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101 Best Karnataka FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Karnataka based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Karnataka FinTech Startups

Data sourced from Crunchbase and SemRush.

CoinSwitch Kuber

CoinSwitch Kuber

Crunchbase Website Twitter Facebook Linkedin

CoinSwitch Kuber is a cryptocurrency exchange platform allowing its users to buy and sell cryptocurrencies.

Razorpay

Razorpay

Crunchbase Website Twitter Facebook Linkedin

Razorpay is a platform that enables businesses to accept, process, and disburse payments.

Razorpay

Zolve

Crunchbase Website Twitter Facebook Linkedin

Zolve is a cross border fintech that enables fair access to global financial products.

Razorpay

slice

Crunchbase Website Twitter Facebook Linkedin

slice is India’s best credit card challenger to pay bills, manage expenses, and unlock instant rewards

Razorpay

Open

Crunchbase Website Twitter Facebook Linkedin

We’re a neobanking platform that is fast changing the way business banking rolls

Razorpay

Avail Finance

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Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.

Razorpay

Scripbox

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Scripbox is an online mutual funds investment platform.

Razorpay

Kinara Capital

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Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.

Razorpay

Velocity

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Velocity provides revenue-based financing to online businesses.

Razorpay

ZestMoney

Crunchbase Website Twitter Facebook Linkedin

ZestMoney is a fintech company that uses digital EMI without the need for a credit card or a credit score.

Razorpay

Fi.Money

Crunchbase Website Twitter Facebook Linkedin

Fi.Money is a neobank that provides a financial app with a zero-balance savings account.

Razorpay

Rupifi

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Rupifi is a digital B2B platform that offers loans, working capital, and payment services to small businesses.

Razorpay

Cashfree Payments

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Cashfree Payments enables businesses in India to collect payments online and make payouts.

Razorpay

Recko

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Recko is a financial operations platform for internet companies that automates reconciliation, commission calculations, and payouts.

Razorpay

CRED

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CRED is a Bengaluru-based fintech startup that offers rewards for customers who use its platform to pay their credit card bills.

Razorpay

JUSPAY

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Juspay is a developer of an online platform designed to be used for mobile-based payments.

Razorpay

Fisdom

Crunchbase Website Twitter Facebook Linkedin

Fisdom is a fintech company that offers investment advisory services through an application.

Razorpay

Instamojo

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Instamojo is an on-demand payments platform that enables entrepreneurs to build, manage, and grow their business online.

Razorpay

Vayana Network

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Vayana serves with flexible, scalable and customizable solutions for delivery channels and specialized financial transactions.

Razorpay

KreditBee

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KreditBee is a digital lending platform developed to assist young professionals with their personal finances.

Razorpay

Leap Finance

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Leap Finance is a fintech startup that offers education loans and credit cards to Indian students studying overseas.

Razorpay

Uni Cards

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Uni provides new-age credit cards for the digital generation.

Razorpay

NiYO Solutions

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NiYO is a fintech company that helps salaried employees access company benefits and other financial services.

Razorpay

Karbon Card

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Karbon Card is a financial platform for Indian entrepreneurs.

Razorpay

Signzy

Crunchbase Website Twitter Facebook Linkedin

Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.

Razorpay

Smartcoin

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Smartcoin is providing financial access to the millions of mobile users in India using alternative credit assessment.

Razorpay

Fyle

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Fyle is an intelligent expense management platform for enterprises.

Razorpay

Happay

Crunchbase Website Twitter Facebook Linkedin

Happay is an AI-powered business expense management software that enables businesses to automate their expense management process.

Razorpay

Groww

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Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.

Razorpay

Money View

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Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.

Razorpay

Innoviti

Crunchbase Website Twitter Facebook Linkedin

Innoviti develops payments processing, credit distribution, and payments management software solutions.

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Unocoin

Crunchbase Website Twitter Facebook Linkedin

Unocoin is an Indian bitcoin processor that enables users to buy, sell, store, use, and accept bitcoins.

Razorpay

KredX

Crunchbase Website Twitter Facebook Linkedin

KredX is an online invoice discounting platform where business owners get an opportunity to raise funds for their working capital needs.

