101 Best São Paulo FinTech Startups – The Future of FinTech

November 28, 2021

This article showcases our top picks for the best São Paulo based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact
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Top São Paulo FinTech Startups

Data sourced from Crunchbase and SemRush.

RecargaPay

RecargaPay

Crunchbase Website Twitter Facebook Linkedin

RecargaPay offers a complete ecosystem of financial services and mobile payments.

TruePay

TruePay

Crunchbase Website Twitter Facebook Linkedin

TruePay is a B2B Buy Now Pay Later fintech whose innovative payment solution helps SMB retailers have free and secure access to credit.

TruePay

Nubank

Crunchbase Website Twitter Facebook Linkedin

Nubank is a digital bank that offers digital credit cards, transfers, and payments.

TruePay

TC – TradersClub

Crunchbase Website Twitter Facebook Linkedin

TC is the first independent and colaborative platform for investors, assets and brokers.

TruePay

Creditas

Crunchbase Website Twitter Facebook Linkedin

Creditas is a consumer loaning startup that operates a digital platform providing secured loans and low interest rates.

TruePay

Swap

Crunchbase Website Twitter Facebook Linkedin

Swap is a fintech partner that empowers merchants to expand their markets, deliver product experiences, and boost their economies.

TruePay

Dock (formerly Conductor Technology)

Crunchbase Website Twitter Facebook Linkedin

Dock is a provider of modern financial technology infrastructure that integrates card issuing and core banking services.

TruePay

QI Tech

Crunchbase Website Twitter Facebook Linkedin

QI Tech focuses on developing a new (and truly digital) way of raising money and investing in credit assets.

TruePay

C6 Bank

Crunchbase Website Twitter Facebook Linkedin

C6 Bank is a full-service digital bank that offers a range of banking services to individuals as well as small and midsize businesses.

TruePay

Mercado Bitcoin

Crunchbase Website Twitter Facebook Linkedin

Mercado Bitcoin is a cryptocurrency exchange platform that allows people to trade cryptocurrency, digital assets, and other tokens.

TruePay

Cora

Crunchbase Website Twitter Facebook Linkedin

Cora is a fintech company that provides digital accounts for small and medium businesses.

TruePay

Rebel

Crunchbase Website Twitter Facebook Linkedin

Alternative Online Lending, FinTech, online credit, Personal financial management

TruePay

Agrolend

Crunchbase Website Twitter Facebook Linkedin

Agrolend provides credit for Brazilian farmers with an easy, digital and bureaucracy-free process

TruePay

Aracar Group

Crunchbase Website Twitter Facebook Linkedin

Aracar is an AI driven platform for secured credit scores, car loan originations, dealership services and financial inclusion

TruePay

Pier

Crunchbase Website Twitter Facebook Linkedin

Pier is a digital insurance company that provides smartphone and automobile coverage.

TruePay

Click Cash

Crunchbase Website Twitter Facebook Linkedin

Click Cash is a mobile App that enables fast and secure personal loans in emerging economies using Open Banking and data analysis.

TruePay

Solfácil

Crunchbase Website Twitter Facebook Linkedin

Solfácil is the leading solar investment platform in Brazil.

TruePay

Matera

Crunchbase Website Twitter Facebook Linkedin

Matera offers a solution for promoting a digital transformation for financial, risk, and retail markets.

TruePay

Hashdex

Crunchbase Website Twitter Facebook Linkedin

Hashdex exists to bridge digital assets world and traditional markets unlocking the blockchain potential to mainstream investors.

TruePay

Zro Bank

Crunchbase Website Twitter Facebook Linkedin

Zro Bank is a fintech company that offers digital banking solutions, mobile payments, international e-card options and money transfer.

TruePay

Provu

Crunchbase Website Twitter Facebook Linkedin

Provu is a fintech company that provides online payment solution such as credit and loan facilities.

TruePay

Remessa Online

Crunchbase Website Twitter Facebook Linkedin

Remittance Online has made international transfers simple, fast and cost-effective for you and your business.

TruePay

a55

Crunchbase Website Twitter Facebook Linkedin

A55 is a developer of a financial underwriting platform used to offer a credit line system to companies with recurring revenue.

