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41 Best Charlotte FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Charlotte based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Charlotte FinTech Startups

Data sourced from Crunchbase and SemRush.

Bank of America

Bank of America

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Bank of America offers banking, investing, and other financial and risk management services to individuals, SMBs, and large corporations.

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AvidXchange

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AvidXchange is a software company specializing in automating invoice and payment processes for mid-market businesses.

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Cosaic

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Cosaic is a software developer that offers products such as the financial charting software and a smart desktop platform.

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XUP Payments

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XUP Payments is a vertically focused payment platform that develops digital payments software for financial institutions.

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Payzer

Crunchbase Website Twitter Facebook Linkedin

Payzer is the All-in-One Financial Tool that helps contractors grow their business.

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upSWOT

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UpSWOT is a fintech platform that enables banks to connect, collect, and normalize data from business software tools they regularly use.

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apay

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apay is a mobile app to help students better manage and understand the structure of their student loans.

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Tradier

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Tradier offers developers, trading platform providers and investors an innovative trading platform and a rich set of real-time APIs.

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Amicus.io

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Fintech company with a philanthropic financial services platform for the financial sector, making philanthropy as easy as digital banking.

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Honeyfi

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Honeyfi is an app that helps couples handle their everyday finances and save for their biggest life goals together.

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MEDICI

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MEDICI is the global destination for the FinTech industry for the benefit of enterprises, startups, and investors.

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Paymentus

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Paymentus is a provider of cloud-based bill payment technology solutions and services for some of the largest installations.

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Agingo

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Agingo is managing data like money using its advanced Not-Only-One-Blockchain platform.

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LendingTree

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LendingTree is an online lending exchange that connects consumers with multiple lenders who compete for their business.

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FaaStrak

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Finally Making Equipment Leasing & Financing Easy!

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MICC Financial

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MICC Financial is a platform that helps groups of people save money, access capital and build credit.

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Quartix

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Cloud-based Solutions for Supply Chain Management

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Finsophy PBC

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Financial innovation and technology for transparent & mission-aligned capital

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Pacatio

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Pacatio is a digital wallet that delivers customer and purchasing data to brick & mortar stores.

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BovaMetrics

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AI Portfolio Monitoring + Performance Based Rebalancing for Wealth Advisors

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Encrypted Labs

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Full Service Enterprise Blockchain Consulting

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PrecisionLender

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The steady rise in asset values leading up to 2007 made it particularly difficult for banks to price appropriately for risk

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Rethink Ledgers

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Rethink Ledgers is a ledger and blockchain consulting practice focused on Fintech & Healthtech

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Brighthouse Financial

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Brighthouse Financial offers annuities and life insurance that help protect what people have earned and ensure it lasts.

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B2R Finance L.P.

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A financial technology company founded to address the unique needs and financial goals of single-family rental property investors.

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Canopy Financial Technology Partners

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Professional Services – Consumer Finance Due Diligence and Data Quality for Digital Assets

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Private Wealth Systems, Inc.

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Private Wealth Systems is the industry-defining financial technology company that is revolutionizing the $52Tril private wealth industry.

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Dwell Finance

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Dwell Finance is a division of B2R Finance, a financial technology company and leading lender for single-family rental property investors

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XcooBee

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XcooBee is a privacy and payments network with plugin APIs for contactless payments and data and consent management.

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Savvi Insurance

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Savvi is home insurance that uses smart home technology with modernized and enhanced protection.

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Hoard Inc

Crunchbase Website Twitter Facebook Linkedin

Hoard is an AI-powered #cryptocurrency exchange, digital wallet, portfolio manager, and cross-blockchain payments platform.

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Global Wired Advisors

Crunchbase Website Twitter Facebook Linkedin

Global Wired Advisors provides investment banking, due diligence, SaaS, internet of things, consulting and digital marketing services.

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Novare Kapital

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Novare Capital Management is a privately owned investment management.

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Seward Capital

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Value-oriented investment manager serving high net worth individuals, family offices, and institutions.

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PayTic

Crunchbase Website Twitter Facebook Linkedin

Our SaaS helps card issuers and fintech businesses control risk and compliance through digitizing the payments back-office functions.

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Pensmore, Inc.

Crunchbase Website Twitter Facebook Linkedin

Developer of mobile and integrated payment applications for QuickBooks and QuickBooks POS users.

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AfriBiz

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Afribiz makes business happen in Africa by providing platforms for entrepreneurs, SMEs, non-institutional investors.

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QuietStream Financial

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QuietStream Financial provides commercial real estate owners, investors, and borrowers with a portfolio of businesses.

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Conjecta

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Conjecta provides services for startups to manage their important financial assets.

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SpaceVault

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Digital savings account for Space enthusiasts and professionals

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Stockpulp

Crunchbase Website Twitter Facebook Linkedin

We are a financial tool that helps investors make data driven decisions. The evolution of investment decision making

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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