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37 Best Cape Town FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Cape Town based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Cape Town FinTech Startups

Data sourced from Crunchbase and SemRush.

JUMO

JUMO

Crunchbase Website Twitter Facebook Linkedin

JUMO is the market leading Banking as a Service platform that uses AI to power financial services in emerging markets.

Yoco

Yoco

Crunchbase Website Twitter Facebook Linkedin

Yoco is a point-of-sale payments provider for small businesses in Africa.

Yoco

Stitch

Crunchbase Website Twitter Facebook Linkedin

Stitch Money provides full API access to financial accounts.

Yoco

Root

Crunchbase Website Twitter Facebook Linkedin

A financial services platform – programmable banking and insurance

Yoco

PayGate

Crunchbase Website Twitter Facebook Linkedin

PayGate offers leading payment services to enterprise companies worldwide.

Yoco

Zoona

Crunchbase Website Twitter Facebook Linkedin

Zoona is a mobile technology company developing products such as money transfers, electronic voucher payments, and agent payments.

Yoco

Lulalend

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Lulalend is an online lending company that provides fast and easy working capital funding to small businesses in South Africa.

Yoco

StartX

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The Success EcoSystem.

Yoco

Nomanini

Crunchbase Website Twitter Facebook Linkedin

Fintech SaaS platform to deliver digital financial services to the informal retail trade.

Yoco

Inclusivity Solutions

Crunchbase Website Twitter Facebook Linkedin

We design, build and operate digital insurance businesses in emerging markets

Yoco

Whiteside Capital Group

Crunchbase Website Twitter Facebook Linkedin

Information Technology Firm

Yoco

Meerkat

Crunchbase Website Twitter Facebook Linkedin

Meerkat is a financial wellness business committed to making a real difference in the financial lives of its customers.

Yoco

Nobuntu

Crunchbase Website Twitter Facebook Linkedin

A community driven savings product which pays you more as you grow older.

Yoco

Mama Money

Crunchbase Website Twitter Facebook Linkedin

Mama Money is the world’s first social business for remittances.

Yoco

Payfast

Crunchbase Website Twitter Facebook Linkedin

Our focus is on driving adoption of digital payments in South Africa by fostering ecommerce and helping businesses grow.

Yoco

Bettr

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Digital banking powered by your smartphone.

Yoco

Sygnia

Crunchbase Website Twitter Facebook Linkedin

Sygnia is a FinTech company that provides asset management, stockbroking, and administration services.

Yoco

Netcash

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Netcash specialises in providing secure, online transaction processing services for SMEs in South Africa.

Yoco

Fundamo (Proprietary)

Crunchbase Website Twitter Facebook Linkedin

Fundamo provides mobile financial solutions for banks, financial organizations and mobile network operators.

Yoco

Electrum

Crunchbase Website Twitter Facebook Linkedin

Electrum builds software that represents the next generation of payments technology.

Yoco

ooba

Crunchbase Website Twitter Facebook Linkedin

ooba pioneered mortgage origination in South Africa and now offers a range of solutions to homebuyers.

Yoco

Simply Financial Services

Crunchbase Website Twitter Facebook Linkedin

Simply is a #fintech #insurtech company, providing mass market life insurance combos (life + disability + funeral) for South Africans.

Yoco

SASA Solutions

Crunchbase Website Twitter Facebook Linkedin

SASA is a digital FinTech company that leverage data and tech to take friction out of finance.

Yoco

Startupbootcamp Cape Town

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Startupbootcamp Cape Town is a leading accelerator focused on scouting for startups in blockchain, connected devices.

Yoco

Nona Digital

Crunchbase Website Twitter Facebook Linkedin

We design and build intuitive software for FinTech companies.

Yoco

Uprise.Africa

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The first Equity Crowdfunding platform in South Africa

Yoco

Slide Financial

Crunchbase Website Twitter Facebook Linkedin

Slide Financial offers customizable mobile payment solutions for platforms and marketplaces.

Yoco

Mobicred

Crunchbase Website Twitter Facebook Linkedin

Mobicred is a pioneering credit facility platform that allows its users to shop safely online with a real-time secure facility.

Yoco

wanna loan?

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wanna loan? is a short-term lender of choice. For fast, paperless applications. Apply in minutes and get paid within an hour.

Yoco

Cenfri

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Centre for Financial Regulation and Inclusion. Independent think tank focused on financial sector development,

Yoco

Peniel

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Accelerating the acceleration of data insights within the sustainability markets with a robo advisor

Yoco

Candystick

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Candystick is a safe online money box.

Yoco

Virtual Actuary

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Virtual Actuary is a consulting firm that provides insurtech, advanced analytics and fintech actuarial services to businesses.

Yoco

Africa Trust Academy

Crunchbase Website Twitter Facebook Linkedin

Africa Trust Academy is an education company dedicated to inspiring and educating people for economic transformation

Yoco

BoE Asset Management

Crunchbase Website Twitter Facebook Linkedin

BoE Asset Management

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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