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101 Best Texas FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Texas based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Texas FinTech Startups

Data sourced from Crunchbase and SemRush.

Gig Wage

Gig Wage

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Gig Wage is a fintech payroll company for gig workers and contractors.

HighRadius

HighRadius

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HighRadius is a SaaS company that develops an artificial intelligence-based order-to-cash and treasury management software.

HighRadius

MicroVentures

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MicroVentures is an online equity crowdfunding platform enabling angel investors to connect with startups to raise capital.

HighRadius

UpEquity

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UpEquity is a tech-enabled mortgage platform.

HighRadius

Dosh

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Dosh is a free cash back app that finds users money for shopping, dining out, and pumping gas at thousands of merchants & brands nationwide.

HighRadius

Self Financial

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Self Financial is a venture-backed fintech startup that helps customers build credit and save money.

HighRadius

Alkami Technology

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Alkami Technology provides cloud-based digital banking solutions for credit unions and banks.

HighRadius

Bestow

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Bestow is an insurance technology company offering term life insurance that is accessible and affordable to families.

HighRadius

Billd

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Billd is a construction finance company that offers material purchases at 120-day terms to the construction industry.

HighRadius

Otto

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There are $3T worth of vehicles owned outright in the U.S., and tens of millions of their owners are denied by traditional lenders.

HighRadius

Lendflow

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Lendflow makes it easy for software companies to embed lending services into their product.

HighRadius

Hearth

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Financial Technology for built for the Home Improvement industry

HighRadius

Q2ebanking

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Q2ebanking designs virtual, mobile and voice banking applications for financial institutions.

HighRadius

HUMBL

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HUMBL provides merchant services software which is being developed to accommodate the migration by governments to digital forms.

HighRadius

Beyond Finance

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FinTech – Next Generation Financial Services & Debt Solutions

HighRadius

Episode Six

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Episode Six offers a highly configurable ledger and payments system. The financial technology is readily accessible via over 550 API.

HighRadius

FloatMe

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FloatMe is an app that helps millennials cover cash gaps and improve their finances.

HighRadius

Unchained Capital

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Unchained Capital is a blockchain financial services company that lends cash to long-term crypto holders.

HighRadius

ScaleFactor

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ScaleFactor provides accounting and finance software with automated bookkeeping, proactive alerts, and other features.

HighRadius

Open Lending

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Open Lending is a provider of lending enablement and risk analytics solutions to financial institutions.

HighRadius

defi SOLUTIONS

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Defi Solutions is a financial services company that provides loan origination solutions and auto loan origination software.

HighRadius

Consero Global Solution

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Consero is a provider of cloud-based outsourced finance and accounting services.

HighRadius

Turnkey Lender

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#1 AI-based SaaS for digital lending

HighRadius

IPwe

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IPwe is the world’s first Global Patent Market that combines the information and tools to identify, research, evaluate & transact in patents

HighRadius

Rabbet

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Rabbet is an intelligent construction finance platform using data to bring trust, transparency, and matchmaking to home renovation.

HighRadius

Fair Fintech

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Fair is a multilingual neobank and financial services platform that values people over profit and purpose over process.

HighRadius

MAJORITY

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The world’s first digital financial services for migrants

HighRadius

Vyze

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Vyze offers solutions that enable retailers to offer more payment options for their customers.

HighRadius

Mozido

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Mozido designs, develops, and provides mobile commerce and payment solutions globally.

HighRadius

Vertalo

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Vertalo is a SaaS solution connecting and enabling the digital asset economy.

HighRadius

Modo

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Modo is the payments orchestration platform for enterprises.

HighRadius

Vpay

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VPay is focused on delivering best-in-class claims payment solutions designed specifically to streamline the payment process.

HighRadius

Solovis

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Solovis is a multi-asset class portfolio management, analytics and reporting technology platform, designed for institutional investors.

HighRadius

Founderpath

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Founderpath helps SaaS companies increase cash flow without diluting ownership by offering loans based on their monthly recurring revenue.

