27 Fantastic Credit Card Startups Worth A Look In 2021

December 27, 2020

This article showcases Startup Pill’s top picks for the best Credit Card startups. These startups are taking a variety of approaches to innovating inside of the Credit Card industry and around the world. They are all exceptional startups well worth a follow.

We selected these startups for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Welp Magazine  hosts a yearly startup award honouring the most outstanding entrepreneurs and high-growth businesses in the world. If you want to enter your startup to be in the running for the top startup of 2021 or learn more about our competition click here.


1. Ramp

The idea behind this startup: Ramp is a technology company that develops corporate credit cards designed to save money for businesses.

Headquarters: New York, New York, United States

Industries: Accounting, Credit Cards, Enterprise Software, Finance, Financial Services, FinTech

Founders: Eric Glyman, Gene Lee, Karim Atiyeh

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2. Klar

The idea behind this startup: Klar is a FinTech challenger bank that provides deposit and credit services for Mexican customers.

Headquarters: Mexico City, Distrito Federal, Mexico

Industries: Banking, Credit Cards, Debit Cards, Finance, Financial Services, FinTech, Mobile Apps, Software

Founders: Daniel Autrique, Gianluigi Davassi, Jeronimo Riefkohl, Stefan Moller

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3. Lendtable

The idea behind this startup: Lendtable provides income-constrained individuals with wealth-building cash advances.

Headquarters: San Francisco, California, United States

Industries: Credit Cards, Finance, Financial Services, FinTech, Personal Finance, Wealth Management

Founders: Mitchell Jones, Sheridan Clayborne

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4. HappyPal

The idea behind this startup: HappyPal reinvents employee perks with a SaaS and Payment solution

Headquarters: Paris, Ile-de-France, France

Industries: Credit Cards, Employee Benefits, FinTech, Gift Card, Human Resources, Payments, SaaS, Software

Founders: Alyssa Emmungil, Rim zerhouni

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5. Bold

The idea behind this startup: Offers financial services to SMBs in Colombia

Headquarters: Bogotá, Distrito Especial, Colombia

Industries: Credit Cards, Debit Cards, Financial Services, FinTech, Information Technology, Mobile Payments, Payments, Point of Sale, Transaction Processing

Founders: Jorge Ulloa, José Fernando Velez, Sergio Vergara

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6. Fuell Corporate Cards

The idea behind this startup: A radically better corporate card for your business. Say goodbye to expense reports while you get credit limits that grow with you

Headquarters: Madrid, Madrid, Spain

Industries: Credit Cards, FinTech, SaaS, Software

Founders: Unknown

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7. Bright Money

The idea behind this startup: The new age Digital Bank powered by Artificial Intelligence to help middle class Americans

Headquarters: San Francisco, California, United States

Industries: Artificial Intelligence, Credit Cards, Finance, Financial Services, FinTech, Personal Finance

Founders: Alexander Seyfert, Avi Patchava, Petko Plachkov, Varun Modi

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8. Mythra.com

The idea behind this startup: mythra.comis the Reward Card for Gamers

Headquarters: San Francisco, California, United States

Industries: Credit Cards, Finance, Lending

Founders: Derek Pankaew, Eric Lafleche

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9. PayAccept

The idea behind this startup: PayAccept is a Blockchain technology company that combines traditional and Decentralized Finance (DeFi)

Headquarters: Eindhoven, Noord-Brabant, The Netherlands

Industries: Banking, Credit Cards, Financial Exchanges, FinTech

Founders: Unknown

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10. Moss

The idea behind this startup: The corporate credit card built for your entire spend.

Headquarters: Berlin, Berlin, Germany

Industries: Accounting, Credit Cards, Financial Services, FinTech

Founders: Unknown

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11. Kredit

The idea behind this startup: Kredit aims at providing well researched content & tools to its users to enable better financial decisions.

Headquarters: Unknown

Industries: Credit Cards, Finance, Financial Services, FinTech, Personal Finance

Founders: Rishabhh Khurana

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12. Circles India

The idea behind this startup: Circles is a social payments platform that lets users discover and share credit cards.

