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101 Best India FinTech Startups – The Future of FinTech

This article showcases our top picks for the best India based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top India FinTech Startups

Data sourced from Crunchbase and SemRush.

CoinSwitch Kuber

CoinSwitch Kuber

Crunchbase Website Twitter Facebook Linkedin

CoinSwitch Kuber is a cryptocurrency exchange platform allowing its users to buy and sell cryptocurrencies.

One97

One97

Crunchbase Website Twitter Facebook Linkedin

One97 delivers mobile content and commerce services to its customers.

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PhonePe

Crunchbase Website Twitter Facebook Linkedin

PhonePe is a mobile payment application that enables users to transfer money instantly.

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Razorpay

Crunchbase Website Twitter Facebook Linkedin

Razorpay is a platform that enables businesses to accept, process, and disburse payments.

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Zolve

Crunchbase Website Twitter Facebook Linkedin

Zolve is a cross border fintech that enables fair access to global financial products.

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slice

Crunchbase Website Twitter Facebook Linkedin

slice is India’s best credit card challenger to pay bills, manage expenses, and unlock instant rewards

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Pine Labs

Crunchbase Website Twitter Facebook Linkedin

Pine Labs is a merchant commerce platform that provides financing and last-mile retail transaction technology to merchants.

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Open

Crunchbase Website Twitter Facebook Linkedin

We’re a neobanking platform that is fast changing the way business banking rolls

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Avail Finance

Crunchbase Website Twitter Facebook Linkedin

Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.

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CoinDCX

Crunchbase Website Twitter Facebook Linkedin

CoinDCX operates as a cryptocurrency exchange aggregator.

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Aye Finance

Crunchbase Website Twitter Facebook Linkedin

Aye Finance is a finance company that provides business loans to micro and small businesses.

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MobiKwik

Crunchbase Website Twitter Facebook Linkedin

MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.

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Scripbox

Crunchbase Website Twitter Facebook Linkedin

Scripbox is an online mutual funds investment platform.

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True Balance

Crunchbase Website Twitter Facebook Linkedin

True Balance is a balance management utility application that helps users save and manage their mobile balances.

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IndusInd Bank

Crunchbase Website Twitter Facebook Linkedin

IndusInd Bank is a Mumbai-based Indian new generation bank established in 1994.

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Upstox

Crunchbase Website Twitter Facebook Linkedin

Upstox is a fin-tech company to allow innovative investment options for its users.

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Kinara Capital

Crunchbase Website Twitter Facebook Linkedin

Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.

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Velocity

Crunchbase Website Twitter Facebook Linkedin

Velocity provides revenue-based financing to online businesses.

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ZestMoney

Crunchbase Website Twitter Facebook Linkedin

ZestMoney is a fintech company that uses digital EMI without the need for a credit card or a credit score.

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Fi.Money

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Fi.Money is a neobank that provides a financial app with a zero-balance savings account.

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CredAble

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CredAble combines technology, financing, deep learning, and analytics to create innovative supply chain financing products dynamically.

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Rupifi

Crunchbase Website Twitter Facebook Linkedin

Rupifi is a digital B2B platform that offers loans, working capital, and payment services to small businesses.

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Cashfree Payments

Crunchbase Website Twitter Facebook Linkedin

Cashfree Payments enables businesses in India to collect payments online and make payouts.

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Recko

Crunchbase Website Twitter Facebook Linkedin

Recko is a financial operations platform for internet companies that automates reconciliation, commission calculations, and payouts.

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Vivriti Capital

Crunchbase Website Twitter Facebook Linkedin

Vivriti Capital is a marketplace for small enterprises and individuals that lack efficient access to financial services.

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CRED

Crunchbase Website Twitter Facebook Linkedin

CRED is a Bengaluru-based fintech startup that offers rewards for customers who use its platform to pay their credit card bills.

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GetVantage

Crunchbase Website Twitter Facebook Linkedin

GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.

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IDfy

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IDfy is a people information company helping companies combat fraud by providing services such as background verifications.

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JUSPAY

Crunchbase Website Twitter Facebook Linkedin

Juspay is a developer of an online platform designed to be used for mobile-based payments.

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MyMoneyMantra

Crunchbase Website Twitter Facebook Linkedin

MyMoneyMantra is India’s largest phy-gital (physical-digital) consumer & business finance marketplace.

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Lendingkart

Crunchbase Website Twitter Facebook Linkedin

Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.

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Grip Invest

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Grip is an investment platform that allows retail investors to make small-ticket investments in physical assets that earn lease income.

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Unnati

Crunchbase Website Twitter Facebook Linkedin

Unnati is a fintech based agri platform.

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Fisdom

Crunchbase Website Twitter Facebook Linkedin

Fisdom is a fintech company that offers investment advisory services through an application.

