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73 Best Kenya FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Kenya based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Kenya FinTech Startups

Data sourced from Crunchbase and SemRush.

Lendable

Lendable

Crunchbase Website Twitter Facebook Linkedin

Lendable provides debt financing to fintechs in emerging and frontier markets.

DPO Group

DPO Group

Crunchbase Website Twitter Facebook Linkedin

An online payments processing company

DPO Group

Kopo Kopo

Crunchbase Website Twitter Facebook Linkedin

Kopo Kopo is a US-based company that offers solutions to help businesses grow and prosper through payments.

DPO Group

Turaco

Crunchbase Website Twitter Facebook Linkedin

Turaco develops simplified insurance and credit solutions through mobile technology to solve the healthcare financing needs.

DPO Group

PesaKit

Crunchbase Website Twitter Facebook Linkedin

PesaKit is an Artificial Intelligence (AI) powered virtual assistant for mobile money agents.

DPO Group

Kotani Pay

Crunchbase Website Twitter Facebook Linkedin

Kotani Pay is a technology stack that enables blockchain protocols, dApps, and blockchain FinTech companies.

DPO Group

Digiduka

Crunchbase Website Twitter Facebook Linkedin

Digiduka provides digital financial services and social commerce solutions to informal retailers in Africa

DPO Group

WayaWaya

Crunchbase Website Twitter Facebook Linkedin

WayaWaya is a one Account combining your bank, mobile wallet, savings & payments services through Apps, Social platforms and APIs.

DPO Group

Alternative Circle

Crunchbase Website Twitter Facebook Linkedin

It has the stamina to succeed in this competitive market, and we look forward to winning new markets with them

DPO Group

Fingo Africa

Crunchbase Website Twitter Facebook Linkedin

Fingo Africa provides a digital banking platform.

DPO Group

The Kueq Limited

Crunchbase Website Twitter Facebook Linkedin

Africa’s; Virtual Bank, Neo Bank, Digital Bank, Mobile Bank, Challenger Bank.

DPO Group

ImaliPay

Crunchbase Website Twitter Facebook Linkedin

ImaliPay is a financial health platform offering financial products to freelancers and blue collar gig workers.

DPO Group

Shield

Crunchbase Website Twitter Facebook Linkedin

Easing short term, urgent cash flow needs.

DPO Group

Pezesha

Crunchbase Website Twitter Facebook Linkedin

Pezesha is Africa-focused digital financial marketplace.

DPO Group

BlockchainCybertech Limited

Crunchbase Website Twitter Facebook Linkedin

Develops smart blockchain solutions for Supply chain and Financial services

DPO Group

Kiba

Crunchbase Website Twitter Facebook Linkedin

Kiba is the fastest way for Fintechs to connect to banks across Africa and quickly build smart, personalized financial services.

DPO Group

Cherehani Africa

Crunchbase Website Twitter Facebook Linkedin

Cherehani leverages technology to provide credit bundled with market information and financial education to women micro-entrepreneurs.

DPO Group

Saada

Crunchbase Website Twitter Facebook Linkedin

Saada helps businesses automate sales and process payments via messaging platforms and USSD.

DPO Group

Mobile Decisioning

Crunchbase Website Twitter Facebook Linkedin

Mobile Decisioning is a technology company providing mobile value added services to mobile network operators in emerging nations.

DPO Group

Tulix

Crunchbase Website Twitter Facebook Linkedin

Tulix is a mobile app that provides a simple and convenient way to allocate funds or make payments for all needs.

DPO Group

Orion Fintech Africa – Orion ImageCapital Communication Ltd

Crunchbase Website Twitter Facebook Linkedin

Orion ImageCapital Communication (Orion Fintech Africa)provides diverse financial solutions powered through technology across Africa.

DPO Group

Afrigroups

Crunchbase Website Twitter Facebook Linkedin

A single platform for Founders, Co-founders, Investors, Entrepreneurs, Tech Developers coming together to develop businesses

DPO Group

SUPERFLUID LABS

Crunchbase Website Twitter Facebook Linkedin

Superfluid Labs delivers Africa’s Consumer Credit Risk Analytics platform using AI technologies and alternative data sets

DPO Group

Ubawa Technologies

Crunchbase Website Twitter Facebook Linkedin

Payment Processing Platform

DPO Group

Zenka

Crunchbase Website Twitter Facebook Linkedin

Zenka is a fintech company that offers a non-banking mobile loan platform that provides financial services to its users.

