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101 Best New South Wales FinTech Startups – The Future of FinTech

This article showcases our top picks for the best New South Wales based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top New South Wales FinTech Startups

Data sourced from Crunchbase and SemRush.

Zip Co

Zip Co

Crunchbase Website Twitter Facebook Linkedin

Zip is an online payments technology provider that offers consumers credit options for online shopping.

Athena

Athena

Crunchbase Website Twitter Facebook Linkedin

Athena is an Australian home loan platform that helps to get better home loans.

Athena

Spaceship

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Investing, made easy

Athena

Flare

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Flare is a financial service company that offers paperless onboarding, employee benefits, and employee management.

Athena

InDebted

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InDebted provides a debt collection software that allows customers to effectively manage the repayment of their overdue accounts.

Athena

Simply Wall St

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Simply Wall St turns complicated financial data into easy to understand infographics to helps investors make long term investment decisions.

Athena

Prospa

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Prospa is an Australian owned and operated online lending service provider for small businesses within the region.

Athena

Plenti

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A more rewarding financial world. Helping everyone to make the right choices — about the choices that count

Athena

Identitii

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Identitii is an Australian FinTech reducing last mile payment hold ups, without replacing the rails

Athena

mx51

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mx51 empowers acquirers and payment providers to connect seamlessly with merchants and their customers.

Athena

MoneyMe

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MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia.

Athena

Beforepay

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Reinventing the way people access their wages, budget and manage their finances, to increase financial wellness and happiness

Athena

Slyp

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Slyp is a Company creates smart receipt that links receipts to customers through their bank account and banking apps.

Athena

Tyro Payments

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Tyro Payments is an Australian financial institution specializing in merchant credit, debit and EFTPOS acquisition.

Athena

Lendi

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Lendi is a home loan platform that matches borrowers and lenders.

Athena

Practifi

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Practifi is a business management platform for financial services that provide financial advice for businesses and firms.

Athena

MC Payment

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MC Payment is a fintech and business solutions provider.

Athena

Xinja Bank

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Xinja Bank is an Australian digital neobank offering transactions and savings account products delivered through a mobile app.

Athena

Parpera

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Parpera is a fintech focused on providing businesses, freelancers, and entrepreneurs with a better way to manage their money.

Athena

Valiant

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Valiant is a marketplace that offers business and commercial financial services online.

SocietyOne

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SocietyOne is a P2P digital finance platform connecting creditworthy borrowers with savvy investors.

Athena

Ignition Advice

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Ignition Advice is a global advice platform , deploying solutions across the key verticals being Insurance, Pensions and Investments.

Athena

Douugh

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A smart bank account, helping people live financially healthier.

Athena

DiviPay

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DiviPay is an all-in-one smart corporate card and expense management platform.

Athena

Payble

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Fintech | The Direct Debit of the Future

Athena

Wisr

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DirectMoney launched a major company rebrand to Wisr offers a unified service platform that provides retail investment and lending services.

Athena

Octet

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Octet is an innovative Financial Technology Business specialising in Supply Chain Finance PAAS and Financing SMEs within Asia Pacific

Athena

Paytron

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Paytron is a modern transaction account with builtin AP and AR

Athena

Clever

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We’re making a bold, broke, bank statement. Clever is the most comprehensive, independent financial management app in Australia.

Athena

WeMoney

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WeMoney is a personal finance management app that allows you to see all your finances in one place.

Athena

Verteva

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Verteva is a Fintech company that uses data and digital expertise to disrupt the mortgage process

Athena

Lumi Finance

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Lumi Finance is a fintech company.

Athena

Lakeba Group Pty Ltd

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Lakeba Group is a privately held global venture catalyst firm.

Athena

Waddle

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Proprietary technology that leverages analytics from accounting & bank data to provide automated revolving credit lines to business.

Athena

Butn

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Butn offers a Funding Solution Suite that changes the way funding works in businesses.

Athena

uno

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uno allows consumers to access real-time home loan rates based on their personal situation.

Athena

Ordermentum Pty Ltd

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Taking B2B ordering & payment mobile

Athena

Stockspot

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Stockspot is Australia’s growing automated investment adviser and fund manager

Athena

ChronoBank

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ChronoBank.io is an ambitious and wide-ranging blockchain project

Athena

Mint Payments

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Mint Payments is a Payment Gateway and mPOS provider

Athena

Rush Gold

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Rush Gold builds an open API Gold Bank for retail, sophisticated investors and business customers for savings, transactions, and lending.

Athena

Brighte

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Brighte is a credit technology platform offering Australia’s easiest way to pay for home energy and home improvements

Athena

Azupay

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Azupay is a mobile application that provides banking, digital and real-time payment solutions to its users.

Athena

Effi

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Smartest SaaS Platform for Mortgage Brokers

Athena

blueshyft

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blueshyft is an iOS-based platform installed in 1200+ retail locations Australia-wide, allowing digital businesses to accept cash payments.

Athena

Basiq

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Basiq is an aggregation platform for acquiring financial data that provides access to financial institutions through APIs..

Athena

Coverhero

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We deliver relevant, hyperpersonalised coverage in moments of need for your lifestyle and wellbeing.

Athena

OnDeck Australia

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OnDeck Australia is a financial service company that lends financing for small business.

Athena

Arctic Intelligence

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Arctic Intelligence is dedicated online financial crime risk assessment tool for AML/CFT, Anti-Bribery & Corruption, Fraud and Cyber Risks.

