101 Best United States FinTech Startups – The Future of FinTech

November 28, 2021

This article showcases our top picks for the best United States based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact
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Top United States FinTech Startups

Data sourced from Crunchbase and SemRush.

BlockFi

BlockFi

Crunchbase Website Twitter Facebook Linkedin

BlockFi is a secured non-bank lender that offers cryptoasset-backed USD loans to cryptoasset owners.

Gate.io

Gate.io

Crunchbase Website Twitter Facebook Linkedin

Gate.io is a Crypto exchange platform.

Gate.io

Gemini

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Gemini is a licensed digital asset exchange and custodian built for both individuals and institutions.

Gate.io

Plaid

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Plaid provides companies with the tools and access needed for the development of a digitally-enabled financial system.

Gate.io

Voyager

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Voyager is a crypto asset broker that provides retail and institutional investors with a turnkey solution.

Gate.io

Ripple

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Ripple provides one frictionless experience to send money globally using the power of blockchain.

Gate.io

Expensify

Crunchbase Website Twitter Facebook Linkedin

Expensify is a financial services company that provides an online expense management service for businesses.

Gate.io

Bakkt

Crunchbase Website Twitter Facebook Linkedin

Bakkt is a financial services company that focuses on digital currency that specializes in concurrency, rewards, and loyalty points.

Gate.io

Coinbase

Crunchbase Website Twitter Facebook Linkedin

Coinbase is an online platform that allows merchants, consumers, and traders to transact with digital currency.

Gate.io

Upgrade

Crunchbase Website Twitter Facebook Linkedin

Upgrade is a fintech company that offers credit and mobile banking to mainstream consumers.

Gate.io

Upstart

Crunchbase Website Twitter Facebook Linkedin

Upstart leverages artificial intelligence and machine learning to price credit and automates the borrowing process.

Gate.io

SoFi

Crunchbase Website Twitter Facebook Linkedin

SoFi is a finance company that offers a range of lending and wealth management services.

Gate.io

Stripe

Crunchbase Website Twitter Facebook Linkedin

Stripe is a developer-oriented commerce company helping small and large companies accept web and mobile payments.

Gate.io

Silver Lake

Crunchbase Website Twitter Facebook Linkedin

Silver Lake is a global technology investment firm focused solely on making large-scale investments in technology companies.

Gate.io

CoinList

Crunchbase Website Twitter Facebook Linkedin

CoinList is a platform that helps blue-chip crypto projects connect with new token holders.

Gate.io

Bank of America

Crunchbase Website Twitter Facebook Linkedin

Bank of America offers banking, investing, and other financial and risk management services to individuals, SMBs, and large corporations.

Gate.io

HoneyBook

Crunchbase Website Twitter Facebook Linkedin

HoneyBook is a business management platform creating tools to help creative entrepreneurs run their business on their own terms.

Gate.io

Chipper Cash

Crunchbase Website Twitter Facebook Linkedin

Chipper Cash is a fintech platform that offers mobile, cross-border money transfer services.

Gate.io

Drip Capital

Crunchbase Website Twitter Facebook Linkedin

Drip Capital offers trade financing product targeted towards SMEs in developing markets.

Gate.io

Chainalysis

Crunchbase Website Twitter Facebook Linkedin

Chainalysis provides blockchain data and analysis to governments, banks, and businesses worldwide.

Gate.io

Cadre

Crunchbase Website Twitter Facebook Linkedin

Cadre is an online marketplace that connects investors and operators of real estate.

Gate.io

Yieldstreet

Crunchbase Website Twitter Facebook Linkedin

Yieldstreet is an alternative investments platform that provides retail investors with access to income-generating investment products.

Gate.io

BlackRock

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BlackRock is an investment company that offers its services to institutions, intermediaries, foundations, and individual investors.

Gate.io

Brex

Crunchbase Website Twitter Facebook Linkedin

Brex is a fintech company that offers credit cards and cash management solutions for their customers to save and spend money.

Gate.io

SimpleNexus

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SimpleNexus is a developer of homeownership platforms connecting loan officers, borrowers, real estate agents, and settlement agents.