TruePay

Klever

Crunchbase Website Twitter Facebook Linkedin

Smart blockchain wallet – Buy crypto, swap, stake, hold, send, receive, charge, browse dapps & more!

TruePay

Iugu

Crunchbase Website Twitter Facebook Linkedin

Iugu offers an online platform for financial automation, signature management and marketplace.

TruePay

Dinie

Crunchbase Website Twitter Facebook Linkedin

Dinie provides flexible, convenient and easy-to-use financing solutions for small businesses embedded into digital platforms.

TruePay

Vindi

Crunchbase Website Twitter Facebook Linkedin

Vindi is an online payment platform (PCI certified) that focuses on subscription and recurring billing.

TruePay

WEEL

Crunchbase Website Twitter Facebook Linkedin

Weel specializes in providing the key to growth for Brazilian SMEs.

TruePay

BHub.com

Crunchbase Website Twitter Facebook Linkedin

Back-office SaaS for startups & SMEs

TruePay

Neon

Crunchbase Website Twitter Facebook Linkedin

Neon is a digital bank that offers credit cards, personal loans, and investment products, among other services.

TruePay

BeeTech

Crunchbase Website Twitter Facebook Linkedin

BeeTech connects financial technology and innovation to transparency for the main currency exchange services in the world.

TruePay

FitBank

Crunchbase Website Twitter Facebook Linkedin

FitBank is a modern Banking as a Service platform that provides infrastructure and tools to help companies build and manage payment solution

TruePay

Acesso

Crunchbase Website Twitter Facebook Linkedin

Acesso is a financial service company specialized in issuing and managing cards and means of prepaid payments.

TruePay

180° Insurance

Crunchbase Website Twitter Facebook Linkedin

180° is an InsurTech company that provides an insurance-as-a-service business model.

TruePay

payleven

Crunchbase Website Twitter Facebook Linkedin

payleven enables small and medium sized businesses to accept card payments via smartphone or tablet.

TruePay

Pitzi

Crunchbase Website Twitter Facebook Linkedin

Pitzi is an insurtech company that uses cutting edge CX design and an innovative supply chain to transform smartphone insurance.

TruePay

Paketá Crédito

Crunchbase Website Twitter Facebook Linkedin

Paketá Crédito is a FinTech offering credit payroll for employees of companies.

TruePay

Onze

Crunchbase Website Twitter Facebook Linkedin

Onze is a fintech company focused on private health, financial security and corporate pension solutions.

TruePay

Vixtra

Crunchbase Website Twitter Facebook Linkedin

Vixtra is a fintech company that provides payment methods for foreign trade and B2B payment methods.

TruePay

Magnetis

Crunchbase Website Twitter Facebook Linkedin

Magnetis offers digital solutions for individuals to build long-term investment plans.

TruePay

Gorila

Crunchbase Website Twitter Facebook Linkedin

Gorila is a Fintech that help users take control of their investments.

TruePay

FinanZero

Crunchbase Website Twitter Facebook Linkedin

FinanZero is the leading online credit marketplace in Brazil

TruePay

Monkey Exchange

Crunchbase Website Twitter Facebook Linkedin

Monkey Exchange is an online corporate financial alternative to SMB in Brazil focused on reducing cost of capital.

TruePay

ZigPay

Crunchbase Website Twitter Facebook Linkedin

Zigpay is the most innovative platform for the entertainment market

TruePay

Provi

Crunchbase Website Twitter Facebook Linkedin

We are a fintech that believes that you are much more than a number and we are here to finance the course of your dreams.

TruePay

alt.bank

Crunchbase Website Twitter Facebook Linkedin

Alt.bank develops a digital banking platform to improve the lives of unbanked and underbanked individuals.

TruePay

NovaDAX

Crunchbase Website Twitter Facebook Linkedin

Tech company, innovation mindset and customer-driven soul.

TruePay

Dolado

Crunchbase Website Twitter Facebook Linkedin

Dolado is a SaaS platform and B2B marketplace that provides 360-degree business solutions for SMBs in Latam.

TruePay

Pluggy

Crunchbase Website Twitter Facebook Linkedin

Pluggy is an Open Finance API platform that connects fintech applications to financial data from users.

