75 Best North Carolina FinTech Startups – The Future of FinTech

November 28, 2021

This article showcases our top picks for the best North Carolina based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact
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Top North Carolina FinTech Startups

Data sourced from Crunchbase and SemRush.

Bank of America

Bank of America

Crunchbase Website Twitter Facebook Linkedin

Bank of America offers banking, investing, and other financial and risk management services to individuals, SMBs, and large corporations.

AvidXchange

AvidXchange

Crunchbase Website Twitter Facebook Linkedin

AvidXchange is a software company specializing in automating invoice and payment processes for mid-market businesses.

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Spreedly

Crunchbase Website Twitter Facebook Linkedin

Spreedly is cloud-based payment infrastructure that allows businesses to work with multiple payment gateways simultaneously.

AvidXchange

nCino

Crunchbase Website Twitter Facebook Linkedin

Ncino is a cloud-based bank operating solution for the financial services industry.

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Apiture

Crunchbase Website Twitter Facebook Linkedin

Apiture combined their APIs into frustration-shattering digital banking solutions to address the hurdles today’s banks & credit unions face.

AvidXchange

XUP Payments

Crunchbase Website Twitter Facebook Linkedin

XUP Payments is a vertically focused payment platform that develops digital payments software for financial institutions.

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Payzer

Crunchbase Website Twitter Facebook Linkedin

Payzer is the All-in-One Financial Tool that helps contractors grow their business.

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upSWOT

Crunchbase Website Twitter Facebook Linkedin

UpSWOT is a fintech platform that enables banks to connect, collect, and normalize data from business software tools they regularly use.

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Finmark

Crunchbase Website Twitter Facebook Linkedin

Finmark is financial planning software for startups; making it simple for companies to manage their runway, hiring, and cash.

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Zogo Finance

Crunchbase Website Twitter Facebook Linkedin

Zogo Finance is a white-label mobile banking application for financial institutions and for parents and teens.

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Constellation Digital Partners

Crunchbase Website Twitter Facebook Linkedin

Constellation Digital Partners is a Digital Financial Services Platform.

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apay

Crunchbase Website Twitter Facebook Linkedin

apay is a mobile app to help students better manage and understand the structure of their student loans.

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Tradier

Crunchbase Website Twitter Facebook Linkedin

Tradier offers developers, trading platform providers and investors an innovative trading platform and a rich set of real-time APIs.

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Amicus.io

Crunchbase Website Twitter Facebook Linkedin

Fintech company with a philanthropic financial services platform for the financial sector, making philanthropy as easy as digital banking.

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Scholarships360

Crunchbase Website Twitter Facebook Linkedin

Scholarships360 is a platform connecting students to scholarships, financial aid resources, and education pathways.

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FISCAL Technologies Inc.

Crunchbase Website Twitter Facebook Linkedin

FISCAL Technologies offers purchase-to-pay forensics fraud and risk Saas software in the cloud.

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Honeyfi

Crunchbase Website Twitter Facebook Linkedin

Honeyfi is an app that helps couples handle their everyday finances and save for their biggest life goals together.

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MEDICI

Crunchbase Website Twitter Facebook Linkedin

MEDICI is the global destination for the FinTech industry for the benefit of enterprises, startups, and investors.

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Clinverse

Crunchbase Website Twitter Facebook Linkedin

Clinverse is a technology company engaged in the financial management of clinical trials and associated payments.

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ONE DONATION

Crunchbase Website Twitter Facebook Linkedin

One Donation connects CSR to Employee Engagement by enabling employees to give to over 1.7M nonprofits through payroll deduction.

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Equity Shift

Crunchbase Website Twitter Facebook Linkedin

Equity Shift provides an intelligent securities software platform for private companies, their investors, and trusted third-parties.

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Paymentus

Crunchbase Website Twitter Facebook Linkedin

Paymentus is a provider of cloud-based bill payment technology solutions and services for some of the largest installations.

AvidXchange

Agingo

Crunchbase Website Twitter Facebook Linkedin

Agingo is managing data like money using its advanced Not-Only-One-Blockchain platform.