Razorpay

ClearTax

Crunchbase Website Twitter Facebook Linkedin

ClearTax is a Tax & Investing platform that simplifies financial lives for Indians.

Razorpay

Perfios Software Solutions

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Perfios Software Solutions offers end user track, monitor and manage personal finance with little manual intervention.

Razorpay

Jana Small Finance Bank

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Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.

Razorpay

Niro

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Niro is embedding personal credit products into leading consumer internet platforms.

Razorpay

3one4 Capital

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3one4 Capital is an early-stage venture capital fund based in Bangalore, India.

Razorpay

WeRize

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India’s first socially distributed full stack financial services platform for small town India

Razorpay

Propelld

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Propelld is a student education financing platform.

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Fello

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Fello is a savings and investment platform that helps to save, invest and earn higher returns than a traditional savings account.

Razorpay

OnJuno

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OnJuno is a cross-border Neo Banking Platform that aims to give users across the world a high yield account to grow their savings.

Razorpay

Kuvera.in

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An online platform for mutual fund investments.

Razorpay

IndianMoney

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They only provide FREE financial advice / education to ensure that you are not misguided while buying any kind of financial products.

Razorpay

Namaste Credit

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India’s first online marketplace for loans.

Razorpay

twid

Crunchbase Website Twitter Facebook Linkedin

Twid is the millennials, new mode of payment.

Razorpay

NIRA

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NIRA promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.

Razorpay

MoneyOnClick

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Building India’s largest financial services brand for the 500Mn underserved lower-middle income customers.

Razorpay

Streak

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Streak enables traders to create, back-test, and deploy trading algorithms live in the stock market.

Razorpay

Crediwatch

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The easiest way to connect the world of business and financial data and convert them into analytics powered insights.

Razorpay

GoldenPi

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One stop shop for Bonds and Debentures exclusively.

Razorpay

Spenny

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Spenny offers an easy and fast way to save and invest money.

Razorpay

MyShubhLife

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MyShubhLife helps financial service providers to access and serve new and underserved market segments.

Razorpay

Wealthy

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Wealth Management, Financial Planning, Mobile App

Razorpay

Davinta

Crunchbase Website Twitter Facebook Linkedin

Davinta is digital lending platform that brings together underserved customers and financial products that are quick, easy and contextual

Razorpay

Qbera

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Qbera is a managed marketplace for unsecured personal loans.

Razorpay

Trendlyne Technologies

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Trendlyne is a multi-geo analytics platform, that builds powerful equity analytics products for analysts, advisors and investors.

Razorpay

Wizely

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Wizely is India’s first platform dedicated to Financial Wellness for emerging India.

Razorpay

Capital Float

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Capital Float is an online platform that provides working capital finance to SMEs.

Razorpay

Navi Technologies

Crunchbase Website Twitter Facebook Linkedin

Navi is a Bengaluru-based firm helping build consumer-centric businesses in the BFSI (Banking, Financial Services & Insurance) space.

Razorpay

Cashkumar

Crunchbase Website Twitter Facebook Linkedin

A P2P Lending Platform connecting millions of financially under-served & new to credit borrowers with investment savvy lenders in India

Razorpay

Quiklo

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Quiklo is a consumer lending platform for students.

Razorpay

CreditAccess Grameen

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CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India.

Razorpay

GoSats

Crunchbase Website Twitter Facebook Linkedin

We make people wealthy. GoSats lets you earn bitcoin rewards whenever you shop online at your favourite brands.

Razorpay

Kointrack Techsystems Private Limited

Crunchbase Website Twitter Facebook Linkedin

Fast, secure & simply the best Cryptocurrency Payment Gateway you can get

Razorpay

KNAB Finance

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KNAB finance enables fast, flexible and easy short-term credit for businesses

Razorpay

Flippy

Crunchbase Website Twitter Facebook Linkedin

Flippy is a financial platform that simplifies crypto investments through a more streamlined and social process.

Razorpay

Finception

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Finception is currently working on building a product around managing and helping people plan their finances better.

Razorpay

DanaMojo

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DanaMojo provides payment solutions platform for NGOs of India.