Athena

CryptoSpend

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CryptoSpend is a FinTech mobile platform that allows you to spend crypto with ease

Athena

Decimal Software Ltd

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Decimal is a 100% cloud technology for financial engagement, service and compliance that enables the democratisation of financial advice

Athena

RelayPay

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RelayPay is a payment gateway that bridges the gap between traditional finance and digital currencies

Athena

EFTsure

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EFTsure is dedicated to helping organizations identify and protect themselves against risk and error that occur in the payment process.

Athena

Upstreet

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Mobile Share Rewards App

Athena

Fair Go Finance

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Fair Go Finance provides online personal loan for everyday Aussies.

Athena

Jaaims

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Jaaims is the first fully automated trading app that analyses, predicts and makes calculated trades on your behalf 24/7.

Athena

NAB Ventures

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NAB Ventures is an Australian Venture Capital fund backed by National Australia Bank (one of the largest 20 banks globally).

Athena

HashChing

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HashChing is an online marketplace for mortgage and commercial brokers and their customers.

Athena

Class

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Class develops and delivers cloud software solutions for Australian wealth accounting firms.

Athena

Cape

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The all-in-one spend management platform designing corporate cards to help every business strengthen their cashflow.

Athena

OctoFi

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OctoFi is a next generation open source platform providing decentralized finance tentacles.

Athena

Complii Fintech Solutions Ltd

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Complii FinTech Solutions is a secure digital platform that removes the need for paper based compliance.

Athena

Enteruptors

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Digitally transforming the middle office of financial services with a SaaS solution for risk, regulation, budgeting, reporting, analysis

Athena

Skippr Cash Flow

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Skippr is leveraging predictive analytics to simplify and automate cash flow management for SMB using finance and payment strategies.

Athena

FARMpay

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FARMpay is a supply chain management platform providing real time transfer of data and rapid payment for grain sales.

Athena

Bigstone Finance

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To support the growth plans of Australian businesses as the financing solution of choice.

Athena

FitSense

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Uses wearable data for the pricing & selection of risk in health & life insurance

Athena

Frollo

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Frollo is a purpose driven Fintech on a quest to help people feel good about money, through the use of Open Banking data and AI.

Athena

Hubbe Pty Ltd.

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Hubbe is Australia’s leading marketplace for business loans. We are helping Australian SMEs by offering flexible funding solutions.

Athena

Agate

Crunchbase Website Twitter Facebook Linkedin

Agate is the world most comprehensive decentralized blockchain platform for instant payment without volatility risk.

Athena

ThinCats Australia

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Online business marketplace lender

Athena

Upstreets

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To make it easy, smart and exciting to earn shares from the brands you love for shoppers

Athena

MoneyLoop

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Receive healthcare today and pay later in five interest free instalments.

Athena

OFX

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OFX is a global provider of online international payment services for personal and business customers.

Athena

Investfit

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A world-leading financial advice application that enables advisers to better engage with clients and improve their financial outcomes

Athena

Humaniti

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Humaniti is a personal finance app that helps people understand their financial position

Athena

Bitpie

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Bitpie is a safe and easy way to manage and trade your multi-blockchain assets.

Athena

Zip

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Zip is a payment platform that is user friendly, interest free payment solution for everyday spending.

Athena

Your Financial Wellness

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YFW is a Sydney-based data analytics and financial wellness platform providing SaaS solutions to Australian financial institutions.

Athena

Stone & Chalk

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The centre of gravity for fintech in Australia

Athena

Controlabill

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Controlabill is a cloud based application enabling billers’ customers to establish, modify, suspend, or cancel direct debit authorities.

Athena

Vistr

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Vistr is online software that helps small business owners solve their cash flow problems.

Athena

GBST Holdings

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GBST operates as a provider of securities transaction and fund administration software for the financial services industry.

Athena

Simple KYC

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Simple KYC is hassle free, business process management solution for large and small entities.

Athena

Betashares Capital

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BetaShares is an Australian exchange traded fund issuer that manages over $4.5 billion in assets.

Athena

CurrencySpot

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CurrencySpot reimburses travelers for losses from exchange rate movements when they spend money abroad.

Athena

Split Payments

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Split Payments makes and manage payments as effortlessly and securely as the digital world demands.

Athena

Sapien Ventures

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Sapien Ventures is a venture capital firm focused on fintech, blockchain and online marketplaces, with offices in Australia, USA and China

Athena

PropHero

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Online Property Investment Platform, powered by AI

Athena

wagetap

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Wagetap is a platform that enables employees to access their salary whenever they need it.

Athena

BlackCitrus

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BlackCitrus is a venture capital and technology firm that invests in online-based businesses.

Athena

TapMyPay

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TapMyPay gives people access to a portion of their next pay on demand

Athena

Humm group

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we’re on a mission to revolutionise the way people buy with easy, digital interest free finance designed for shoppers, retailers and SMEs.

Athena

Finty

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Finty is a reward-based comparison platform that compares financial products.

Athena

Pure Commerce

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Pure Commerce is a fast-growing provider of cloud-based financial and payment solutions to banks.

Athena

Pennybox

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Pennybox is banking with training wheels. It’s a mobile app to teach kids about money, banking and finance in a fun and practical way.

Athena

Microequities

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Microequities is a boutique fund manager specialized in microcap listed stocks.

Athena

GIB Capital Group

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GIB Capital Group provides a range of diversified, secure, reliable, and transparent financial instrument trading services.

Athena

FE fundinfo (Australia) Pty Ltd

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FE fundinfo facilitates more efficient investing across the globe by connecting fund managers and fund distributors.

Athena

digi.cash

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digi.cash is an electronic cash that consists of small encrypted and digitally signed computer files.

Athena

Look Who’s Charging

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Look Who’s Charging is a global first business that saves people, merchants, and banks time & money by identifying who’s charged a card.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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