HighRadius

inKind

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inKind finances restaurants by purchasing large amounts of food and beverage credits upfront, and then selling that F&B credit to consumers.

HighRadius

Nada

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Launched in 2019 and based in Dallas TX, Nada is on a mission to unlock real estate wealth for everyone.

HighRadius

Zabo

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Zabo connects any crypto wallet to any application in a few lines of code.

HighRadius

dash.fi

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dash.fi is a vertical FinTech company serving digitally native businesses spending millions on marketing.

HighRadius

Zirtue

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Zirtue is a relationship-based lending application that simplifies and automates loans between friends, family and trusted relationships.

HighRadius

AEGIS Hedging Solutions

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AEGIS Hedging Solutions is the recognized global leader for hedging technology and expertise.

HighRadius

VeraBank

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VeraBank is a financial service company providing a services in banking technology.

HighRadius

Factom

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Factom, Inc. is a blockchain innovations company providing blockchain as a service platforms.

HighRadius

Rev Worldwide

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Fintech company focused on developing payment product innovations around the world leveraging a proprietary processing platform.

HighRadius

Kare

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Kare is a platform that empowers post-acute caregivers to earn extra income and manage their own flexible schedules.

HighRadius

JetPay

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JetPay specializes in technology solutions for the e-commerce and card-not-present marketplace, including proccessing and acquiring.

HighRadius

Visio Lending

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Visio Lending offers a range of loans and mortgage loans to investors in the real estate investment markets.

HighRadius

CollateralEdge

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CollateralEdge is an innovative fintech platform.

HighRadius

GrainChain

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GrainChain creates an exchange platform with blockchain-based solutions for prompt payment and accountability.

HighRadius

NextSeed

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NextSeed is an online fundraising platform where any businesses can raise financing from any investors including non-accredited investors.

HighRadius

Realized

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The Realized FinTech platform enables aging HNW families to tax-efficiently convert legacy real estate into passive income investments.

HighRadius

LegacyTexas

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LegacyTexas is commercially oriented community bank that serves local entrepreneurs, businesses, and families.

HighRadius

Indyfin

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Indyfin empowers independent financial advisors to compete and win in a new era of wealth management.

HighRadius

Coinflip Solutions

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CoinFlip is the first payment network to route transactions on a per-item basis.

HighRadius

iownit

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Powering Digital Private Markets

HighRadius

Oveit

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We offer closed loop payments, distributed on public and private blockchain. We use AI to prevent fraud. Oveit can be deployed on minutes.

HighRadius

Honest Dollar

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Honest Dollar Hopes to Make Retirement Plans Affordable For SMBs.

HighRadius

Multicoin Capital

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Multicoin Capital is a thesis-driven cryptofund that invests long term in tokens that reshape entire sectors of the global economy.

HighRadius

Paybook

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Paybook is a hub that connects people with their financial world through bank connectivity and innovative technology.

HighRadius

AlgoPear

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AlgoPear is a AI trading marketplace where retail traders can connect their portfolio to AI investment strategies.

HighRadius

Levelfield

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Early stage Houston based challenger bank with a specialization in digital assets lead by financial service industry veterans

HighRadius

ioogo

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ioogo is a tax and accounting software and services company that specializes in software development, mobile software, and web solutions.

HighRadius

m1neral

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M1neral is building the first all-in-one transaction management platform for oil & gas minerals and royalties.

HighRadius

Noesis

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Noesis is a tech-enabled lending marketplace for financing commercial building improvements.

HighRadius

Satoshi Energy

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Satoshi Energy is a provider of data driven insights and power contracts for bitcoin miners.

HighRadius

RiftPay

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RiftPay is a social banking platform that allows you to spend, share, and save with the people close to you

HighRadius

CollBox

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Debt collection for cloud accounting

HighRadius

CVEX Group

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CVEX Group is applying technology and automation to create the most advanced trading platform for private company equities.

HighRadius

Wedy

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Wedy is the world’s first booking and financing marketplace for the wedding industry.