AvidXchange

WalletFi

Crunchbase Website Twitter Facebook Linkedin

WalletFi is the Subscription Management solution for Financial Institutions and Fintechs

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LendingTree

Crunchbase Website Twitter Facebook Linkedin

LendingTree is an online lending exchange that connects consumers with multiple lenders who compete for their business.

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FaaStrak

Crunchbase Website Twitter Facebook Linkedin

Finally Making Equipment Leasing & Financing Easy!

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LoanWell

Crunchbase Website Twitter Facebook Linkedin

LoanWell is a B2B fintech platform modernizing community lending to enable equitable access to affordable capital for all.

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Shining Rock Ventures

Crunchbase Website Twitter Facebook Linkedin

Shining Rock Ventures builds partnerships with institutions, enterprises, and entrepreneurs.

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Malartu

Crunchbase Website Twitter Facebook Linkedin

Malartu is a developer of a business intelligence platform designed for business advisors and their clients.

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Quartix

Crunchbase Website Twitter Facebook Linkedin

Cloud-based Solutions for Supply Chain Management

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Finsophy PBC

Crunchbase Website Twitter Facebook Linkedin

Financial innovation and technology for transparent & mission-aligned capital

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Pacatio

Crunchbase Website Twitter Facebook Linkedin

Pacatio is a digital wallet that delivers customer and purchasing data to brick & mortar stores.

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BovaMetrics

Crunchbase Website Twitter Facebook Linkedin

AI Portfolio Monitoring + Performance Based Rebalancing for Wealth Advisors

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Encrypted Labs

Crunchbase Website Twitter Facebook Linkedin

Full Service Enterprise Blockchain Consulting

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Floatbot

Crunchbase Website Twitter Facebook Linkedin

Floatbot is a SaaS based Conversational AI platform that helps Financial Institutes increase Digital Sales and automate Customer Support

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PrecisionLender

Crunchbase Website Twitter Facebook Linkedin

The steady rise in asset values leading up to 2007 made it particularly difficult for banks to price appropriately for risk

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Global Mobile Finance

Crunchbase Website Twitter Facebook Linkedin

Global Mobile Finance develops a relationship-driven remittance mobile application intended for remittance transfers at low cost.

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Rethink Ledgers

Crunchbase Website Twitter Facebook Linkedin

Rethink Ledgers is a ledger and blockchain consulting practice focused on Fintech & Healthtech

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Brighthouse Financial

Crunchbase Website Twitter Facebook Linkedin

Brighthouse Financial offers annuities and life insurance that help protect what people have earned and ensure it lasts.

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B2R Finance L.P.

Crunchbase Website Twitter Facebook Linkedin

A financial technology company founded to address the unique needs and financial goals of single-family rental property investors.

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InsureLife

Crunchbase Website Twitter Facebook Linkedin

ReImagining Insurance Distribution in a Contactless World

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Canopy Financial Technology Partners

Crunchbase Website Twitter Facebook Linkedin

Professional Services – Consumer Finance Due Diligence and Data Quality for Digital Assets

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Private Wealth Systems, Inc.

Crunchbase Website Twitter Facebook Linkedin

Private Wealth Systems is the industry-defining financial technology company that is revolutionizing the $52Tril private wealth industry.

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First South Bank

Crunchbase Website Twitter Facebook Linkedin

Mortgage loan originators and servicers in North Carolina.

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Retirement Clearinghouse

Crunchbase Website Twitter Facebook Linkedin

RCH is a fintech services company that works with plan sponsors & service providers to shift the retirement accounts of participants forward

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Dwell Finance

Crunchbase Website Twitter Facebook Linkedin

Dwell Finance is a division of B2R Finance, a financial technology company and leading lender for single-family rental property investors

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XcooBee

Crunchbase Website Twitter Facebook Linkedin

XcooBee is a privacy and payments network with plugin APIs for contactless payments and data and consent management.

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Impact Financial Systems

Crunchbase Website Twitter Facebook Linkedin

IFS offers the only complete onboarding automation solution in the financial services industry.

AvidXchange

Savvi Insurance

Crunchbase Website Twitter Facebook Linkedin

Savvi is home insurance that uses smart home technology with modernized and enhanced protection.

