This article showcases our top picks for the best Japan based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Japan FinTech Startups
Data sourced from Crunchbase and SemRush.
Rakuten
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Rakuten is a provider of e-commerce, fintech, digital content, and communications products and services.
Paidy
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Paidy is a software platform that allows consumers to buy online without a credit card or pre-registration.
bitFlyer
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BitFlyer is a Bitcoin exchange and marketplace that enables its customers to buy, sell, and spend bitcoins.
Money Forward
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Money Forward provides online personal accounting solutions that enable individuals to better manage their daily expenses.
Liquid Global
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Liquid Global is a developer of a cryptocurrency trading platform designed to provide liquidity to the crypto economy.
Moneytree
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Moneytree is a financial data aggregation platform that provides a personal finance app and a cloud-based accounting service.
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Wealthnavi is wealth management of world-class on your side.
Gojo & Company
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Gojo extends financial inclusion to micro, small, and medium-sized enterprises.
Coincheck
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Coincheck operates a bitcoin and cryptocurrency exchange in Japan.
Kyash
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Kyash is a fintech platform providing mobile banking services with full-stack banking technology currently offering digital wallet app.
Orb
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Orb is an enterprise software startup that helps businesses to define and configure their own coin economy.
AlpacaJapan
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Building cutting-edge capital markets AI technology working with number of financial institutions
Coiney
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Coiney provides smarphone-based credit card processing services in Japan.
justInCase
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justInCase is the first full-stack InsurTech company in Japan, offering P2P insurance and AI-based health & small-amount insurance online.
Crowd Cast
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Crowd Cast is a company that simplifies payment between employees and organization.
Tech Bureau
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Tech Bureau provides cryptographic currency and Blockchain technology using exchange API to handle currency encryption.
Credit Engine
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Credit Engine is a online lending platform enables financial institutions.
Infcurion Group
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Infucurion Group is a business development company that focuses on payment technologies.
Credit Saison
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Credit Saison is a Japanese financial services company.
Cryptact
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Cryptact is a technology company providing solutions and platforms utilizing blockchains, smart contracts and virtual currencies.
xenodata lab
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xenodata lab is a developing an AI-powered finance data analytics leveraging Natural Language Processing (NLP).
REASE Inc.
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REASE is a company that provides credit valuation engine planning and credit granting services.
Emerada
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Emerada is a bank account aggregation and cashflow analytics platform for SMEs and banks for enhancing lending activity in Japan.
Robot Fund
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Robot Fund is a provider of RPA (Robotic Process Automation) solutions for asset management businesses.
Chaintope
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Chaintope is specializes in blockchain technology with a focus for FinTech and non-FinTech sectors.
Payme Japan
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Payme provides a platform for mobile payments to help users in Japan.
Mikatus
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Mikatus supports good tax accountants and contribute to the growth of enthusiastic SMEs.
Huobi Japan
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Huobi Japan designs a digital asset trading platform that empowers financial service.
Lecto
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Lecto provides Saas solutions to eliminate the tedious practices behind financial services
SusLab
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SusLab is a data bank that uses AI technology to support SDG and ESG development goals and investments.
Smart Trade
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Smart Trade is an information technology company that offers full stack software development for investment strategy environment.
GVE
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GVE develops and operates a legal currency digitization platform.
efit
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Efit is an investment platform that makes it easy for anyone to make a technical investment automatically.
keychain
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Keychain is the decentralized authentication blockchain platform for finance, IoT, and enterprise.
SushiSwap
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SushiSwap is a peer-to-peer, decentralized exchange that allows users to swap tokens, provide liquidity, and other DeFi services.
BrainCat
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BrainCat is a Japanese company that specializes in developing FinTech platforms.
Kipp Financial Technologies
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Kipp Financial Technologies provides BaaS products and system infrastructure in the form of SaaS.
SMART IDEA Japan
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SMART IDEA is a financial technology company.
OsidOri
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OsidOri is a financial app company will provide this mechanism with the new FinTech service.
MUFG Innovation Partners
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MUFG Innovation Partners is a corporate venture capital (CVC) arm of Mitsubishi UFJ Financial Group (MUFG).
Soramitsu
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Fintech company based in Tokyo, specializing in blockchain technology. Main contributor to Hyperledger Iroha.
Rakuten Capital
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Rakuten Capital is a corporate venture capital group that provides funding, sector experience, and operational support.
W ventures Japan
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W ventures engages in venture capital and incubation businesses.
FinTech Global
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FinTech Global is a boutique investment bank that supports the growth of companies.
Resona Capital
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Resona Capital is a micro-venture capital fund specialized in early-stage investments.
Neoteny
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Neoteny is an internet investment firm that holds a diversified financial portfolio.
Prance Gold Holdings
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Prance Gold Holdings is a technology company that offers digital asset holders an opportunity to grow their portfolio.
BANQ
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BANQ is a FinTech company that provides on-demand salary services.
