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75 Best North Carolina FinTech Startups – The Future of FinTech

This article showcases our top picks for the best North Carolina based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top North Carolina FinTech Startups

Data sourced from Crunchbase and SemRush.

Bank of America

Bank of America

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Bank of America offers banking, investing, and other financial and risk management services to individuals, SMBs, and large corporations.

AvidXchange

AvidXchange

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AvidXchange is a software company specializing in automating invoice and payment processes for mid-market businesses.

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Spreedly

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Spreedly is cloud-based payment infrastructure that allows businesses to work with multiple payment gateways simultaneously.

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nCino

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Ncino is a cloud-based bank operating solution for the financial services industry.

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Apiture

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Apiture combined their APIs into frustration-shattering digital banking solutions to address the hurdles today’s banks & credit unions face.

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XUP Payments

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XUP Payments is a vertically focused payment platform that develops digital payments software for financial institutions.

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Payzer

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Payzer is the All-in-One Financial Tool that helps contractors grow their business.

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upSWOT

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UpSWOT is a fintech platform that enables banks to connect, collect, and normalize data from business software tools they regularly use.

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Finmark

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Finmark is financial planning software for startups; making it simple for companies to manage their runway, hiring, and cash.

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Zogo Finance

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Zogo Finance is a white-label mobile banking application for financial institutions and for parents and teens.

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Constellation Digital Partners

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Constellation Digital Partners is a Digital Financial Services Platform.

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apay

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apay is a mobile app to help students better manage and understand the structure of their student loans.

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Tradier

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Tradier offers developers, trading platform providers and investors an innovative trading platform and a rich set of real-time APIs.

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Amicus.io

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Fintech company with a philanthropic financial services platform for the financial sector, making philanthropy as easy as digital banking.

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Scholarships360

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Scholarships360 is a platform connecting students to scholarships, financial aid resources, and education pathways.

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FISCAL Technologies Inc.

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FISCAL Technologies offers purchase-to-pay forensics fraud and risk Saas software in the cloud.

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Honeyfi

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Honeyfi is an app that helps couples handle their everyday finances and save for their biggest life goals together.

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MEDICI

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MEDICI is the global destination for the FinTech industry for the benefit of enterprises, startups, and investors.

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Clinverse

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Clinverse is a technology company engaged in the financial management of clinical trials and associated payments.

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ONE DONATION

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One Donation connects CSR to Employee Engagement by enabling employees to give to over 1.7M nonprofits through payroll deduction.

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Equity Shift

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Equity Shift provides an intelligent securities software platform for private companies, their investors, and trusted third-parties.

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Paymentus

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Paymentus is a provider of cloud-based bill payment technology solutions and services for some of the largest installations.

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Agingo

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Agingo is managing data like money using its advanced Not-Only-One-Blockchain platform.

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WalletFi

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WalletFi is the Subscription Management solution for Financial Institutions and Fintechs

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LendingTree

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LendingTree is an online lending exchange that connects consumers with multiple lenders who compete for their business.

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FaaStrak

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Finally Making Equipment Leasing & Financing Easy!

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LoanWell

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LoanWell is a B2B fintech platform modernizing community lending to enable equitable access to affordable capital for all.

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Shining Rock Ventures

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Shining Rock Ventures builds partnerships with institutions, enterprises, and entrepreneurs.

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Malartu

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Malartu is a developer of a business intelligence platform designed for business advisors and their clients.

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Quartix

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Cloud-based Solutions for Supply Chain Management

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Finsophy PBC

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Financial innovation and technology for transparent & mission-aligned capital

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Pacatio

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Pacatio is a digital wallet that delivers customer and purchasing data to brick & mortar stores.

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BovaMetrics

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AI Portfolio Monitoring + Performance Based Rebalancing for Wealth Advisors

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Encrypted Labs

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Full Service Enterprise Blockchain Consulting

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Floatbot

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Floatbot is a SaaS based Conversational AI platform that helps Financial Institutes increase Digital Sales and automate Customer Support

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PrecisionLender

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The steady rise in asset values leading up to 2007 made it particularly difficult for banks to price appropriately for risk

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Global Mobile Finance

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Global Mobile Finance develops a relationship-driven remittance mobile application intended for remittance transfers at low cost.