DPO Group

OCharge

Crunchbase Website Twitter Facebook Linkedin

Airtime recharge & mobile payments app with benefits.

DPO Group

Zanifu

Crunchbase Website Twitter Facebook Linkedin

Zanifu operates as a lending platform for small and medium-sized enterprises.

DPO Group

Alliance Premium Services Limited

Crunchbase Website Twitter Facebook Linkedin

Fintech Company

DPO Group

FarmDrive

Crunchbase Website Twitter Facebook Linkedin

FarmDrive applies data science to build software and credit models that increases access to meaningful financial services.

DPO Group

Chamasoft

Crunchbase Website Twitter Facebook Linkedin

Microsavings and microinvestments record management system

DPO Group

Paytree

Crunchbase Website Twitter Facebook Linkedin

Paytree is a full stack payments platform that enables businesses to accept mobile, bank and card payments in-app or on their websites.

DPO Group

Umati Capital

Crunchbase Website Twitter Facebook Linkedin

Umati Capital is a non-bank financial institution focused on the provision of credit and related payment technologies.

DPO Group

ChamaPesa

Crunchbase Website Twitter Facebook Linkedin

ChamaPesa help chamas to get a better return on their investments by providing information and access to investment options.

DPO Group

Amica Savings & Credit Cooperative Society

Crunchbase Website Twitter Facebook Linkedin

Amica seeks to revolutionize access to finance via credit and related payment systems for agro-processing, retail, and FMCG.

DPO Group

Eastpesa

Crunchbase Website Twitter Facebook Linkedin

Eastpesa is an online company that offers Instant Cross border payments in Africa.

DPO Group

Finplus Group

Crunchbase Website Twitter Facebook Linkedin

A new credit & commerce infrastructure to turn supply chains into demand chains and unlock financing for 10 Million+ SMEs.

DPO Group

Naivera Holdings Lts

Crunchbase Website Twitter Facebook Linkedin

Fintech Company Offering Digital Lending Solutions to Mfis, Saccos and Individual Lendees, to unlock capital and create wealth.

DPO Group

Vikali

Crunchbase Website Twitter Facebook Linkedin

A freemium digital ledger built for the small businesses of Africa to manage their daily transactions.

DPO Group

Ryanada Limited

Crunchbase Website Twitter Facebook Linkedin

Big Data Company on Mission to Empower People via Technology. Ryanada leverages on Cloud Computing, IoT and AI Technologies to empower SMEs.

DPO Group

Gladys

Crunchbase Website Twitter Facebook Linkedin

Virtual wallet infrastructure for financial services in Africa

DPO Group

Jamii Bora Bank

Crunchbase Website Twitter Facebook Linkedin

Jamii Bora Bank is dedicated to entrepreneurship and savings, with a focus on innovation and relationship banking.

DPO Group

Jumuisha

Crunchbase Website Twitter Facebook Linkedin

Jumuisha is a fintech startup that helps churches and non-profit organisations receive donations.

DPO Group

Professional Digital Systems Limited

Crunchbase Website Twitter Facebook Linkedin

Our core business is to provide solutions in I.C.T. & Fintech (hardware and software), installations, maintenance and services.

DPO Group

myNGOVO

Crunchbase Website Twitter Facebook Linkedin

myNGOVO is a fintech platform in Kenya that allows employers to give salary advances as a benefit to their employees.

DPO Group

Zipwallet

Crunchbase Website Twitter Facebook Linkedin

payment service provider

DPO Group

Sokohela

Crunchbase Website Twitter Facebook Linkedin

Short term working capital, fresh food produce and financial literacy provider for MSEs in the urban agricultural value chain.

DPO Group

Savekubwa

Crunchbase Website Twitter Facebook Linkedin

Savekubwa is a web aggregator that gets users insurance policy options and comparisons for effective pricing.

DPO Group

Valuraha

Crunchbase Website Twitter Facebook Linkedin

The Valuraha Trader is a virtual trading platform that simulates the Nairobi Securities Exchange & the larger financial ecosystem.

