Warren Tesla
This article showcases our top picks for the best India based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top India FinTech Startups
Data sourced from Crunchbase and SemRush.
CoinSwitch Kuber
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CoinSwitch Kuber is a cryptocurrency exchange platform allowing its users to buy and sell cryptocurrencies.
One97
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One97 delivers mobile content and commerce services to its customers.
PhonePe
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PhonePe is a mobile payment application that enables users to transfer money instantly.
Razorpay
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Razorpay is a platform that enables businesses to accept, process, and disburse payments.
Zolve
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Zolve is a cross border fintech that enables fair access to global financial products.
slice
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slice is India’s best credit card challenger to pay bills, manage expenses, and unlock instant rewards
Pine Labs
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Pine Labs is a merchant commerce platform that provides financing and last-mile retail transaction technology to merchants.
Open
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We’re a neobanking platform that is fast changing the way business banking rolls
Avail Finance
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Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.
CoinDCX
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CoinDCX operates as a cryptocurrency exchange aggregator.
Aye Finance
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Aye Finance is a finance company that provides business loans to micro and small businesses.
MobiKwik
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MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.
Scripbox
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Scripbox is an online mutual funds investment platform.
True Balance
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True Balance is a balance management utility application that helps users save and manage their mobile balances.
IndusInd Bank
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IndusInd Bank is a Mumbai-based Indian new generation bank established in 1994.
Upstox
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Upstox is a fin-tech company to allow innovative investment options for its users.
Kinara Capital
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Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.
Velocity
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Velocity provides revenue-based financing to online businesses.
ZestMoney
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ZestMoney is a fintech company that uses digital EMI without the need for a credit card or a credit score.
Fi.Money
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Fi.Money is a neobank that provides a financial app with a zero-balance savings account.
CredAble
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CredAble combines technology, financing, deep learning, and analytics to create innovative supply chain financing products dynamically.
Rupifi
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Rupifi is a digital B2B platform that offers loans, working capital, and payment services to small businesses.
Cashfree Payments
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Cashfree Payments enables businesses in India to collect payments online and make payouts.
Recko
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Recko is a financial operations platform for internet companies that automates reconciliation, commission calculations, and payouts.
Vivriti Capital
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Vivriti Capital is a marketplace for small enterprises and individuals that lack efficient access to financial services.
CRED
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CRED is a Bengaluru-based fintech startup that offers rewards for customers who use its platform to pay their credit card bills.
GetVantage
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GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.
IDfy
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IDfy is a people information company helping companies combat fraud by providing services such as background verifications.
JUSPAY
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Juspay is a developer of an online platform designed to be used for mobile-based payments.
MyMoneyMantra
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MyMoneyMantra is India’s largest phy-gital (physical-digital) consumer & business finance marketplace.
Lendingkart
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Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.
Grip Invest
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Grip is an investment platform that allows retail investors to make small-ticket investments in physical assets that earn lease income.
Fisdom
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Fisdom is a fintech company that offers investment advisory services through an application.
Progcap
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Progcap is a financial service company that provides financial opportunities for micro and small businesses.
M2P Fintech
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M2P Fintech is an API Platform for banking and payment products.
Instamojo
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Instamojo is an on-demand payments platform that enables entrepreneurs to build, manage, and grow their business online.
Vayana Network
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Vayana serves with flexible, scalable and customizable solutions for delivery channels and specialized financial transactions.
BharatPe
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BharatPe is a financial services platform that processes payments via UPI and POS, and provides credit or loans to their merchants.
KreditBee
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KreditBee is a digital lending platform developed to assist young professionals with their personal finances.
EarlySalary
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EarlySalary.com is a new FinTech start-up in Pune. We are here to help you from being broke.
OkCredit
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OkCredit simplifies credit account management for shop owners and their customers.
Leap Finance
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Leap Finance is a fintech startup that offers education loans and credit cards to Indian students studying overseas.
Uni Cards
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Uni provides new-age credit cards for the digital generation.
Eduvanz
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Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance.
Jai Kisan
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Jai Kisan is a fintech platform that provides sustainable financing for rural emerging markets.
NiYO Solutions
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NiYO is a fintech company that helps salaried employees access company benefits and other financial services.
Stratzy
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Stratzy let’s users invest in ideas and strategies and bringing institutional-grade investment products to everyday investors.
InCred
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InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.
Karbon Card
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Karbon Card is a financial platform for Indian entrepreneurs.
Signzy
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Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.
Ruptok
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Ruptok operates as a fintech platform for gold loans.
Smartcoin
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Smartcoin is providing financial access to the millions of mobile users in India using alternative credit assessment.
