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101 Best Harjumaa FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Harjumaa based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Harjumaa FinTech Startups

Data sourced from Crunchbase and SemRush.

EstateGuru

EstateGuru

Crunchbase Website Twitter Facebook Linkedin

EstateGuru is a marketplace facilitating property-backed loans for SMEs and carefully selected investment opportunities.

Xolo

Xolo

Crunchbase Website Twitter Facebook Linkedin

Xolo is an all-in-one SaaS platform for solopreneurs, bringing together banking, company formation, accounting, and compliance.

Xolo

Crypterium

Crunchbase Website Twitter Facebook Linkedin

Crypterium mobile app allows instant payments in cryptocurrency. Whatever you can do with your money, you can now do with your crypto.

Xolo

Tuum

Crunchbase Website Twitter Facebook Linkedin

Tuum is a cloud-native banking platform that allows to establish a new banking business or digitally transform an existing one.

Xolo

Single.Earth

Crunchbase Website Twitter Facebook Linkedin

Single.Earth is a fintech startup tokenizing the world’s nature to make it the new gold

Xolo

Bondora

Crunchbase Website Twitter Facebook Linkedin

Bondora offers access to the world of investing and earn a reliable net return, without all the complexities.

Xolo

CoinMetro

Crunchbase Website Twitter Facebook Linkedin

CoinMetro is a financial platform fueling the future of blockchain innovation.

Xolo

Grünfin

Crunchbase Website Twitter Facebook Linkedin

Grünfin is a sustainable investing platform for people who care about their impact.

Xolo

Minterest

Crunchbase Website Twitter Facebook Linkedin

Minterest is a cross-chain decentralized money market lending protocol for decentralized financial.

Xolo

CoinLoan

Crunchbase Website Twitter Facebook Linkedin

The Most Advanced Crypto Lending Platform.

Xolo

Montonio Finance

Crunchbase Website Twitter Facebook Linkedin

Montonio is an European PoS financing aggregator which utilises open banking to make credit more efficient and transparent.

Xolo

Chatex

Crunchbase Website Twitter Facebook Linkedin

Chatex is the simplest wallet in the messenger.

Xolo

PlasmaPay

Crunchbase Website Twitter Facebook Linkedin

PlasmaPay is a crypto/fiat payment system and fintech platform for new financial services

Xolo

Raison

Crunchbase Website Twitter Facebook Linkedin

Raison app lets users get pre-IPO investment products from €100 and operate ETH, BTC, USDC and EUR currencies.

Xolo

BitOfProperty

Crunchbase Website Twitter Facebook Linkedin

BitOfProperty is an alternative real estate investment platform for passive income.

Xolo

KICK ECOSYSTEM

Crunchbase Website Twitter Facebook Linkedin

One-stop shop in crypto: a next generation digital exchange, STO/ICO auction platform, wallet, payment acquirer and many other services.

Xolo

Salv

Crunchbase Website Twitter Facebook Linkedin

Salv is revolutionising the financial compliance sector with smart technology.

Xolo

Arf

Crunchbase Website Twitter Facebook Linkedin

Instant & Compliant Cross-Border Payment Network For Financial Institutions

Xolo

Quppy

Crunchbase Website Twitter Facebook Linkedin

Mobile App and E-Banking solution

Xolo

StakeWise

Crunchbase Website Twitter Facebook Linkedin

StakeWise is an open-source protocol for capital-efficient staking on Ethereum 2.0.

Xolo

Envoy Group

Crunchbase Website Twitter Facebook Linkedin

Envoy Group is a supply chain and trade finance company, uses blockchain technologies to bring massive efficiences to global supply chain.

Xolo

BITLEVEX

Crunchbase Website Twitter Facebook Linkedin

Next-generation Groundbreaking BTC Options platform

Xolo

askRobin

Crunchbase Website Twitter Facebook Linkedin

AskRobin is a credit marketplace for underbanked in Latin America

Xolo

Swipelux

Crunchbase Website Twitter Facebook Linkedin

Swipelux is a local payment infrastructure for fiat to crypto

Xolo

AASA Global

Crunchbase Website Twitter Facebook Linkedin

Aasa Global is an international financial technology company which offers credit solutions to consumers and businesses.