DPO Group

Chase Iman

Crunchbase Website Twitter Facebook Linkedin

Chase Iman is a combination of traditional Islamic values with a technology and innovation to provide Islamic finance and banking products.

DPO Group

Zoa Tech Limited

Crunchbase Website Twitter Facebook Linkedin

Fintech company in the business of developing technology based solutions that impact how customers interact with money.

DPO Group

Afya Plan

Crunchbase Website Twitter Facebook Linkedin

Afya Plan is a health wallet for members in savings groups to save affordably , pool resources and be able to afford healthcare.

DPO Group

Lipa Card

Crunchbase Website Twitter Facebook Linkedin

Enabling Financial services to teenagers and high school students.

DPO Group

Paysap

Crunchbase Website Twitter Facebook Linkedin

M-Pesa Payments Automation, Financial Systems

DPO Group

Loniwa Sacco

Crunchbase Website Twitter Facebook Linkedin

Loniwa Sacco is a digital savings & credit company. We offer both short & long term loans to individuals and SMEs in Kenya

DPO Group

PesaBot

Crunchbase Website Twitter Facebook Linkedin

We help companies enhance their customer support through instant messaging powered by AI and make it easy for them to collect payments.

DPO Group

ImpalaCoin

Crunchbase Website Twitter Facebook Linkedin

Digital Currency Kenya

DPO Group

Zege Technologies

Crunchbase Website Twitter Facebook Linkedin

A software development firm that focuses on building financial solutions for daily living with mobile, web and money interaction.

DPO Group

Quoxient Ltd

Crunchbase Website Twitter Facebook Linkedin

Quoxient is a fintech company in Kenya. It delivers technology solutions to support SMEs in Financial Services.

DPO Group

Regalia International (k) Ltd

Crunchbase Website Twitter Facebook Linkedin

Mr Banks, an online platform developed for Kenya, enables users to upload their banking needs and get related offers directly from banks.

DPO Group

Moripesh

Crunchbase Website Twitter Facebook Linkedin

Integrated Mobile Technologies, Centralized Digital Currencies Fair Trade, Asset Management, Internet Distribution. Africa Centered

DPO Group

PesaGuide

Crunchbase Website Twitter Facebook Linkedin

Finance, Fintech, Platform

DPO Group

FeePlan

Crunchbase Website Twitter Facebook Linkedin

An innovative fintech solution to bridge school fees instalments and make private school more attainable for parents in East African markets

DPO Group

Kanjwa

Crunchbase Website Twitter Facebook Linkedin

Kanjwa is an online platform that talks about finance and money in Kenya.

DPO Group

Spin Mobile

Crunchbase Website Twitter Facebook Linkedin

PaaS for next generation financial services targeted at mobile money dominant markets

DPO Group

Afri Kash

Crunchbase Website Twitter Facebook Linkedin

FinTech, SaaS,

DPO Group

ImpalaPay

Crunchbase Website Twitter Facebook Linkedin

ImpalaPay is a fintech company that offers mass payouts, merchant payments and mobile top-up services.

DPO Group

Mobile Financial Solutions

Crunchbase Website Twitter Facebook Linkedin

Mobile Financial Solutions is a fintech company that engages in payment solution and financial services.

DPO Group

Sevisure Africa

Crunchbase Website Twitter Facebook Linkedin

Sevisure Africa is an insurtech company that offers on-demand digital and mobile-based health insurance.

DPO Group

Joly Ventures

Crunchbase Website Twitter Facebook Linkedin

Private investment group, early to mid stage high tech startup companies.

DPO Group

Riverbank Solution

Crunchbase Website Twitter Facebook Linkedin

Riverbank Solution develops and offers different mobile payments solutions as well as various financial tools.

DPO Group

Jackfruit Finance

Crunchbase Website Twitter Facebook Linkedin

Jackfruit Finance is FinTech for education, increasing access to low-cost African private schools.

DPO Group

Finite Intelligence

Crunchbase Website Twitter Facebook Linkedin

A tech startup looking to invest in the intelligence and IOT market

DPO Group

Airpesa

Crunchbase Website Twitter Facebook Linkedin

Airpesa is a service that provides Kenyans, Tanzanians & Ugandans living abroad (Diaspora) and locally a way to send airtime instantly.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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