Gate.io

Addepar

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Addepar is a wealth management platform that provides tools for data analytics and portfolio visuals.

Gate.io

NYDIG

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NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks.

Gate.io

Securitize

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Securitize enables digital securities, which are easier to own, simpler to manage, and faster to trade.

Gate.io

Alloy

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Alloy is a developer of an identity verification platform used to detect fraud and make identity management effective and simple for banks.

Gate.io

Tala

Crunchbase Website Twitter Facebook Linkedin

Tala is a mobile technology and data science company that is oriented around financial services in emerging markets.

Gate.io

Chargebee

Crunchbase Website Twitter Facebook Linkedin

Chargebee provides subscription and recurring billing systems for SaaS and e-commerce businesses.

Gate.io

Oportun

Crunchbase Website Twitter Facebook Linkedin

Oportun is a fintech company that provides financial services from personal loans to financial resources.

Gate.io

Ava Labs

Crunchbase Website Twitter Facebook Linkedin

AVA is a next-generation blockchain platform with revolutionary scalability, decentralization, security, and flexibility.

Gate.io

Deserve

Crunchbase Website Twitter Facebook Linkedin

Deserve offers fair credit products for young people and a cloud-based credit card platform for businesses.

Gate.io

Flutterwave

Crunchbase Website Twitter Facebook Linkedin

Flutterwave is a fintech company that provides a payment infrastructure for global merchants and payment service providers.

Gate.io

SoLo Funds

Crunchbase Website Twitter Facebook Linkedin

SoLo is a financial service provider enabling a marketplace where members can request and fund immediate needs.

Gate.io

AvidXchange

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AvidXchange is a software company specializing in automating invoice and payment processes for mid-market businesses.

Gate.io

Greenlight

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Greenlight is a fintech company that provides a debit card designed to help parents monitor their child’s spending habits.

Gate.io

Tipalti

Crunchbase Website Twitter Facebook Linkedin

Tipalti is a global payables automation platform that provides a cloud solution to scale and automate global payables operations.

Gate.io

Wrapbook

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Wrapbook provides digital profiles that facilitate onboarding, paying and insuring project workforces compliantly.

Gate.io

Alt

Crunchbase Website Twitter Facebook Linkedin

Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.

Gate.io

Rally

Crunchbase Website Twitter Facebook Linkedin

Rally is a platform for buying and selling equity shares in collectible assets, enabling anyone to invest in one-of-a-kind collectibles.

Gate.io

Kafene

Crunchbase Website Twitter Facebook Linkedin

Kafene is a mission driven startup with the goal of empowering flexible ownership.

Gate.io

Pipe

Crunchbase Website Twitter Facebook Linkedin

Pipe is a global trading platform for recurring revenue streams.

Gate.io

Circle

Crunchbase Website Twitter Facebook Linkedin

Circle is a global internet finance company built on blockchain technology and powered by crypto assets.

Gate.io

Juniper Square

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Juniper Square operates an investment management platform for commercial real estate.

Gate.io

Ethos

Crunchbase Website Twitter Facebook Linkedin

Ethos Life is a modern insurance company that provides ethical life insurance.

Gate.io

GGV Capital

Crunchbase Website Twitter Facebook Linkedin

GGV Capital is a global venture capital firm that invests in local founders.

Gate.io

Cowbell Cyber

Crunchbase Website Twitter Facebook Linkedin

Cowbell Cyber provides AI-powered continuous risk assessment and cyber insurance.

Gate.io

Wealthfront

Crunchbase Website Twitter Facebook Linkedin

Wealthfront is a next-gen banking service that helps in managing the money for both the short term and long term.

Gate.io

Octane

Crunchbase Website Twitter Facebook Linkedin

Instant financing to fuel your lifestyle. Research vehicles, get prequalified, and instantly check rates with no credit impact.

Gate.io

Ladder

Crunchbase Website Twitter Facebook Linkedin

Ladder is a digital life insurance company that offers flexible term coverage in minutes saving policyholders up to 40%.