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Progcap

Crunchbase Website Twitter Facebook Linkedin

Progcap is a financial service company that provides financial opportunities for micro and small businesses.

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M2P Fintech

Crunchbase Website Twitter Facebook Linkedin

M2P Fintech is an API Platform for banking and payment products.

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Instamojo

Crunchbase Website Twitter Facebook Linkedin

Instamojo is an on-demand payments platform that enables entrepreneurs to build, manage, and grow their business online.

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Vayana Network

Crunchbase Website Twitter Facebook Linkedin

Vayana serves with flexible, scalable and customizable solutions for delivery channels and specialized financial transactions.

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BharatPe

Crunchbase Website Twitter Facebook Linkedin

BharatPe is a financial services platform that processes payments via UPI and POS, and provides credit or loans to their merchants.

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KreditBee

Crunchbase Website Twitter Facebook Linkedin

KreditBee is a digital lending platform developed to assist young professionals with their personal finances.

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EarlySalary

Crunchbase Website Twitter Facebook Linkedin

EarlySalary.com is a new FinTech start-up in Pune. We are here to help you from being broke.

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OkCredit

Crunchbase Website Twitter Facebook Linkedin

OkCredit simplifies credit account management for shop owners and their customers.

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Leap Finance

Crunchbase Website Twitter Facebook Linkedin

Leap Finance is a fintech startup that offers education loans and credit cards to Indian students studying overseas.

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Uni Cards

Crunchbase Website Twitter Facebook Linkedin

Uni provides new-age credit cards for the digital generation.

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Eduvanz

Crunchbase Website Twitter Facebook Linkedin

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance.

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Jai Kisan

Crunchbase Website Twitter Facebook Linkedin

Jai Kisan is a fintech platform that provides sustainable financing for rural emerging markets.

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NiYO Solutions

Crunchbase Website Twitter Facebook Linkedin

NiYO is a fintech company that helps salaried employees access company benefits and other financial services.

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Stratzy

Crunchbase Website Twitter Facebook Linkedin

Stratzy let’s users invest in ideas and strategies and bringing institutional-grade investment products to everyday investors.

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InCred

Crunchbase Website Twitter Facebook Linkedin

InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.

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Karbon Card

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Karbon Card is a financial platform for Indian entrepreneurs.

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Signzy

Crunchbase Website Twitter Facebook Linkedin

Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.

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Ruptok

Crunchbase Website Twitter Facebook Linkedin

Ruptok operates as a fintech platform for gold loans.

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Smartcoin

Crunchbase Website Twitter Facebook Linkedin

Smartcoin is providing financial access to the millions of mobile users in India using alternative credit assessment.

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Fyle

Crunchbase Website Twitter Facebook Linkedin

Fyle is an intelligent expense management platform for enterprises.

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RBL Bank

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RBL Bank is one of India’s fastest growing scheduled commercial banks.

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Stashfin

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StashFin is a digital lending company that leverages technology to provide instant credit decisions.

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Happay

Crunchbase Website Twitter Facebook Linkedin

Happay is an AI-powered business expense management software that enables businesses to automate their expense management process.

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Basic Home Loan

Crunchbase Website Twitter Facebook Linkedin

Building India’s first Neo Housing finance Company. Making home loans faster, stress-free & Basic for middle-& low-income households.

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Groww

Crunchbase Website Twitter Facebook Linkedin

Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.

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BankBazaar.com

Crunchbase Website Twitter Facebook Linkedin

BankBazaar.com is a neutral online marketplace that gives instant customized rate quotes on loans and insurance products.

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Annapurna Microfinace

Crunchbase Website Twitter Facebook Linkedin

Annapurna Microfinance is a microfinance venture that works for the financial and economic upliftment of underserved and unreached women.

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Billdesk

Crunchbase Website Twitter Facebook Linkedin

BillDesk develops an integrated technology platform and unified APIs to make digital payments easy and accessible.

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Money View

Crunchbase Website Twitter Facebook Linkedin

Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.

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U Gro Capital

Crunchbase Website Twitter Facebook Linkedin

U Gro Capital is a fintech platform that provides lending services for SMEs.

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Innoviti

Crunchbase Website Twitter Facebook Linkedin

Innoviti develops payments processing, credit distribution, and payments management software solutions.

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Kodo

Crunchbase Website Twitter Facebook Linkedin

Kodo is a fintech startup focused on serving the corporate card and B2B payments needs of small businesses.

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Unocoin

Crunchbase Website Twitter Facebook Linkedin

Unocoin is an Indian bitcoin processor that enables users to buy, sell, store, use, and accept bitcoins.

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KredX

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KredX is an online invoice discounting platform where business owners get an opportunity to raise funds for their working capital needs.