CrowdLoan
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CrowdLoan is a platform that connects financial institutions and individuals with smooth loans.
CoinJinja
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Japan’s top crypto media: CoinJinja.com (ICO listing site) and CoinView (free, all-in-one crypto investment portfolio management app).
Kibidango, Inc.
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Leading reward-based crowdfunding platform in Japan helping entrepreneurs from all over the world succeed with the power of people.
SoftBank Payment Service Corp.
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SBPS is a Payment Service Provider and a subsidiary of SoftBank Corp.
Mercoin
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Mercoin is a fintech company which plans and develops services related to crypto assets and blockchain technology.
bitFlyer Holdings
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bitFlyer Holdings is the parent company of bitFlyer.
Global Risk Exchange
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Global Risk Exchange (or GRE) is a blockchain-based, decentralized global risk exchange market .
Orient Corporation
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Orient Corporation is a consumer credit company that provides auto loans, credit cards, and direct cash loan services.
Japan Digital Design
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Japan Digital Design is an AI technology company for financial industries.
Another lane
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Another lane is a credit card number handling contract conclusion company.
Fidel Technologies
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Fidel Technologies provides IT services for localisation and translation.
Invast Securities
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Invast Securities provides online forex and ETF trading services and is listed on the JASDAQ market under the stock code 8709.
COMTURE
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COMTURE is a provider of Cloud, Big data, AI, IoT, Business system construction, ERP, Fintech, and Infrastructure construction solutions.
KL Winterbourne Associates
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KL Winterbourne Associates enable ordinary investors to take advantage of opportunities within the world of financial market investing.
SB Payment Service
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SB Payment Service offers a wide range of payment methods and support for procedures related to payment, business agency, and contract work.
ZAISAN Net
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ZAISAN Net is a AI-Fintech startup specializing in stock price movement.
INORU
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With INORU’s intuitive software for banking and finance, get the best start to your profitable lending business.
SlowMist
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SlowMist specializes in blockchain technology with cybersecurity audits and protection for digital asset exchanges & crypto wallets.
FGC Group
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Fintech Global Consultants is an independent Fintech Consultants, with more than $150 million raised for ICO.
Smart Contract
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Forefront of cryptocurrency trading and consulting
Beta Catalyst
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BetaCatalyst provides venture capital investment services in areas such as health care, lifestyle, AI, and IoT.
Blue Melon Capital
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Blue Melon Capital provides real estate investment, real estate, asset management, crowdfunding, FinTech services.
Hitotoki Incubator
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Hitotoki Incubator offers systematic financial strategy planning that connects management strategy and fund procurement.
FINOLAB
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FINOLAB is a fintech company that provides real estate and financial services.
Distributed Credit Chain
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Distributed Credit Chain is an underlying public chain that deploys blockchain technology to construct distributed bank systems.
Health Media
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Health Media is a healthcare and fintech company.
Fintech Association of Japan
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Fintech Association of Japan is a startup focusing on the health industry, fintech ecosystem, and accelerating open innovations.
aiQ
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aiQ offers AI technology and Big Data analysis using many Machine Learning techniques, Analysis experience in the Financial Industry.
ANA Digital Gate
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ANA Digital Gate is a joint-venture company for corporate settlement solutions business that leverages FinTech.
Nishi-Nippon
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Nishi-Nippon provides banking and financial services for individuals, and small and medium-sized enterprises.
Securitize Japan
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Securitize Japan provides a platform for digital securities issuance & management allowing ease of trading and quicker transactions.
Cygnos
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Cygnos is a crypto lending platform that provides fiat monthly direct interest payments for crypto loans.
i-call
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i-call specializes in fintech, mobile games development, and website development services.
RENOSY FINANCE
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RENOSY FINANCE provides real estate, fintech and financial services.
nCino K.K.
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nCino K.K. is the Japanese subsidiary of nCino that offers an integrated platform for cloud-based banking operations.
Daiwa Securities SMBC
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Daiwa Securities SMBC is a comprehensive securities group representing Asia configured mainly Global Investment Banking.
THS
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THS provides cloud services, smartphone application development and fintech services.
SBI remit
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SBI Remit is a financial services-based company.
Digital Platformer
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Digital Platformer provides platforms for digital currency using blockchain technology.
Miraicrowd
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Miraicrowd is a social network for entrepreneurs and investors in Japan and Asia.
Smart Idea Inc
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Smart Idea is a mobile application development and marketing company specialized in Fintech
Ayumi Trust Holdings Co
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The Ayumi Trust Group is an independent corporate group that develops fintech businesses globally.
Aisys
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Aisys is a computer company that specializes in cloud, blockchain system development, system consult, and centering on Instec.
Pixel Companyz
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Pixel company is a Japan-based company engaged in the renewable energy business, fintech, IoT, and integrated resort business.
medical ai
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medical ai will create a sound investment culture and grow into a reliable business partner.
Link Trust Pay
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Link Trust Pay developing services based on the mobile payment platform, Fintech platform system development / OEM provision, etc.