Gate.io

Hippo Insurance

Crunchbase Website Twitter Facebook Linkedin

Hippo Insurance is an InsurTech company that uses technology to help homeowners maintain their properties.

Gate.io

Pagaya

Crunchbase Website Twitter Facebook Linkedin

Pagaya is a financial technology company that enables financial institutions to expand access to more customers through its AI network.

Gate.io

Payoneer

Crunchbase Website Twitter Facebook Linkedin

Payoneer allows global commerce by connecting businesses, professionals, countries, and currencies with its cross-border payment platform.

Gate.io

Robinhood

Crunchbase Website Twitter Facebook Linkedin

Robinhood is a stock brokerage that allows customers to buy and sell stocks, options, ETFs, and cryptocurrencies with zero commission.

Gate.io

Current

Crunchbase Website Twitter Facebook Linkedin

Current is a financial technology company that offers mobile payments, online banking, and financial services.

Gate.io

Lendtable

Crunchbase Website Twitter Facebook Linkedin

Lendtable provides income-constrained individuals with wealth-building cash advances.

Gate.io

Acorns

Crunchbase Website Twitter Facebook Linkedin

Acorns is a finance company that allows individuals to round up purchases and automatically invest the change.

Gate.io

NCR

Crunchbase Website Twitter Facebook Linkedin

NCR develops consumer transaction technologies for the retail, financial, travel, hospitality, telecom, and technology industries.

Gate.io

Betterment

Crunchbase Website Twitter Facebook Linkedin

Betterment is an online investment company that offers investing and retirement solutions for their current clients and clients-to-be.

Gate.io

BitPay

Crunchbase Website Twitter Facebook Linkedin

BitPay provides enterprise-grade bitcoin payment solutions for businesses and organizations.

Gate.io

RoadSync

Crunchbase Website Twitter Facebook Linkedin

RoadSync is a digital payment software application platform for the logistics industry.

Gate.io

LISNR

Crunchbase Website Twitter Facebook Linkedin

LISNR enables secure and seamless data transmission using the most advanced ultrasonic data technology

Gate.io

Affirm

Crunchbase Website Twitter Facebook Linkedin

Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.

Gate.io

Ocrolus

Crunchbase Website Twitter Facebook Linkedin

Ocrolus is the leading document automation platform in financial services, powering the digital lending ecosystem with trusted data

Gate.io

Sezzle

Crunchbase Website Twitter Facebook Linkedin

Sezzle provides a buy now, pay later solution platform.

Gate.io

Bill.com

Crunchbase Website Twitter Facebook Linkedin

Bill.com is a provider of cloud-based software that simplifies and automates back-office financial operations.

Gate.io

DriveWealth

Crunchbase Website Twitter Facebook Linkedin

DriveWealth is a digital trading technology company that develops cloud-based, API-driven brokerage infrastructure.

Gate.io

Forter

Crunchbase Website Twitter Facebook Linkedin

Forter offers a fraud solution that helps retailers grow sales, lower costs, and improve customer experience via its Decision as Service.

Gate.io

Sure

Crunchbase Website Twitter Facebook Linkedin

Sure is an insurance technology company that powers API-based digital insurance programs for brands and carriers.

Gate.io

UNest

Crunchbase Website Twitter Facebook Linkedin

UNest is an app that makes it easier than ever for parents to invest and save for their kids’ future.

Gate.io

CircleUp

Crunchbase Website Twitter Facebook Linkedin

CircleUp is an investment platform that provides capital and resources to innovative, early-stage consumer brands.

Gate.io

Hum Capital

Crunchbase Website Twitter Facebook Linkedin

Hum Capital is a funding platform connecting great companies with the right capital for their growth.

Gate.io

Kraken

Crunchbase Website Twitter Facebook Linkedin

Kraken is a cryptocurrency exchange that provides spot and futures trading between Bitcoin, Ethereum, and 40+ other digital assets.

Gate.io

Esusu Financial

Crunchbase Website Twitter Facebook Linkedin

Esusu Financial is a financial technology platform that leverages data solutions to empower tenants and improve property performance.