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Credgenics

Crunchbase Website Twitter Facebook Linkedin

Credgenics is a tech-enabled platform backed by Titan Capital, helping fintech lenders and Banks in their critical NPA reduction

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Paytm Payments Bank

Crunchbase Website Twitter Facebook Linkedin

Paytm Payments Bank is a mobile-first bank with zero balance-zero digital transaction charge accounts.

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CASHe

Crunchbase Website Twitter Facebook Linkedin

For timely EMI payments or squaring monthly bills, making a major purchase that you so desired

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Fusion Microfinance

Crunchbase Website Twitter Facebook Linkedin

Fusion Microfinance is a New Delhi-based micro-lending startup aiming to provide underprivileged women with economic opportunities.

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FlexiLoans

Crunchbase Website Twitter Facebook Linkedin

FlexiLoans is a digital lending platform for SMEs in India

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ClearTax

Crunchbase Website Twitter Facebook Linkedin

ClearTax is a Tax & Investing platform that simplifies financial lives for Indians.

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SIMBA Chain

Crunchbase Website Twitter Facebook Linkedin

Simba Chain is a cloud-based SCaaS platform that enables users to implement decentralized applications dapps for blockchain.

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Financepeer

Crunchbase Website Twitter Facebook Linkedin

Financepeer is an AI based peer to peer lending platform.

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Chqbook

Crunchbase Website Twitter Facebook Linkedin

Chqbook is a fintech startup that allows customers to explore, compare, book, and get personal finance products.

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Perfios Software Solutions

Crunchbase Website Twitter Facebook Linkedin

Perfios Software Solutions offers end user track, monitor and manage personal finance with little manual intervention.

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PayU Finance India

Crunchbase Website Twitter Facebook Linkedin

PayU Finance India is a digital lending company.

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SafexPay

Crunchbase Website Twitter Facebook Linkedin

Safexpay is a B2B2B fintech focussed on platform & API infrastructure for businesses across the globe

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ftcash

Crunchbase Website Twitter Facebook Linkedin

ftcash empowers the underserved micro-merchanrs through financial inclusion using digital payments and loans.

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Financial Software & Systems

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Financial Software & Systems (FSS), is a global comprehensive payments technology provider.

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ePaylater

Crunchbase Website Twitter Facebook Linkedin

ePaylater gives customers the option to ‘buy now and pay later’ on online portals with just one click.

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Credit Fair

Crunchbase Website Twitter Facebook Linkedin

Credit Fair operates as a consumer lending fintech startup.

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LenDenClub

Crunchbase Website Twitter Facebook Linkedin

LenDenClub is a digital platform to bring investors and loan seekers at one place to achieve a common goal.

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Happy

Crunchbase Website Twitter Facebook Linkedin

Happy is a digital lending platform offering short term loans using alternate data to micro-enterprises in India

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OfBusiness

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OfBusiness is a tech-enabled platform that facilitates raw material procurement and credit for SMEs.

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Jana Small Finance Bank

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Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.

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Kaleidofin

Crunchbase Website Twitter Facebook Linkedin

Kaleidofin is a fintech platform that provides complete financial solutions for excluded individuals and households.

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EnKash

Crunchbase Website Twitter Facebook Linkedin

EnKash – Commercial Payments & Cards Platform

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Niro

Crunchbase Website Twitter Facebook Linkedin

Niro is embedding personal credit products into leading consumer internet platforms.

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Affordplan

Crunchbase Website Twitter Facebook Linkedin

A tech product for doctors and patients to co-design payment plans for non-emergency healthcare services.

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FPL Technologies

Crunchbase Website Twitter Facebook Linkedin

FPL is on a mission to re-imagine credit and payments from first principles and is building a mobile-first credit card in India.

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Credenc

Crunchbase Website Twitter Facebook Linkedin

Credenc is a digital education loan platform for higher education that works as the digital finance desk of management colleges.

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National Stock Exchange

Crunchbase Website Twitter Facebook Linkedin

NSE is India’s stock exchange covering various cities and towns across the country.

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3one4 Capital

Crunchbase Website Twitter Facebook Linkedin

3one4 Capital is an early-stage venture capital fund based in Bangalore, India.

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SMECorner

Crunchbase Website Twitter Facebook Linkedin

SMEcorner is a financial lending firm that focuses on providing services to small and medium enterprises.

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Ergos

Crunchbase Website Twitter Facebook Linkedin

Ergos is building an integrated supply chain platform that enables farmers to convert their grains to digital assets.

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Coinsecure

Crunchbase Website Twitter Facebook Linkedin

Bitcoin service provider in India.

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Electronica Finance

Crunchbase Website Twitter Facebook Linkedin

Electronica Finance is a pioneer in the field of Machine Finance.

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Satya MicroCapital

Crunchbase Website Twitter Facebook Linkedin

Satya MicroCapital is a micro finance company based on a group lending model that allows borrowers to share liability.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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