Xolo

Credits

Crunchbase Website Twitter Facebook Linkedin

Credits App makes your money, crypto and investing experience easier

Xolo

CEED Tech

Crunchbase Website Twitter Facebook Linkedin

CEED Tech is a consortium of five startup accelerators.

Xolo

Proof Suite

Crunchbase Website Twitter Facebook Linkedin

Proof Suite is an open-source blockchain technology company, specializing in next-generation financial market toolsets.

Xolo

SPARQ

Crunchbase Website Twitter Facebook Linkedin

Community-based Personal Finance Platform

Xolo

EvoEstate

Crunchbase Website Twitter Facebook Linkedin

EvoEstate – Real Estate Investments Aggregator

Xolo

TradeLink

Crunchbase Website Twitter Facebook Linkedin

Tracking and Analytics service for trading accounts

Xolo

Niko Technologies

Crunchbase Website Twitter Facebook Linkedin

A FinTech company implementing a Global Commerce and Money Network, a neobank project for instant payments and transfers on a global scale.

Xolo

Fagura

Crunchbase Website Twitter Facebook Linkedin

p2p lending marketplace, where people looking for loans at a lower interest rate meet with investors interested in a more consistent returns

Xolo

CROWDESTOR

Crunchbase Website Twitter Facebook Linkedin

Business crowdfunding platform

Xolo

Topos Network

Crunchbase Website Twitter Facebook Linkedin

The Borderless Bank of Migrants

Xolo

Xuach

Crunchbase Website Twitter Facebook Linkedin

Xuach is the all in one venture crowd-investing and equity marketplace platform for emerging Startups at pre-IPO Stage.

Xolo

Patricia

Crunchbase Website Twitter Facebook Linkedin

Patricia is an alternative financial services provider for individuals and businesses with focus on cryptocurrencies.

Xolo

Exscudo

Crunchbase Website Twitter Facebook Linkedin

Exscudo is the gateway between the traditional finances and cryptocurrencies. The company develops a number of blockchain-based products.

Xolo

Stockpoint

Crunchbase Website Twitter Facebook Linkedin

Stock Point — a cross-platform cryptocurrency exchange. Crypto it’s easy with us!

Xolo

Paytailor

Crunchbase Website Twitter Facebook Linkedin

Paytailor is distribution software, which connects businesses with clients

Xolo

IPOhub

Crunchbase Website Twitter Facebook Linkedin

IPOhub is an information platform on growth company IPOs.

Xolo

Atomic Wallet

Crunchbase Website Twitter Facebook Linkedin

Crypto currency wallet with built-in atomic swap exchange

Xolo

Coinsbit.io

Crunchbase Website Twitter Facebook Linkedin

Coinsbit is a legit, secure, and reliable cryptocurrency exchange based in Estonia.

Xolo

MUST Platform

Crunchbase Website Twitter Facebook Linkedin

International marketplace of assets and financial instruments for SME and the platform of collateral and asset management

Xolo

CostPocket

Crunchbase Website Twitter Facebook Linkedin

CostPocket develops an accounting software that enables users to collect, digitalize, sort, archive, and send receipts.

Xolo

WhiteBIT

Crunchbase Website Twitter Facebook Linkedin

WhiteBIT provides a secure and easy-to-use digital asset trading platform.

Xolo

Fundwise

Crunchbase Website Twitter Facebook Linkedin

Fundwise is a crowd investment platform for small- to medium-sized businesses in the CEE region.

Xolo

Gembex

Crunchbase Website Twitter Facebook Linkedin

Intelligence financial marketplace

Xolo

ShufflUp

Crunchbase Website Twitter Facebook Linkedin

ShufflUp is a hands-off crypto-currency algorithmic trading platform for less-skilled investors

Xolo

GetID

Crunchbase Website Twitter Facebook Linkedin

Identity Verification, KYC/AML checks, Customer Onboarding

Xolo

Switchere

Crunchbase Website Twitter Facebook Linkedin

Switchere is a licensed exchange where you can instantly buy crypto using a bank card. No verification required for purchases up to 100 EUR.