Gate.io

Gig Wage

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Gig Wage is a fintech payroll company for gig workers and contractors.

Gate.io

Envestnet

Crunchbase Website Twitter Facebook Linkedin

Envestnet is a provider of technology-enabled investment and practice management solutions to financial advisors.

Gate.io

HighRadius

Crunchbase Website Twitter Facebook Linkedin

HighRadius is a SaaS company that develops an artificial intelligence-based order-to-cash and treasury management software.

Gate.io

Forge

Crunchbase Website Twitter Facebook Linkedin

Forge is a global private securities marketplace creating an accessible, liquid, and transparent private market.

Gate.io

Earnin

Crunchbase Website Twitter Facebook Linkedin

Earnin gives people access to their pay directly from their smartphones, whenever they need it

Gate.io

PayZen

Crunchbase Website Twitter Facebook Linkedin

PayZen is a health care fintech startup that aims to tackle the growing patient payment responsibility problem.

Gate.io

Hercules Capital

Crunchbase Website Twitter Facebook Linkedin

Hercules Capital is a capital market company that lends to technology, life sciences, and sustainable technology companies.

Gate.io

Lending Club

Crunchbase Website Twitter Facebook Linkedin

Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.

Gate.io

Fivestars

Crunchbase Website Twitter Facebook Linkedin

Fivestars provides a platform that offers loyalty, marketing, payments, and other services to small merchants and businesses.

Gate.io

BlueVine

Crunchbase Website Twitter Facebook Linkedin

BlueVine is an online platform that provides small to medium-sized businesses access to financial products.

Gate.io

Roofstock

Crunchbase Website Twitter Facebook Linkedin

Roofstock is an online marketplace for investing in leased single-family rental homes in a transparent and low-friction method.

Gate.io

Aura Financial

Crunchbase Website Twitter Facebook Linkedin

Aura is a financial service company that provides affordable, credit-building loans to working families.

Gate.io

Airbase

Crunchbase Website Twitter Facebook Linkedin

Airbase serves as an all-in-one spend management platform that helps companies with their financial control and visibility.

Gate.io

Vagaro

Crunchbase Website Twitter Facebook Linkedin

Vagaro is an online platform that allows its users to find salons and spas in their local area and make appointments online.

Gate.io

MicroVentures

Crunchbase Website Twitter Facebook Linkedin

MicroVentures is an online equity crowdfunding platform enabling angel investors to connect with startups to raise capital.

Gate.io

HomeLight

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HomeLight is a real estate platform where users can buy or sell homes.

Gate.io

Promise

Crunchbase Website Twitter Facebook Linkedin

PromisePay provides a modern payment processing platform built for utilities and government agencies.

Gate.io

Arkose Labs

Crunchbase Website Twitter Facebook Linkedin

Arkose Labs provides fraud prevention, anti-spam, and abuse analysis for businesses, companies, and industries.

Gate.io

Checkbook

Crunchbase Website Twitter Facebook Linkedin

Checkbook is connecting the last mile in push payments using DigitalChecks for Instant Payments.

Gate.io

Bread

Crunchbase Website Twitter Facebook Linkedin

Bread partners with retailers to offer pay-over-time solutions that make financing easier and more transparent.

Gate.io

Fund That Flip

Crunchbase Website Twitter Facebook Linkedin

Fund That Flip provides fast, convenient, and affordable capital for experienced real estate investors.

Gate.io

Square

Crunchbase Website Twitter Facebook Linkedin

Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.

Gate.io

Public.com

Crunchbase Website Twitter Facebook Linkedin

Public.com is an investing platform that empowers members to build a diverse portfolio of stocks, ETFs, and crypto.

Gate.io

Doma

Crunchbase Website Twitter Facebook Linkedin

Doma is an insurtech platform that uses machine intelligence to remove friction from residential real estate transactions.

Gate.io

Tegus

Crunchbase Website Twitter Facebook Linkedin

Tegus is a smart-searchable platform for buy-side investors providing thousands of instantly available, peer-led expert call transcripts

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