HighRadius

BorrowersFirst

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We are a tech-enabled consumer lending platform organized around providing superior value and experience for our borrowers.

HighRadius

MR Presta

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Developing cutting edge technology for Fintechs in origination, credit scoring and servicing around the world.

HighRadius

I Hate Receipts (IHR)

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The Cloud Based Receipting™ empowers consumers with their purchase data and engages merchants with their proprietary Mobile HD Receipt™

HighRadius

InforcePRO

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InforcePRO™ (Acquired 06/17) has reshaped how the $2T insurance industry manages, mines, & markets to it’s largest asset–policyholder data.

HighRadius

BankingON Inc.

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Mobile Banking Platform for Credit Unions and Community Banks

HighRadius

Unbill

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Unbill is a mobile app that can pay your bills for you. Additionally, developers can use it’s biller API inside their own apps.

HighRadius

Offerboard

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Online Marketplace for private securities syndication that matches companies or funds in need of financing with Investors.

HighRadius

Goldcrest Capital

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Goldcrest is a venture capital fund that invests in private technology companies.

HighRadius

Routefusion

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Routefusion is an API for cross border bank-to-bank payments.

HighRadius

Freede Solutions

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Freede develops strategies intended to help people reduce and eliminate their debt.

HighRadius

Abrigo

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Abrigo provides market-leading compliance, credit risk, and lending solutions to enable its customers to think bigger.

HighRadius

BluSynergy

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BluSynergy provides subscription billing and payment services.

HighRadius

Student Loan Hero

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Student Loan Hero is a web platform that provides support for organizing, managing and repaying student loans.

HighRadius

Vault Wallet

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Vault Wallet, making blockchain development Easy. Secure. Affordable.

HighRadius

Highcrest Capital

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Highcrest Capital utilizes technology and innovation to create products that meet pressing investment needs.

HighRadius

DRAFT

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Draft offers a modern suite of analytics and communication tools built to help wealth advisors win and retain assets.

HighRadius

GradJoy

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GradJoy manages your student loans — helping you save money and be debt-free faster.

HighRadius

Jellifin

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Jellifin is a leading provider of white label trading platforms and data solutions for online broker-dealers and digital advisors.

HighRadius

Unwired Nation

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Unwired Nation powers mobile banking apps for community financial institutions with Unwired Banking, its patented mobile platform.

HighRadius

SocialMatters.ai

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SocialMatters.ai helps Financial Wealth Advisors automate the work of an entire sales team so all they have to do is close.

HighRadius

tapNpay

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tapNpay is a FinTech company that has developed a new patented payment service working with mobile carriers globally as billing agents.

HighRadius

Blockhenge

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White-glove financial services for cryptoasset investors and traders.

HighRadius

Iconic Financial

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Iconic Financial is a banking company that identifies the opportunity to acquire community banks.

HighRadius

Trintech, Inc.

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Trintech’s solutions empower over 3,100 clients around the world to transform their financial processes, resulting in shorter time to close.

HighRadius

Signum City

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Signum City is a fantasy stock market gaming app.

HighRadius

CreditSuppliers

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CreditSuppliers provides construction material financing to help contractors and subs grow their business while ensuring that merchants

HighRadius

STAYSHARE INC.

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A fintech PaaS built specifically for the alternative accommodations & experiences industry.

HighRadius

AffiniPay

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AffiniPay is a FinTech company that supports online credit card transactions for professional trade associations.

HighRadius

ComboCurve

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ComboCurve is a Fintech business that focuses on good predictions and cash flow analysis in the energy sector.

HighRadius

Flite Banking Centers

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Flite Banking Centers has developed a multi-bank drive-up ATM facility for financial institutions to operate their ATM.

HighRadius

UpperRoom Technology

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UpperRoom scans bond inventory lists and currently held securities and algorithmically determines which bonds should be bought and sold.

HighRadius

TF Holdings

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TF Holdings provides lenders the ability to rapidly launch an online loan product with market-leading application and servicing features.

HighRadius

Method Financial

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Method makes it easy for developers to embed debt repayment on their apps.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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