Xolo

Paype

Crunchbase Website Twitter Facebook Linkedin

Paype is the world’s thinnest wallet and loyalty card system

Xolo

CoinsPaid

Crunchbase Website Twitter Facebook Linkedin

CoinsPaid is a financial payments processing firm that renders cryptocurrency wallet, payment gateway, OTC desk & cryptocurrency exchange.

Xolo

Brickfy

Crunchbase Website Twitter Facebook Linkedin

Brickfy is an Estonian financial technology company that offers a marketplace to invest in business and property-backed loans.

Xolo

Wert

Crunchbase Website Twitter Facebook Linkedin

Wert offers a top-up module, that can be integrated to any website or mobile app and enables seamless purchasing of crypto.

Xolo

Rimuut

Crunchbase Website Twitter Facebook Linkedin

Rimuut transforms freelancers into Virtual Companies in seconds, enabling invoicing and getting paid globally.

Xolo

Crassula

Crunchbase Website Twitter Facebook Linkedin

Crassula, is an open-banking platform that helps companies launch their Banking, PSP, FX products as a White Label.

Xolo

CoinField

Crunchbase Website Twitter Facebook Linkedin

CoinField is the easiest way to Buy/Sell Cryptocurrency in 193 countries!

Xolo

Tap2Pay

Crunchbase Website Twitter Facebook Linkedin

Tap2Pay it’s like Paypal inside your messenger, socila media & web. Accept cards, ACH, SEPA, paypal, wire transfer, cash-on-delivery orders.

Xolo

MyCointainer

Crunchbase Website Twitter Facebook Linkedin

A staking service platform

Xolo

TribeOne

Crunchbase Website Twitter Facebook Linkedin

An algorithmic credit risk powered platform

Xolo

Emirex

Crunchbase Website Twitter Facebook Linkedin

Emirex is a centralized cryptocurrency exchange offering a variety of crypto asset management tools.

Xolo

Evoblox

Crunchbase Website Twitter Facebook Linkedin

Evoblox provides blockchain-driven payment and data management solutions using the Electra Protocol blockchain.

Xolo

Guarda

Crunchbase Website Twitter Facebook Linkedin

Guarda focuses on building an ecosystem of products based on blockchain technologies.

Xolo

FIIZY

Crunchbase Website Twitter Facebook Linkedin

Fiizy is a global digital lending platform.

Xolo

B2BX Exchange

Crunchbase Website Twitter Facebook Linkedin

B2BX – professional digital asset exchange. Full-featured spot trading platform for major digital assets and cryptocurrencies.

Xolo

Amon

Crunchbase Website Twitter Facebook Linkedin

The every-day Crypto debit card powered by AI and multi-currency crypto wallet

Xolo

Pocosys

Crunchbase Website Twitter Facebook Linkedin

Pocosys visions a future where every company could do Banking. Pocosys provides banking as a service.

Xolo

PiixPay

Crunchbase Website Twitter Facebook Linkedin

Crypto-to-Fiat Payment Infrastructure.

Xolo

Mothership

Crunchbase Website Twitter Facebook Linkedin

Mothership A state-of-the-art digital asset exchange, EU token marketplace and wallet with powerful security features.

Xolo

Tradelize

Crunchbase Website Twitter Facebook Linkedin

Tradelize is an investment network that is building a highway between truly talented professionals and retail investors.

Xolo

Capitual

Crunchbase Website Twitter Facebook Linkedin

Capitual is an FIU Licensed, global leader in fiat and digital money solutions for both personal and business use.

Xolo

Guardarian

Crunchbase Website Twitter Facebook Linkedin

Guardarian drives cryptocurrency adoption, providing services that make using crypto simple and convenient.

Xolo

Keypay

Crunchbase Website Twitter Facebook Linkedin

Keypay is a crypto investing platform that sends, receives, stores, and trades digital currencies.

Xolo

Polybius

Crunchbase Website Twitter Facebook Linkedin

Fintech company behind the PFM app Osom.finance

Xolo

Reinvest24

Crunchbase Website Twitter Facebook Linkedin

Reinvest24 is a Real Estate Investment Platform

Xolo

dillali

Crunchbase Website Twitter Facebook Linkedin

dillali is mobile first income and expense platform for SMEs in Africa and other emerging markets.