Headquarters: Ahmedabad, Gujarat, India

Industries: Credit Cards, Social Media

Founders: Unknown

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13. Tropipay

The idea behind this startup: Payments Solutions

Headquarters: Unknown

Industries: Banking, Credit Cards, Information Technology, Internet, Mobile Payments, Payments, Tourism

Founders: Co Founder

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14. Wizi

The idea behind this startup: Credit Card Apply & Management App

Headquarters: Chennai, Tamil Nadu, India

Industries: Credit Cards, FinTech

Founders: Venkatesan Anandaraj

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15. PayRequest

The idea behind this startup: Simple, fast payment links via Stripe and Mollie

Headquarters: Unknown

Industries: Billing, Credit Cards, Debit Cards, FinTech, Payments

Founders: Unknown

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16. Blimpcast

The idea behind this startup: Blimpcast is developing an ephemeral content marketing platform that will provide short, engaging, and addictive stories.

Headquarters: Akron, Ohio, United States

Industries: Analytics, Apps, Big Data, Credit Cards, Hospitality, Point of Sale, Reservations, Restaurants, Retail

Founders: Ed Gaffney

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17. Credello

The idea behind this startup: Credello puts personalized financial solutions at your fingertips—so you can make decisions with confidence.

Headquarters: Jersey City, New Jersey, United States

Industries: Advice, Consumer, Credit, Credit Cards, Finance, Financial Services, FinTech, Internet, Personal Finance

Founders: Vish Sastry Rachakonda

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18. CashQ bot

The idea behind this startup: Money transfer chatbot CashQ

Headquarters: Miami, Florida, United States

Industries: Credit Cards, Debit Cards, FinTech, Mobile Payments, Payments

Founders: Alex Voronovich

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19. Rebl, Inc.

The idea behind this startup: A rewards first credit card designed to help you responsibly manage and build your credit, even if you have no credit.

Headquarters: Pinole, California, United States

Industries: Credit Cards, Financial Services, FinTech, Personal Finance

Founders: Justin Wu, Varun Villait

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20. Landopay

The idea behind this startup: Landopay is a smart spend management platform that integrates expense management and purchasing on an easy-to-use platform.

Headquarters: Berlin, Berlin, Germany

Industries: Credit Cards, Finance, Financial Services, FinTech, Payments

Founders: Adam Smolders, Arthur Sohler, Francisco Guardia, Leonora Beyhl

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21. Klutch

The idea behind this startup: Klutch offers premium rewards credit cards with next-level customization options to reflect each cardholder’s unique lifestyle.

Headquarters: Unknown

Industries: Banking, Credit Cards, Financial Services

Founders: Unknown

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22. Fintech Blue

The idea behind this startup: A one-stop solution for building fintech startups and world-class payment institutions.

Headquarters: London, England, United Kingdom

Industries: Credit Cards, Financial Services, FinTech, Information Technology, Payments, Personal Branding, Software, UX Design, Web Design, Web Development

Founders: Unknown

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23. Katalyst Financial Ltd.

The idea behind this startup: The Next Generation MGA

Headquarters: London, England, United Kingdom

Industries: Automotive, Credit Cards, Financial Services, Insurance, InsurTech, Loyalty Programs, Payments

Founders: Phillip Misztela

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24. CreditRupay

The idea behind this startup: Apply For Credit Cards, All types of Loan and Insurance from CreditRupay with their great features and benefits.

Headquarters: Noida, Uttar Pradesh, India

Industries: Credit Cards, Financial Services, Insurance

Founders: Unknown

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25. Glowe Card, Inc.

The idea behind this startup: Glowe is a new innovative credit card company committed to helping build a brighter financial future across the globe.

Headquarters: Unknown

Industries: Credit Cards, Financial Services, FinTech

Founders: James Perry

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26. Vendrix

The idea behind this startup: Vendrix is a corporate card and spending management platform for businesses.

Headquarters: Birmingham, Alabama, United States

Industries: Credit Cards, Finance, Information Technology, Software

Founders: Unknown

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27. Latam Gateway

The idea behind this startup: Latam Gateway specializes in local and instant payment methods.

Headquarters: Maringá, Parana, Brazil

Industries: Credit Cards, Financial Services, Payments

Founders: Unknown

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