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Rethink Ledgers

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Rethink Ledgers is a ledger and blockchain consulting practice focused on Fintech & Healthtech

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Brighthouse Financial

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Brighthouse Financial offers annuities and life insurance that help protect what people have earned and ensure it lasts.

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B2R Finance L.P.

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A financial technology company founded to address the unique needs and financial goals of single-family rental property investors.

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InsureLife

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ReImagining Insurance Distribution in a Contactless World

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Canopy Financial Technology Partners

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Professional Services – Consumer Finance Due Diligence and Data Quality for Digital Assets

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Private Wealth Systems, Inc.

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Private Wealth Systems is the industry-defining financial technology company that is revolutionizing the $52Tril private wealth industry.

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First South Bank

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Mortgage loan originators and servicers in North Carolina.

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Retirement Clearinghouse

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RCH is a fintech services company that works with plan sponsors & service providers to shift the retirement accounts of participants forward

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Dwell Finance

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Dwell Finance is a division of B2R Finance, a financial technology company and leading lender for single-family rental property investors

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XcooBee

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XcooBee is a privacy and payments network with plugin APIs for contactless payments and data and consent management.

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Impact Financial Systems

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IFS offers the only complete onboarding automation solution in the financial services industry.

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Savvi Insurance

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Savvi is home insurance that uses smart home technology with modernized and enhanced protection.

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BiMedis

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International Medical Equipment Trading Platform

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Venture Debt – Find Venture Debt LLC

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Platform to connect with 400+ lenders and learn about venture debt alternatives.

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Hoard Inc

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Hoard is an AI-powered #cryptocurrency exchange, digital wallet, portfolio manager, and cross-blockchain payments platform.

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Global Wired Advisors

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Global Wired Advisors provides investment banking, due diligence, SaaS, internet of things, consulting and digital marketing services.

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CrewPay

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Hassle-free 1099 filing and contractor payments

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Novare Kapital

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Novare Capital Management is a privately owned investment management.

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Seward Capital

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Value-oriented investment manager serving high net worth individuals, family offices, and institutions.

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Alpha Mortgage Corporation

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Alpha Mortgage Corporation provides mortgage and loans in Wilmington, New Bern and Jacksonville.

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Bridge Protocol

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Bridge Protocol is the blockchain solution for better token sales (ICOs).

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Pensmore, Inc.

Crunchbase Website Twitter Facebook Linkedin

Developer of mobile and integrated payment applications for QuickBooks and QuickBooks POS users.

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SightSpan

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SightSpan offers risk management, security solutions and program management services for fintech and financial businesses.

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AfriBiz

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Afribiz makes business happen in Africa by providing platforms for entrepreneurs, SMEs, non-institutional investors.

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13th & Mars

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Clothing-based crowdfunding for your planet.

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QuietStream Financial

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QuietStream Financial provides commercial real estate owners, investors, and borrowers with a portfolio of businesses.

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Localfit, Inc.

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Fitness Membership, Subscription, FinTech, Mobile App

AvidXchange

Conjecta

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Conjecta provides services for startups to manage their important financial assets.

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SpaceVault

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Digital savings account for Space enthusiasts and professionals

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Credivia

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CrediVia offers a cloud platform for lenders and borrowers to connect seamlessly in the form of an online marketplace.

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Fortative

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Fortative provides startup consulting services to get you from idea to funding to traction to exit.

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SKJ Visioneering, LLC

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SKJ Visioneering, LLC is a fintech startup developing geeRemit, a global remittance mobile app based on blockchain and mobile money.

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Auxesis Outreach

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Non-profit Online Resource & Platform

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Orion Business Solutions LLC

Crunchbase Website Twitter Facebook Linkedin

Orion is a Venture Technology and Product Development firm.

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Stockpulp

Crunchbase Website Twitter Facebook Linkedin

We are a financial tool that helps investors make data driven decisions. The evolution of investment decision making

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MyMoneyMyPlan

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My Money My Plan is a mutual fund distribution and advisory platform.

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Enancial

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Enancial is an online portal that publishes news and information on eCommerce, Bitcoin, cryptocurrency, and blockchain technology.

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W Paul Mattox

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W Paul Mattox is a full-service accounting firm.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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