TruePay

Vortx

Crunchbase Website Twitter Facebook Linkedin

Vortx provided Innovation and transparency in fiduciary services

TruePay

Jeitto

Crunchbase Website Twitter Facebook Linkedin

Jeitto is a digital credit app. Less questions and more trust.

TruePay

Facio

Crunchbase Website Twitter Facebook Linkedin

Facio is a financial education platform that offers free lectures, courses, and salary-advance services.

TruePay

hiSofi

Crunchbase Website Twitter Facebook Linkedin

hiSofi is a debt collection FinTech that specializes in debt collection, financial education, and financial reintegration.

TruePay

Laqus

Crunchbase Website Twitter Facebook Linkedin

Laqus provides financial market infrastructure, software and consulting services in treasury management, financial risks, and accounting.

TruePay

Noverde

Crunchbase Website Twitter Facebook Linkedin

Noverde provides personal loan services in Brazil.

TruePay

IOUU

Crunchbase Website Twitter Facebook Linkedin

IOUU offers a P2P lending platform for small businesses.

TruePay

Allya

Crunchbase Website Twitter Facebook Linkedin

Allya is a financial wellbeing platform that helps people save money.

TruePay

Quasar Flash LLC

Crunchbase Website Twitter Facebook Linkedin

Quasar Flash is an embedded lending plataform dedicated to resolving credit scarcity to Brazilian SMEs via intense use of technology.

TruePay

Avante

Crunchbase Website Twitter Facebook Linkedin

Avante provides financial solutions for the micro-entrepreneur’s needs in Brazil.

TruePay

Bidu

Crunchbase Website Twitter Facebook Linkedin

Bidu is an online recommendation, comparison and marketplace portal for insurance and financial services.

TruePay

Concil

Crunchbase Website Twitter Facebook Linkedin

Concil provides financial and account reconciliation with expertise in online payment transactions.

TruePay

Investo

Crunchbase Website Twitter Facebook Linkedin

Investo is an invesment company company focuses on Exchange Traded Funds.

TruePay

Open Co (Brazil)

Crunchbase Website Twitter Facebook Linkedin

Alternative Online Lending, FinTech, online credit, Personal financial management

TruePay

Zen Finance

Crunchbase Website Twitter Facebook Linkedin

Zen Finance is a Fintech that improve the relationship of people and companies.

TruePay

Adianta

Crunchbase Website Twitter Facebook Linkedin

Adianta is a financial service company that offers a platform for clients to grant working capital for small and medium businesses.

TruePay

Balko

Crunchbase Website Twitter Facebook Linkedin

Balko is Brazilian fintech with the mission to democratize alternative investments for all.

TruePay

88i

Crunchbase Website Twitter Facebook Linkedin

88i is a digital platform for blockchain-based protection, insurance and assistive services.

TruePay

Exten

Crunchbase Website Twitter Facebook Linkedin

Exten provides invoice financing solutions to small and medium businesses.

TruePay

Foxbit

Crunchbase Website Twitter Facebook Linkedin

Foxbit is one of the largest and oldest cryptocurrency exchanges in the world, operating in Brazil with trading in bitcoin, ether, litecoin, TrueUSD and XRP. Since 2014, it seeks to inspire people to gain financial freedom so that they can realize their dreams

TruePay

Nexoos

Crunchbase Website Twitter Facebook Linkedin

Nexoos is a marketplace lending platform that provides business loans by matching investors with quality businesses.

TruePay

Pago Rural

Crunchbase Website Twitter Facebook Linkedin

Pago Rural is an inclusive lend and pay platform, specially designed for underserved farmers and distributors (most of them SMEs)

TruePay

Ali Credito

Crunchbase Website Twitter Facebook Linkedin

Ali Credito is a credit platform for Individuals that grants personal credit and direct consumer credit.

TruePay

Bom Consórcio

Crunchbase Website Twitter Facebook Linkedin

Marketplace seguro para consórcios

TruePay

Nimbly

Crunchbase Website Twitter Facebook Linkedin

Nimbly is a platform that enables financial managers to automate their processes using banking interfaces and artificial intelligence.

TruePay

Geru

Crunchbase Website Twitter Facebook Linkedin

Geru is a simple, fast, fair, and cost-effective online loan platform that connects borrowers and investors.