Razorpay

HappyEMI

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HappyEMI is a point of sale digital lending platform that helps consumers finance their purchases in-store and online

Razorpay

yBANQ

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yBANQ is a fintech startup that simplifies collection and reconciliation for large B2B businesses in India.

Razorpay

Jodo

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Jodo is a mission-oriented fintech company which is building customized financial products for middle-income households in urban India.

Razorpay

Pickright

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Pickright is a fintech marketplace platform for stock market investors and the stock market advisors.

Razorpay

Koshex

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Koshex provides a personal finance and wealth management service.

Razorpay

P10 Money

Crunchbase Website Twitter Facebook Linkedin

Community of stock investors in India

Razorpay

Credy

Crunchbase Website Twitter Facebook Linkedin

Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.

Razorpay

KarmaLifeAI

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KarmaLifeAI is a digital solution for the financial well being of blue-collar gig workers and micro-business.

Razorpay

MoneyTap

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MoneyTap is an app-based credit line that provides small to medium sized cash loans, quick credit on mobile, and affordable interest rates.

Razorpay

Vyapar App

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India’s No.1 FREE Accounting Software (Mobile & Desktop) made for Small Businesses.

Razorpay

Billionloans

Crunchbase Website Twitter Facebook Linkedin

Billionloans is a technology-enabled financial services company.

Razorpay

IDOS – DIGITAL CFO

Crunchbase Website Twitter Facebook Linkedin

Accounting & Financial management software platform

Razorpay

Goalwise

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Goalwise is a mutual fund investment platform that provides an investment plan to achieve financial goals.

Razorpay

TradeLab

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Tradelab Software Private Limited is a start-up in capital market

Razorpay

Bitbns

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Bitbns is a cryptocurrency exchange platform in India that offers crypto trading services.

Razorpay

Artoo

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Artoo is a CRM system that enables financial institutes to manage their interactions with its customers and deliver them with insights.

Razorpay

UDMATech

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UDMATech Though the Business world intends to move towards cashless society, the payment transactions through Credit Card.

Razorpay

EzCred

Crunchbase Website Twitter Facebook Linkedin

EzCred is a new age technology based consumer lending platform.

Razorpay

Celerix Technologies

Crunchbase Website Twitter Facebook Linkedin

Celerix Technologies is a financial technology Product and Services company focused on FPGA-based hardware accelerated technologies.

Razorpay

Fxkart.com

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Fxkart.com is a Bengaluru based online aggregator of Foreign Exchange Dealers

Razorpay

JiT Finco

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JiT Finco is solving the access-to-finance problem for 65 million small businesses in India.

Razorpay

Edyoo

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Edyoo.com a School Commerce Marketplace where payments, financing, and commerce merge with technology.

Razorpay

Stack Finance

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Stack Finance develops a finance platform designed to automate savings, spending, and investments along with friends and family.

Razorpay

Walrus

Crunchbase Website Twitter Facebook Linkedin

Payments app and debit card for Gen-Z in India.

Razorpay

PiChain

Crunchbase Website Twitter Facebook Linkedin

PiChain uses AI and Blockchain along with Deep Domain Expertise to ensure Sustainable Compliance Management.

Razorpay

OmegaOn

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OmegaOn is FinTech startup company that aims to build a technology which can let anyone make online payments.

Razorpay

FinBox

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FinBox digitizes customer journeys for Banks and NBFCs & to help them underwrite NTC customers using alternative data from the smartphone.

Razorpay

Mypoolin

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Payments Infrastructure Provider

Razorpay

Atyati technologies

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atyati technologies Private Limited offers GANASEVA, an end-to-end mobility based multi application platform.

Razorpay

XFlow

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XFlow is a payment platform that allows users to make payments and interact with locals.

Razorpay

Card91

Crunchbase Website Twitter Facebook Linkedin

Card91 offers plug & play payment infrastructure as a service for the businesses who wants to issue, control, view and approve payments

Razorpay

CrowdPouch

Crunchbase Website Twitter Facebook Linkedin

CrowdPouch is a global platform that enables you to launch your product either through Pre-selling or fundraising.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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