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38 Best Johannesburg FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Johannesburg based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Johannesburg FinTech Startups

Data sourced from Crunchbase and SemRush.

MFS Africa

MFS Africa

Crunchbase Website Twitter Facebook Linkedin

MFS Africa is a digital payment company that offers mobile financial solutions for senders, money users, and service providers.

Pineapple

Pineapple

Crunchbase Website Twitter Facebook Linkedin

Pineapple makes insuring easy, fair and accessible. Get cover in a snap. See the good your premiums do. Get all leftover premium back.

Pineapple

VALR

Crunchbase Website Twitter Facebook Linkedin

We‘re helping build a financial system that recognises the oneness of humanity.

Pineapple

FinChatBot

Crunchbase Website Twitter Facebook Linkedin

We conversational AI solutions to help financial service providers acquire & retain customers

Pineapple

Mortgage Market

Crunchbase Website Twitter Facebook Linkedin

Mortgage Market is a fintech startup that has created an online marketplace for home loans.

Pineapple

Investsure

Crunchbase Website Twitter Facebook Linkedin

InvestSure- a tech company, provides APIs to enable partner investment platforms to sell its Investment Insurance product to their clients.

Pineapple

Bright On Capital

Crunchbase Website Twitter Facebook Linkedin

Bright On Capital is a peer-to-peer online enterprise-lending platform for SMEs to raise working capital funding from lenders.

Pineapple

Franc

Crunchbase Website Twitter Facebook Linkedin

Franc is a digital wealth platform helping more people invest more.

Pineapple

Truzo

Crunchbase Website Twitter Facebook Linkedin

Truzo is a web and app-based escrow platform enabling buyers and sellers anywhere to transact in a safe and secure way.

Pineapple

Kopano

Crunchbase Website Twitter Facebook Linkedin

Delivering insurance to emerging markets.

Pineapple

CommuScore

Crunchbase Website Twitter Facebook Linkedin

We digitise trust in the informal market. We provide alternative credit scoring for the unbanked to drive financial inclusion.

Pineapple

GetVanced

Crunchbase Website Twitter Facebook Linkedin

GetVanced is a financial wellness platform that allows employees to get immediate access to a percentage of their earned wages.

Pineapple

MobiLife

Crunchbase Website Twitter Facebook Linkedin

MobiLife is an insurance provider aiming to transform micro-insurance in South Africa.

Pineapple

DafriBank Digital LTD

Crunchbase Website Twitter Facebook Linkedin

DafriBank Digital is a branchless financial technology company providing customized financial services to clients in 180+ countries

Pineapple

Transaction Capital

Crunchbase Website Twitter Facebook Linkedin

Transaction Capital is a provider of specialised financial and allied services.

Pineapple

ProsperiProp

Crunchbase Website Twitter Facebook Linkedin

ProsperiProp is fintech platform that makes it possible for people to own property and ultimately create their own personal wealth.

Pineapple

Maxicash

Crunchbase Website Twitter Facebook Linkedin

Maxicash is a Fintech company & developer of a mobile app that helps African financially support their loved ones back home.

Pineapple

walletDoc

Crunchbase Website Twitter Facebook Linkedin

walletdoc is the smart, secure & free way to pay bills – with no admin.

Pineapple

Fincheck

Crunchbase Website Twitter Facebook Linkedin

Fincheck provides users with the facts and figures required to make an informed decision on their personal finance and loans.

Pineapple

BitFund

Crunchbase Website Twitter Facebook Linkedin

Cryptocurrency investment platform

Pineapple

BancX

Crunchbase Website Twitter Facebook Linkedin

BancX a provider of cloud based platform that deliver digital financial and banking services.

Pineapple

Merchant Capital South Africa

Crunchbase Website Twitter Facebook Linkedin

Merchant Capital is an alternative provider of working capital for small and medium entrepreneurs.

Pineapple

Airvantage

Crunchbase Website Twitter Facebook Linkedin

Airvantage is a fintech provider of mobile financial and value-added services for mobile network operators.

Pineapple

Veneka

Crunchbase Website Twitter Facebook Linkedin

Veneka renders payment technology solutions such as card and wallet issuing, card payments, electronic and digital banking.

Pineapple

Fedgroup

Crunchbase Website Twitter Facebook Linkedin

Fedgroup is a financial services company investing in smart technology.

Pineapple

Astute Financial Services

Crunchbase Website Twitter Facebook Linkedin

Astute provides data exchange, intermediary, fintech and risk technology solutions to the financial services industry.

Pineapple

OysterPay

Crunchbase Website Twitter Facebook Linkedin

OysterPay is a digital banking platform for gig workers who are largely overlooked by traditional financial institutions.

Pineapple

ZAR X

Crunchbase Website Twitter Facebook Linkedin

ZAR X is a licensed stock exchange that uses disruptive fintech to create a more efficient market for all.

Pineapple

Stock Shop

Crunchbase Website Twitter Facebook Linkedin

Stock Shop provides a toolbox of platforms that financial institutions can white-label to provide financial education.

Pineapple

Imafin

Crunchbase Website Twitter Facebook Linkedin

Imafin is a specialist payment and commercial credit firm driven by innovation on traditional payments models.

Pineapple

Diga Digital Intelligence

Crunchbase Website Twitter Facebook Linkedin

Diga Digital Intelligence specializes in cloud applications that are changing the way advisers connect with their clients.

Pineapple

FMJ Financial Services

Crunchbase Website Twitter Facebook Linkedin

Registered tax practitioners that focus on assisting individuals with SARS tax returns, tax advice, tax audits and tax objections

Pineapple

AvantCore

Crunchbase Website Twitter Facebook Linkedin

AvantCore is a FinTech entity focused on Blockchain and CryptoAsset Research and Development.

Pineapple

Arcus Capital

Crunchbase Website Twitter Facebook Linkedin

Arcus Capital has created a robo advisor with advanced investment algorithms that trawl the market and analyse them using big data.

Pineapple

SIPP Investments

Crunchbase Website Twitter Facebook Linkedin

SIPP is a technology driven investment business with online tools for investors to empower financial well-being.

Pineapple

Cryptovecs Capital

Crunchbase Website Twitter Facebook Linkedin

Cryptovecs Capital is a black-owned African Investment and Technology company headquartered in Johannesburg.

Pineapple

CollectVest

Crunchbase Website Twitter Facebook Linkedin

CollectVest is a fintech tool that facilitates non-traditional asset investment, trading of e-units, fractional ownership & stock exchanges.

Pineapple

Neomutual

Crunchbase Website Twitter Facebook Linkedin

Neomutual is an online platform dedicated to giving uninsured & underinsured individuals alternative coverage through zero interest credit.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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