TruePay

FinMatch

Crunchbase Website Twitter Facebook Linkedin

Helping salons and beauty professionals to deliver great experience to their clients through sustainable credit!

TruePay

BLU365

Crunchbase Website Twitter Facebook Linkedin

BLU365 offers an easy, intuitive, and digital trading platform where Brazilians can negotiate their debts.

TruePay

MeuPortfolio

Crunchbase Website Twitter Facebook Linkedin

MeuPortfolio is a developer and provider of SaaS for financial management.

TruePay

Ewally

Crunchbase Website Twitter Facebook Linkedin

Ewally makes life easier for people with limited access to financial services.

TruePay

Taxcel

Crunchbase Website Twitter Facebook Linkedin

Taxcel is a fintech company which provides solutions to tax professionals.

TruePay

Brazil Plus

Crunchbase Website Twitter Facebook Linkedin

Brazil Plus is an asset management company that advances financial inclusion for small and medium-sized companies.

TruePay

Bitshopp

Crunchbase Website Twitter Facebook Linkedin

Bitshopp is a company focused on DLT and Blockchain solutions for the payments and receivables industry

TruePay

mGrana

Crunchbase Website Twitter Facebook Linkedin

mGrana is building a neobank for Brazil and Latam’s financially underserved.

TruePay

Conta Simples

Crunchbase Website Twitter Facebook Linkedin

All-in-one solution that combines expense management software, corporate cards and checking account, for Latam SMBs.

TruePay

Dattos

Crunchbase Website Twitter Facebook Linkedin

Dattos specializes in the integration and automation of accounting, tax, banking, assets, and data reconciliation processes.

TruePay

Somas

Crunchbase Website Twitter Facebook Linkedin

Somas.io is a financial technology company with a simple mission to help people make the best financial decisions.

TruePay

HerMoney

Crunchbase Website Twitter Facebook Linkedin

HerMoney is a virtual financial wizard encourages entrepreneurial women, assisting in their financial management.

TruePay

PicPay

Crunchbase Website Twitter Facebook Linkedin

PicPay is a digital wallet app that enables users to send and receive money, pay bills, store loyalty cards and discount coupons, and more.

TruePay

mBolsa

Crunchbase Website Twitter Facebook Linkedin

mBolsa is a values-driven FinTech focused on creating superior lending and wealth management products

TruePay

Abacashi

Crunchbase Website Twitter Facebook Linkedin

Abacashi is the Brazilian leading platform for day-to-day money pot.

TruePay

Astana Pay

Crunchbase Website Twitter Facebook Linkedin

ASTANA Pay is the means of payment with artificial intelligence for risk management.

TruePay

Alymente

Crunchbase Website Twitter Facebook Linkedin

Alymente is a platform that offers diverse benefits for employees, giving them liberty to transfer money between them.

TruePay

RoadPass Payments & Urban Mobility Ltda.

Crunchbase Website Twitter Facebook Linkedin

RoadPass is a Payment Institution, according to article 6 of Circular No. 3,885, of March 26, 2018. Digital Account, Bank as a Service

TruePay

Kria

Crunchbase Website Twitter Facebook Linkedin

Kria is a virtual platform that allows entrepreneurs seeking capital to directly connect with people

TruePay

Monis

Crunchbase Website Twitter Facebook Linkedin

We are creating the best savings experience in LatAm to help people save money for their dreams

TruePay

Cashfly

Crunchbase Website Twitter Facebook Linkedin

Cashfly is a financial intelligence platform that seeks to improve the relationships.

TruePay

Smartbill Assinaturas

Crunchbase Website Twitter Facebook Linkedin

Smartbill Assinaturas is a contract management backoffice with recurring billing and collection.

TruePay

Conta Split

Crunchbase Website Twitter Facebook Linkedin

Conta Split is a digital account that makes organizing monthly bills, supermarket expenses, or any other cost quick and easy.

TruePay

Captal

Crunchbase Website Twitter Facebook Linkedin

Captal is a fintech company that helps with investment management in real estate business.

TruePay

TradeMachine

Crunchbase Website Twitter Facebook Linkedin

TradeMachine automates investments in the stock exchange with algorithms based on market statistics.

TruePay

Loopa

Crunchbase Website Twitter Facebook Linkedin

Loopa is an integrated financial management platform designed to track business transactions.

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