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BiMedis

Crunchbase Website Twitter Facebook Linkedin

International Medical Equipment Trading Platform

AvidXchange

Venture Debt – Find Venture Debt LLC

Crunchbase Website Twitter Facebook Linkedin

Platform to connect with 400+ lenders and learn about venture debt alternatives.

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Hoard Inc

Crunchbase Website Twitter Facebook Linkedin

Hoard is an AI-powered #cryptocurrency exchange, digital wallet, portfolio manager, and cross-blockchain payments platform.

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Global Wired Advisors

Crunchbase Website Twitter Facebook Linkedin

Global Wired Advisors provides investment banking, due diligence, SaaS, internet of things, consulting and digital marketing services.

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CrewPay

Crunchbase Website Twitter Facebook Linkedin

Hassle-free 1099 filing and contractor payments

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Novare Kapital

Crunchbase Website Twitter Facebook Linkedin

Novare Capital Management is a privately owned investment management.

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Seward Capital

Crunchbase Website Twitter Facebook Linkedin

Value-oriented investment manager serving high net worth individuals, family offices, and institutions.

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Alpha Mortgage Corporation

Crunchbase Website Twitter Facebook Linkedin

Alpha Mortgage Corporation provides mortgage and loans in Wilmington, New Bern and Jacksonville.

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Bridge Protocol

Crunchbase Website Twitter Facebook Linkedin

Bridge Protocol is the blockchain solution for better token sales (ICOs).

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Pensmore, Inc.

Crunchbase Website Twitter Facebook Linkedin

Developer of mobile and integrated payment applications for QuickBooks and QuickBooks POS users.

AvidXchange

SightSpan

Crunchbase Website Twitter Facebook Linkedin

SightSpan offers risk management, security solutions and program management services for fintech and financial businesses.

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AfriBiz

Crunchbase Website Twitter Facebook Linkedin

Afribiz makes business happen in Africa by providing platforms for entrepreneurs, SMEs, non-institutional investors.

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13th & Mars

Crunchbase Website Twitter Facebook Linkedin

Clothing-based crowdfunding for your planet.

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QuietStream Financial

Crunchbase Website Twitter Facebook Linkedin

QuietStream Financial provides commercial real estate owners, investors, and borrowers with a portfolio of businesses.

AvidXchange

Localfit, Inc.

Crunchbase Website Twitter Facebook Linkedin

Fitness Membership, Subscription, FinTech, Mobile App

AvidXchange

Conjecta

Crunchbase Website Twitter Facebook Linkedin

Conjecta provides services for startups to manage their important financial assets.

AvidXchange

SpaceVault

Crunchbase Website Twitter Facebook Linkedin

Digital savings account for Space enthusiasts and professionals

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Credivia

Crunchbase Website Twitter Facebook Linkedin

CrediVia offers a cloud platform for lenders and borrowers to connect seamlessly in the form of an online marketplace.

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Fortative

Crunchbase Website Twitter Facebook Linkedin

Fortative provides startup consulting services to get you from idea to funding to traction to exit.

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SKJ Visioneering, LLC

Crunchbase Website Twitter Facebook Linkedin

SKJ Visioneering, LLC is a fintech startup developing geeRemit, a global remittance mobile app based on blockchain and mobile money.

AvidXchange

Auxesis Outreach

Crunchbase Website Twitter Facebook Linkedin

Non-profit Online Resource & Platform

AvidXchange

Orion Business Solutions LLC

Crunchbase Website Twitter Facebook Linkedin

Orion is a Venture Technology and Product Development firm.

AvidXchange

Stockpulp

Crunchbase Website Twitter Facebook Linkedin

We are a financial tool that helps investors make data driven decisions. The evolution of investment decision making

AvidXchange

MyMoneyMyPlan

Crunchbase Website Twitter Facebook Linkedin

My Money My Plan is a mutual fund distribution and advisory platform.

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Enancial

Crunchbase Website Twitter Facebook Linkedin

Enancial is an online portal that publishes news and information on eCommerce, Bitcoin, cryptocurrency, and blockchain technology.

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W Paul Mattox

Crunchbase Website Twitter Facebook Linkedin

W Paul Mattox is a full-service accounting firm.

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