Xolo

LedgerScore

Crunchbase Website Twitter Facebook Linkedin

Credit 2.0 for Cryptocurrency

Xolo

Crypto Brokers OÜ

Crunchbase Website Twitter Facebook Linkedin

Crypto Brokers is developing a virtual assistant to provide a faster, safer and more convenient way to trade cryptocurrencies.

Xolo

Zichain

Crunchbase Website Twitter Facebook Linkedin

A crypto finance company

Xolo

UP Invest

Crunchbase Website Twitter Facebook Linkedin

UP Invest company focusing on investments in health care, media, consumer brands real estate and cleantech venture capital.

Xolo

LEXIT Technologies OÜ

Crunchbase Website Twitter Facebook Linkedin

LEXIT is an all-in-one marketplace for entrepreneurs and M&A professionals offering deal sourcing, negotiations, and data room services.

Xolo

OWNR WALLET OŰ

Crunchbase Website Twitter Facebook Linkedin

OWNR WALLET is a multi-asset crypto-ecosystem including multifunctional HD wallet, Visa prepaid cards and a number of B2B solutions

Xolo

PrimaBlock

Crunchbase Website Twitter Facebook Linkedin

Blockchain platform that allows the pooling of funds from different contributors to participate in ICOs.

Xolo

Paily

Crunchbase Website Twitter Facebook Linkedin

FinTech Application

Xolo

BTCBear

Crunchbase Website Twitter Facebook Linkedin

BTCBear is Global decentralized cryptocurrencies exchange platform, P2P lending system and Bitcoin payment processing system.

Xolo

Cryptoprocessing.com

Crunchbase Website Twitter Facebook Linkedin

Cryptoprocessing.com is a powerful, all-in-one crypto payments solution for business.

Xolo

Cryptster

Crunchbase Website Twitter Facebook Linkedin

P2P cryptocurrency exchange platform (peer-to-peer marketplace)

Xolo

Scoriff

Crunchbase Website Twitter Facebook Linkedin

Scoriff protects businesses against credit losses and late payments

Xolo

Union Financial Technologies

Crunchbase Website Twitter Facebook Linkedin

UFT is dedicated to helping Financial Service providers improve their client retention, profitability and corporate governance.

Xolo

Acounto

Crunchbase Website Twitter Facebook Linkedin

Acounto develops an application to manage and process accounting services.

Xolo

Coinprime

Crunchbase Website Twitter Facebook Linkedin

Coinprime provides a fast and safe gateway to buy and sell cryptocurrencies like bitcoin BTC from anywhere in the world.

Xolo

Remmitex-Digital Asset Exchange

Crunchbase Website Twitter Facebook Linkedin

Remmitex is a multi-functionality online international digital asset investment and trading platform.

Xolo

Currencii

Crunchbase Website Twitter Facebook Linkedin

Karenzi is an online exchange facility that implements currency exchange on the basis of a license issued by the Central Bank of Armenia.

Xolo

Cash On Go

Crunchbase Website Twitter Facebook Linkedin

Cash On Go provides modern and high-tech solutions for financial industry.

Xolo

Brokeree Solutions

Crunchbase Website Twitter Facebook Linkedin

Industry experts of MT4/MT5 solutions development and platform servicing.

Xolo

OKONTO

Crunchbase Website Twitter Facebook Linkedin

Security Token Offering (STO) investment platform, digital currency exchange

Xolo

Applebrie Limited

Crunchbase Website Twitter Facebook Linkedin

Applebrie Limited offers Fintech,CRM, SaaS, AI, BI, Cryptocurrency and Blockchain services.

Xolo

Capverto

Crunchbase Website Twitter Facebook Linkedin

Capverto design and develop solutions based on artificial intelligence and deep machine learning to solve financial and accounting issues.

Xolo

Vespia

Crunchbase Website Twitter Facebook Linkedin

Vespia is a tool for verifying and onboarding legal entities that helps companies minimize business risk using AI.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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