evolves from a digital wallet to a lifestyle enabler.

Ant Group

Itouzi.com

Crunchbase Website Twitter Facebook Linkedin

Itouzi offers a website that enables individuals and businesses to find investment information and financial products.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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