Fyle
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Fyle is an intelligent expense management platform for enterprises.
RBL Bank
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RBL Bank is one of India’s fastest growing scheduled commercial banks.
Stashfin
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StashFin is a digital lending company that leverages technology to provide instant credit decisions.
Happay
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Happay is an AI-powered business expense management software that enables businesses to automate their expense management process.
Basic Home Loan
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Building India’s first Neo Housing finance Company. Making home loans faster, stress-free & Basic for middle-& low-income households.
Groww
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Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.
BankBazaar.com
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BankBazaar.com is a neutral online marketplace that gives instant customized rate quotes on loans and insurance products.
Annapurna Microfinace
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Annapurna Microfinance is a microfinance venture that works for the financial and economic upliftment of underserved and unreached women.
Billdesk
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BillDesk develops an integrated technology platform and unified APIs to make digital payments easy and accessible.
Money View
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Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.
U Gro Capital
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U Gro Capital is a fintech platform that provides lending services for SMEs.
Innoviti
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Innoviti develops payments processing, credit distribution, and payments management software solutions.
Kodo
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Kodo is a fintech startup focused on serving the corporate card and B2B payments needs of small businesses.
Unocoin
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Unocoin is an Indian bitcoin processor that enables users to buy, sell, store, use, and accept bitcoins.
KredX
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KredX is an online invoice discounting platform where business owners get an opportunity to raise funds for their working capital needs.
Credgenics
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Credgenics is a tech-enabled platform backed by Titan Capital, helping fintech lenders and Banks in their critical NPA reduction
Paytm Payments Bank
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Paytm Payments Bank is a mobile-first bank with zero balance-zero digital transaction charge accounts.
CASHe
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For timely EMI payments or squaring monthly bills, making a major purchase that you so desired
Fusion Microfinance
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Fusion Microfinance is a New Delhi-based micro-lending startup aiming to provide underprivileged women with economic opportunities.
FlexiLoans
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FlexiLoans is a digital lending platform for SMEs in India
ClearTax
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ClearTax is a Tax & Investing platform that simplifies financial lives for Indians.
SIMBA Chain
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Simba Chain is a cloud-based SCaaS platform that enables users to implement decentralized applications dapps for blockchain.
Financepeer
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Financepeer is an AI based peer to peer lending platform.
Chqbook
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Chqbook is a fintech startup that allows customers to explore, compare, book, and get personal finance products.
Perfios Software Solutions
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Perfios Software Solutions offers end user track, monitor and manage personal finance with little manual intervention.
PayU Finance India
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PayU Finance India is a digital lending company.
SafexPay
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Safexpay is a B2B2B fintech focussed on platform & API infrastructure for businesses across the globe
ftcash
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ftcash empowers the underserved micro-merchanrs through financial inclusion using digital payments and loans.
Financial Software & Systems
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Financial Software & Systems (FSS), is a global comprehensive payments technology provider.
ePaylater
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ePaylater gives customers the option to ‘buy now and pay later’ on online portals with just one click.
Credit Fair
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Credit Fair operates as a consumer lending fintech startup.
LenDenClub
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LenDenClub is a digital platform to bring investors and loan seekers at one place to achieve a common goal.
Happy
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Happy is a digital lending platform offering short term loans using alternate data to micro-enterprises in India
OfBusiness
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OfBusiness is a tech-enabled platform that facilitates raw material procurement and credit for SMEs.
Jana Small Finance Bank
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Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.
Kaleidofin
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Kaleidofin is a fintech platform that provides complete financial solutions for excluded individuals and households.
Niro
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Niro is embedding personal credit products into leading consumer internet platforms.
Affordplan
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A tech product for doctors and patients to co-design payment plans for non-emergency healthcare services.
FPL Technologies
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FPL is on a mission to re-imagine credit and payments from first principles and is building a mobile-first credit card in India.
Credenc
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Credenc is a digital education loan platform for higher education that works as the digital finance desk of management colleges.
National Stock Exchange
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NSE is India’s stock exchange covering various cities and towns across the country.
3one4 Capital
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3one4 Capital is an early-stage venture capital fund based in Bangalore, India.
SMECorner
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SMEcorner is a financial lending firm that focuses on providing services to small and medium enterprises.
Ergos
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Ergos is building an integrated supply chain platform that enables farmers to convert their grains to digital assets.
Electronica Finance
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Electronica Finance is a pioneer in the field of Machine Finance.
Satya MicroCapital
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Satya MicroCapital is a micro finance company based on a group lending model that allows borrowers to share liability.
